Banca IFIS S.p.A. (BIT:IF)

Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	385.66	505.02	857.53	603.13	355.38	291.6
Investment Securities	1,158	1,496	1,543	1,404	902.54	974.74
Trading Asset Securities	27.79	20.68	20	44.06	31.71	52.15
Total Investments	1,186	1,517	1,563	1,448	934.25	1,027
Gross Loans	10,552	11,163	10,949	10,468	10,612	9,448
Allowance for Loan Losses	-	-281.15	-293.69	-249.96	-273.65	-309.62
Net Loans	10,552	10,882	10,656	10,218	10,339	9,139
Property, Plant & Equipment	185.57	166.46	142.85	125.92	119.77	114.58
Goodwill	38.02	38.02	38.02	38.02	38.79	38.8
Other Intangible Assets	49.98	47.47	38.65	26.24	22.81	22.17
Investments in Real Estate	-	0.21	0.41	0.42	0.49	0.57
Accrued Interest Receivable	72.2	68.46	59.83	51.81	41.2	35.02
Other Receivables	793.6	333.03	399.66	449.76	796.8	1,000
Restricted Cash	-	73.19	25.49	6.15	29.37	30.06
Other Current Assets	-	0.8	0.81	1.09	2.04	1.15
Long-Term Deferred Tax Assets	172.19	171.43	238.83	264.26	284.13	307.18
Other Long-Term Assets	144.31	22.71	31	29.34	14.31	19.23
Total Assets	13,579	13,826	14,051	13,262	12,978	12,026
Accounts Payable	-	105.24	133.14	122.83	93.77	98.33
Accrued Expenses	1.93	65.08	61.27	44.11	39.21	33.26
Interest Bearing Deposits	5,661	6,039	5,588	5,209	5,731	5,637
Non-Interest Bearing Deposits	-	7.39	0.02	4.21	6.23	4.99
Total Deposits	5,661	6,046	5,588	5,213	5,737	5,642
Short-Term Borrowings	1,706	1,705	1,087	807.78	223.5	18.55
Current Income Taxes Payable	30.42	23.35	26.03	21.96	16.7	12.02
Other Current Liabilities	-	40.06	40.23	58.38	48.81	60.06
Long-Term Debt	3,870	3,867	5,173	5,142	4,836	4,299
Long-Term Leases	23.58	23.53	22.7	21.73	16.13	16.89
Pension & Post-Retirement Benefits	7.54	7.57	7.91	7.7	9.34	9.24
Long-Term Deferred Tax Liabilities	29.81	28.58	31.69	30.34	32.46	36.14
Other Long-Term Liabilities	448.81	165.98	185.91	194.29	300.57	250.43
Total Liabilities	11,779	12,078	12,358	11,665	11,354	10,476
Common Stock	53.81	53.81	53.81	53.81	53.81	53.81
Additional Paid-In Capital	85.39	85.39	84.11	83.77	102.97	102.49
Retained Earnings	-15.8	1,632	1,592	1,518	1,465	1,384
Treasury Stock	-20.97	-20.97	-21.82	-22.1	-2.85	-2.95
Comprehensive Income & Other	1,682	-17.42	-28.5	-48.53	-22.69	-13.95
Total Common Equity	1,784	1,732	1,679	1,585	1,596	1,524
Minority Interest	16.24	15.84	14.24	12.43	27.79	26.27
Shareholders' Equity	1,801	1,748	1,694	1,598	1,624	1,550
Total Liabilities & Equity	13,579	13,826	14,051	13,262	12,978	12,026
Total Debt	5,599	5,595	6,283	5,972	5,076	4,334
Net Cash (Debt)	-5,186	-5,067	-5,404	-5,322	-4,662	-3,953
Net Cash Per Share	-	-94.92	-102.80	-100.97	-87.20	-73.94
Filing Date Shares Outstanding	-	52.57	52.47	52.43	53.47	53.46
Total Common Shares Outstanding	-	52.57	52.47	52.43	53.47	53.46
Book Value Per Share	-	32.95	32.01	30.24	29.85	28.50
Tangible Book Value	1,696	1,647	1,603	1,521	1,534	1,463
Tangible Book Value Per Share	-	31.32	30.55	29.01	28.70	27.36

Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.