Banco Santander, S.A. (BME:SAN)

Banco Santander Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	150,179	147,810	67,599	60,030	46,383	50,197
Market Cap Growth	46.01%	118.66%	12.61%	29.42%	-7.60%	14.14%
Last Close Price	10.43	9.97	4.32	3.53	2.53	2.57
PE Ratio	12.46	10.97	5.66	5.67	5.11	6.64
PS Ratio	3.17	3.16	1.41	1.39	1.11	1.29
PB Ratio	1.33	1.31	0.63	0.58	0.48	0.52
P/FCF Ratio	-	-	-	-	2.49	1.08
P/OCF Ratio	-	-	-	11.97	1.67	0.89
Debt / Equity Ratio	3.49	3.40	3.64	3.55	3.66	3.18
Debt / FCF Ratio	-	-	-	-	19.16	6.61
Net Debt / Equity Ratio	0.75	-0.28	-0.39	-0.37	-0.33	-0.73
Net Debt / FCF Ratio	-4.16	1.50	1.29	6.05	-1.76	-1.52
Return on Equity (ROE)	12.89%	12.68%	11.82%	11.02%	11.06%	10.25%
Return on Assets (ROA)	0.78%	0.75%	0.69%	0.63%	0.65%	0.62%
Earnings Yield	10.34%	9.54%	18.60%	18.45%	20.71%	16.18%
FCF Yield	-13.53%	-14.00%	-48.30%	-10.71%	40.19%	92.98%
Dividend Yield	2.40%	2.41%	4.87%	4.98%	4.65%	3.89%
Payout Ratio	20.68%	23.69%	23.99%	20.41%	19.24%	16.16%
Buyback Yield / Dilution	3.64%	3.80%	4.18%	3.88%	2.41%	-0.03%
Total Shareholder Return	6.04%	6.21%	9.05%	8.87%	7.06%	3.86%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.