Intesa Sanpaolo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	26,688	27,758	34,602	32,525	15,709	10,473
Interest Income on Investments	1,266	1,094	800	660	645	161
Total Interest Income	27,954	28,852	35,402	33,185	16,354	10,634
Interest Paid on Deposits	9,296	10,448	16,512	15,589	3,874	2,480
Net Interest Income	18,658	18,404	18,890	17,596	12,480	8,154
Net Interest Income Growth	-7.39%	-2.57%	7.35%	40.99%	53.05%	4.30%
Income From Trading Activities	676	1,024	493	513	36	503
Gain (Loss) on Sale of Investments	4,913	2,042	2,636	2,033	-6,153	5,695
Other Non-Interest Income	3,246	5,409	4,438	4,432	14,053	6,377
Total Non-Interest Income	9,222	8,683	7,617	6,920	8,103	12,776
Non-Interest Income Growth	46.20%	13.99%	10.07%	-14.60%	-36.58%	17.96%
Revenues Before Loan Losses	27,880	27,087	26,507	24,516	20,583	20,930
Provision for Loan Losses	1,749	1,769	1,131	1,359	2,579	2,813
Revenue	26,131	25,318	25,376	23,157	18,004	18,117
Revenue Growth	3.29%	-0.23%	9.58%	28.62%	-0.62%	26.57%
Salaries and Employee Benefits	6,633	6,620	6,773	6,588	6,381	6,586
Occupancy Expenses	503	529	595	605	601	619
Amortization of Goodwill & Intangibles	920	917	896	808	744	828
Selling, General & Administrative	3,170	3,094	3,306	3,561	4,672	4,941
Other Non-Interest Expense	395	462	810	625	-469	-611
Total Non-Interest Expense	11,871	11,891	12,412	12,024	11,697	12,225
EBT Excluding Unusual Items	14,260	13,427	12,964	11,133	6,307	5,892
Asset Writedown	-83	-79	-23	-63	-91	-21
Legal Settlements	-83	-83	-	-	-	-
Other Unusual Items	-273	-128	-51	-17	28	-54
Pretax Income	13,335	12,645	12,058	10,746	6,075	5,181
Income Tax Expense	3,651	3,304	3,399	2,994	1,673	1,138
Earnings From Continuing Operations	9,684	9,341	8,659	7,752	4,402	4,043
Minority Interest in Earnings	-25	-20	7	-28	-23	142
Net Income	9,659	9,321	8,666	7,724	4,379	4,185
Net Income to Common	9,659	9,321	8,666	7,724	4,379	4,185
Net Income Growth	5.96%	7.56%	12.20%	76.39%	4.64%	27.71%
Basic Shares Outstanding	17,404	17,584	18,017	18,370	19,316	19,378
Diluted Shares Outstanding	17,404	17,584	18,017	18,370	19,316	19,378
Shares Change	-2.90%	-2.41%	-1.92%	-4.89%	-0.32%	6.23%
EPS (Basic)	0.55	0.53	0.48	0.42	0.23	0.22
EPS (Diluted)	0.55	0.53	0.48	0.42	0.23	0.22
EPS Growth	10.23%	10.42%	14.29%	85.26%	4.97%	20.21%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.190	0.376	0.341	0.296	0.164	0.251
Dividend Growth	-63.95%	10.26%	15.20%	80.60%	-34.60%	601.96%
Effective Tax Rate	27.38%	26.13%	28.19%	27.86%	27.54%	21.96%