Banca IFIS S.p.A. (BIT: IF)

Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	684.2	857.53	603.13	355.38	291.6	0.06
Investment Securities	736.86	1,543	1,404	902.54	974.74	1,436
Trading Asset Securities	23.05	20	44.06	31.71	52.15	46.62
Total Investments	759.91	1,563	1,448	934.25	1,027	1,483
Gross Loans	10,090	10,945	10,468	10,612	9,448	8,079
Allowance for Loan Losses	-	-289.86	-249.96	-273.65	-309.62	-346.25
Net Loans	10,090	10,656	10,218	10,339	9,139	7,733
Property, Plant & Equipment	162.42	142.85	125.92	119.77	114.58	105.58
Goodwill	38.02	38.02	38.02	38.79	38.8	39.54
Other Intangible Assets	43.01	38.65	26.24	22.81	22.17	21.38
Investments in Real Estate	-	0.41	0.42	0.49	0.57	0.72
Accrued Interest Receivable	-	59.83	51.81	41.2	35.02	34.52
Other Receivables	849.73	399.66	449.76	796.8	1,000	700.23
Restricted Cash	-	25.49	6.15	29.37	30.06	31.16
Other Current Assets	-	0.81	1.09	2.04	1.15	26.78
Long-Term Deferred Tax Assets	207.92	238.83	264.26	284.13	307.18	334.32
Other Long-Term Assets	211.01	31	29.34	14.31	19.23	16.42
Total Assets	13,046	14,051	13,262	12,978	12,026	10,526
Accounts Payable	-	133.14	122.83	93.77	98.33	103.4
Accrued Expenses	2	61.27	44.11	39.21	33.26	34.47
Interest Bearing Deposits	6,066	5,588	5,209	5,731	5,637	5,261
Non-Interest Bearing Deposits	-	0.02	4.21	6.23	4.99	27.93
Total Deposits	6,066	5,588	5,213	5,737	5,642	5,289
Short-Term Borrowings	1,267	1,087	807.78	223.5	18.55	172.12
Current Income Taxes Payable	20.73	26.03	21.96	16.7	12.02	28.25
Other Current Liabilities	-	40.23	58.38	48.81	60.06	41.31
Long-Term Debt	3,413	5,173	5,142	4,836	4,299	3,029
Long-Term Leases	24.12	22.7	21.73	16.13	16.89	15.25
Pension & Post-Retirement Benefits	8.05	7.91	7.7	9.34	9.24	9.98
Long-Term Deferred Tax Liabilities	31.57	31.69	30.34	32.46	36.14	40.77
Other Long-Term Liabilities	432.89	185.91	194.29	300.57	250.43	223.22
Total Liabilities	11,266	12,358	11,665	11,354	10,476	8,987
Common Stock	53.81	53.81	53.81	53.81	53.81	53.81
Additional Paid-In Capital	85.35	84.11	83.77	102.97	102.49	102.29
Retained Earnings	126.57	1,592	1,518	1,465	1,384	1,378
Treasury Stock	-20.99	-21.82	-22.1	-2.85	-2.95	-3.01
Comprehensive Income & Other	1,520	-28.5	-48.53	-22.69	-13.95	2.36
Total Common Equity	1,765	1,679	1,585	1,596	1,524	1,533
Minority Interest	15.46	14.24	12.43	27.79	26.27	5.57
Shareholders' Equity	1,780	1,694	1,598	1,624	1,550	1,539
Total Liabilities & Equity	13,046	14,051	13,262	12,978	12,026	10,526
Total Debt	4,705	6,283	5,972	5,076	4,334	3,217
Net Cash (Debt)	-3,997	-5,404	-5,322	-4,662	-3,953	-3,009
Net Cash Per Share	-76.04	-102.80	-100.97	-87.20	-73.94	-56.29
Filing Date Shares Outstanding	52.57	52.47	52.43	53.47	53.46	53.45
Total Common Shares Outstanding	52.57	52.47	52.43	53.47	53.46	53.45
Book Value Per Share	33.57	32.01	30.24	29.85	28.50	28.69
Tangible Book Value	1,684	1,603	1,521	1,534	1,463	1,472
Tangible Book Value Per Share	32.03	30.55	29.01	28.70	27.36	27.55

Source: S&P Capital IQ. Banks template. Financial Sources.