Banco Santander, S.A. (BME:SAN)
Spain · Delayed Price · Currency is EUR 11.98
+0.37 (3.17%)
Jul 24, 2026, 5:44 PM CET
Banco Santander Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 48,533 | 46,836 | 47,810 | 43,261 | 41,947 | 39,007 |
Revenue Growth | -3.24% | -2.04% | 10.51% | 3.13% | 7.54% | 22.51% |
Net Income Net Income Growth | 15,619 | 13,479 | 11,954 | 10,584 | 9,076 | 7,558 |
Earnings Per Share EPS Growth | 1.08 | 0.90 | 0.77 | 0.65 | 0.54 | 0.44 |
EPS Growth | 29.75% | 17.19% | 17.97% | 21.23% | 23.16% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Retail & Commercial Banking Retail & Commercial Banking Growth | - | 31,216 | 32,374 | 29,754 |
Openbank Openbank Growth | 13,126 | 13,015 | 12,912 | 12,296 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 8,913 | 8,488 | 8,339 | 7,527 |
Wealth Management & Insurance Wealth Management & Insurance Growth | 4,301 | 4,239 | 3,803 | 3,210 |
Corporate Centre Corporate Centre Growth | -697 | -581 | -676 | -439 |
PagoNxt PagoNxt Growth | - | 1,373 | 1,240 | 1,140 |
Cards Cards Growth | - | 4,640 | 4,220 | 4,158 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 429,455 | 413,732 | 432,447 | 408,450 | 389,958 | 379,518 |
Total Debt Total Debt Growth | 404,829 | 382,751 | 390,445 | 369,551 | 357,225 | 308,571 |
Net Cash (Debt) Net Cash Growth | 24,626 | 30,981 | 42,002 | 38,899 | 32,733 | 70,947 |
Net Cash Growth | -54.52% | -26.24% | 7.98% | 18.84% | -53.86% | 40.87% |
Net Cash Per Share Net Cash Per Share Growth | 1.70 | 2.07 | 2.70 | 2.39 | 1.94 | 4.10 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | -14,835 | -24,155 | 5,015 | 27,706 | 56,691 |
Capital Expenditures CapEx Growth | - | -5,854 | -8,494 | -11,446 | -9,066 | -10,015 |
Free Cash Flow Free Cash Flow Growth | - | -20,689 | -32,649 | -6,431 | 18,640 | 46,676 |
Free Cash Flow Growth | - | - | - | - | -60.07% | -20.57% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.18% | 28.78% | 25.00% | 24.46% | 21.64% | 19.38% |
FCF Margin | - | -44.17% | -68.29% | -14.87% | 44.44% | 119.66% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.250 | 0.240 | 0.210 | 0.176 | 0.118 | 0.100 |
Dividend Per Share Growth | 14.29% | 14.29% | 19.32% | 49.41% | 17.80% | -21.57% |
Dividend Yield | 2.15% | 2.41% | 4.87% | 4.98% | 4.65% | 3.89% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.47 | 10.97 | 5.66 | 5.67 | 5.11 | 6.64 |
Forward PE | 10.60 | 10.57 | 5.81 | 5.65 | 5.42 | 6.49 |
P/FCF Ratio | - | - | - | - | 2.49 | 1.08 |
PS Ratio | 3.53 | 3.16 | 1.41 | 1.39 | 1.11 | 1.29 |