Banca Profilo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	63.49	89.19	68.92	43.61	19.53
Interest Income on Investments	-	19.89	29.24	26.41	18.52	21.41
Total Interest Income	-	83.38	118.43	95.33	62.13	40.94
Interest Paid on Deposits	-	42.87	65.89	40.02	2.51	2.15
Net Interest Income	39.13	40.51	52.54	55.31	59.62	38.79
Net Interest Income Growth	-17.53%	-22.89%	-5.02%	-7.22%	53.71%	26.06%
Income From Trading Activities	-4.03	-4.03	-11.92	-14.65	-13.21	-9.64
Gain (Loss) on Sale of Investments	3.8	3.85	4.97	3.59	-0.67	4.59
Other Non-Interest Income	2.6	19.68	20.7	27.93	22.14	27.46
Total Non-Interest Income	5.95	23.08	19.69	19.59	8.91	25.96
Non-Interest Income Growth	-73.57%	17.24%	0.51%	119.78%	-65.67%	-1.30%
Revenues Before Loan Losses	45.08	63.59	72.23	74.9	68.53	64.75
Provision for Loan Losses	0.22	3.19	1.72	2.2	1.29	1.18
Revenue	44.86	60.4	70.5	72.7	67.24	63.57
Revenue Growth	-32.74%	-14.33%	-3.02%	8.12%	5.78%	12.00%
Salaries and Employee Benefits	21.27	27.98	32.1	32.05	29.86	28.79
Occupancy Expenses	1.13	1.46	1.55	1.43	1.45	1.44
Amortization of Goodwill & Intangibles	1.91	1.91	1.71	0.88	0.85	0.9
Selling, General & Administrative	20.67	21.49	20.29	20.9	23.98	23.18
Other Non-Interest Expense	0.92	1.01	1.59	1.18	-4.67	-4.41
Total Non-Interest Expense	45.9	53.84	57.23	56.44	51.47	49.9
EBT Excluding Unusual Items	-1.04	6.56	13.28	16.26	15.77	13.67
Legal Settlements	-	-	-	-	0.03	0
Pretax Income	-1.73	5.88	13.28	16.26	15.8	13.54
Income Tax Expense	-0.01	-4.13	3.99	4.73	4.67	4.66
Earnings From Continuing Operations	-1.72	10	9.29	11.53	11.13	8.89
Earnings From Discontinued Operations	-	-	-	0.59	-	2.74
Minority Interest in Earnings	-	-	-	-	-	0.09
Net Income	-1.72	10	9.29	12.12	11.13	11.71
Net Income to Common	-1.72	10	9.29	12.12	11.13	11.71
Net Income Growth	-	7.72%	-23.40%	8.93%	-4.99%	34.49%
Basic Shares Outstanding	66	66	66	67	65	65
Diluted Shares Outstanding	66	66	66	67	65	65
Shares Change	-	-0.41%	-1.52%	2.88%	0.60%	-2.87%
EPS (Basic)	-0.03	0.15	0.14	0.18	0.17	0.18
EPS (Diluted)	-0.03	0.15	0.14	0.18	0.17	0.18
EPS Growth	-	7.14%	-22.22%	5.88%	-5.56%	38.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.070	0.128	0.155	0.140	0.310
Dividend Growth	-	-45.31%	-17.42%	10.71%	-54.84%	72.22%
Effective Tax Rate	-	-	30.05%	29.10%	29.57%	34.37%