Banca Profilo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	52.82	63.49	89.19	68.92	43.61	19.53
Interest Income on Investments	15.04	19.89	29.24	26.41	18.52	21.41
Total Interest Income	67.85	83.38	118.43	95.33	62.13	40.94
Interest Paid on Deposits	34.58	42.87	65.89	40.02	2.51	2.15
Net Interest Income	33.27	40.51	52.54	55.31	59.62	38.79
Net Interest Income Growth	-34.30%	-22.89%	-5.02%	-7.22%	53.71%	26.06%
Income From Trading Activities	-3.88	-4.03	-11.92	-14.65	-13.21	-9.64
Gain (Loss) on Sale of Investments	4.3	3.85	4.97	3.59	-0.67	4.59
Other Non-Interest Income	9.82	19.68	20.7	27.93	22.14	27.46
Total Non-Interest Income	17.67	23.08	19.69	19.59	8.91	25.96
Non-Interest Income Growth	-5.36%	17.24%	0.51%	119.78%	-65.67%	-1.30%
Revenues Before Loan Losses	50.94	63.59	72.23	74.9	68.53	64.75
Provision for Loan Losses	1	3.19	1.72	2.2	1.29	1.18
Revenue	49.93	60.4	70.5	72.7	67.24	63.57
Revenue Growth	-25.14%	-14.33%	-3.02%	8.12%	5.78%	12.00%
Salaries and Employee Benefits	22.54	27.98	32.1	32.05	29.86	28.79
Occupancy Expenses	1.22	1.46	1.55	1.43	1.45	1.44
Amortization of Goodwill & Intangibles	1.94	1.91	1.71	0.88	0.85	0.9
Selling, General & Administrative	17.92	21.49	20.29	20.9	23.98	23.18
Other Non-Interest Expense	1.43	1.01	1.59	1.18	-4.67	-4.41
Total Non-Interest Expense	45.05	53.84	57.23	56.44	51.47	49.9
EBT Excluding Unusual Items	4.88	6.56	13.28	16.26	15.77	13.67
Legal Settlements	-	-	-	-	0.03	0
Pretax Income	4.19	5.88	13.28	16.26	15.8	13.54
Income Tax Expense	-4.48	-4.13	3.99	4.73	4.67	4.66
Earnings From Continuing Operations	8.67	10	9.29	11.53	11.13	8.89
Earnings From Discontinued Operations	-	-	-	0.59	-	2.74
Minority Interest in Earnings	-	-	-	-	-	0.09
Net Income	8.67	10	9.29	12.12	11.13	11.71
Net Income to Common	8.67	10	9.29	12.12	11.13	11.71
Net Income Growth	82.29%	7.72%	-23.40%	8.93%	-4.99%	34.49%
Basic Shares Outstanding	66	66	66	67	65	65
Diluted Shares Outstanding	66	66	66	67	65	65
Shares Change	-0.43%	-0.41%	-1.52%	2.88%	0.60%	-2.87%
EPS (Basic)	0.13	0.15	0.14	0.18	0.17	0.18
EPS (Diluted)	0.13	0.15	0.14	0.18	0.17	0.18
EPS Growth	81.08%	7.14%	-22.22%	5.88%	-5.56%	38.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.070	0.070	0.128	0.155	0.140	0.310
Dividend Growth	-45.31%	-45.31%	-17.42%	10.71%	-54.84%	72.22%
Effective Tax Rate	-	-	30.05%	29.10%	29.57%	34.37%