Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)
Spain · Delayed Price · Currency is EUR 1.318
+0.012 (0.92%)
Aug 14, 2026, 5:35 PM CET
BME:LDA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,154 | 1,090 | 1,010 | 980.84 | 941.91 | 882.73 |
Total Interest & Dividend Income | 34.95 | 35.21 | 31.5 | 27.82 | 38.51 | 27.93 |
Gain (Loss) on Sale of Investments | 0.85 | 1.98 | -1.1 | 1.84 | - | 6.72 |
Other Revenue | 5.47 | 5.18 | 5.65 | 6.14 | - | 10.35 |
| 1,196 | 1,133 | 1,046 | 1,017 | 980.41 | 927.72 | |
Revenue Growth | 9.99% | 8.27% | 2.91% | 3.69% | 5.68% | 0.89% |
Policy Benefits | 1,066 | 1,013 | 958.93 | 1,019 | 904.78 | 598.41 |
Policy Acquisition & Underwriting Costs | - | - | - | - | - | 181.97 |
Selling, General & Administrative | - | - | - | - | - | 26.51 |
Other Operating Expenses | 5.6 | 5.25 | 4.53 | 3.81 | 3.4 | -24.34 |
Total Operating Expenses | 1,072 | 1,018 | 963.47 | 1,023 | 908.17 | 782.55 |
Operating Income | 124.09 | 114.54 | 82.74 | -6.24 | 72.24 | 145.17 |
Currency Exchange Gain (Loss) | 0.23 | -0.4 | 0.57 | -0.31 | 3.77 | - |
Other Non Operating Income (Expenses) | 0 | - | - | - | 7.56 | - |
EBT Excluding Unusual Items | 124.32 | 114.14 | 83.31 | -6.55 | 83.56 | 145.17 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.01 |
Pretax Income | 124.32 | 114.14 | 83.31 | -6.55 | 83.56 | 145.18 |
Income Tax Expense | 30.28 | 28.43 | 19.09 | -2.16 | 20.44 | 35.04 |
Net Income | 94.04 | 85.71 | 64.22 | -4.39 | 63.13 | 110.14 |
Net Income to Common | 94.04 | 85.71 | 64.22 | -4.39 | 63.13 | 110.14 |
Net Income Growth | 13.89% | 33.47% | - | - | -42.68% | -18.32% |
Shares Outstanding (Basic) | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 |
Shares Outstanding (Diluted) | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 |
Shares Change | -0.00% | 0.01% | 0.01% | 0.01% | -0.02% | -0.05% |
EPS (Basic) | 0.09 | 0.08 | 0.06 | -0.00 | 0.06 | 0.10 |
EPS (Diluted) | 0.09 | 0.08 | 0.06 | -0.00 | 0.06 | 0.10 |
EPS Growth | 13.89% | 33.46% | - | - | -41.97% | -19.28% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 146.96 | 137.21 | 79.35 | 61.01 | 68.91 | 85.19 |
Free Cash Flow Per Share | 0.14 | 0.13 | 0.07 | 0.06 | 0.06 | 0.08 |
Dividend Per Share | 0.028 | 0.028 | 0.041 | - | 0.049 | 0.091 |
Dividend Growth | 0.03% | -33.30% | - | - | -46.76% | - |
Operating Margin | 10.38% | 10.11% | 7.91% | -0.61% | 7.37% | 15.65% |
Profit Margin | 7.87% | 7.57% | 6.14% | -0.43% | 6.44% | 11.87% |
Free Cash Flow Margin | 12.29% | 12.11% | 7.58% | 6.00% | 7.03% | 9.18% |
EBITDA | 128.66 | 119.89 | 89.66 | -3.92 | 76.62 | 149.46 |
EBITDA Margin | 10.76% | 10.59% | 8.57% | -0.39% | 7.81% | 16.11% |
D&A For EBITDA | 4.58 | 5.36 | 6.92 | 2.32 | 4.38 | 4.29 |
EBIT | 124.09 | 114.54 | 82.74 | -6.24 | 72.24 | 145.17 |
EBIT Margin | 10.38% | 10.11% | 7.91% | -0.61% | 7.37% | 15.65% |
Effective Tax Rate | 24.36% | 24.91% | 22.92% | - | 24.46% | 24.14% |