Banco Santander Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Sep '25 Sep 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	125,942	67,599	60,030	46,383	50,197	43,978	Upgrade
Market Cap Growth	55.88%	12.61%	29.42%	-7.60%	14.14%	-29.03%	Upgrade
Last Close Price	8.49	4.40	3.60	2.58	2.62	2.22	Upgrade
PE Ratio	10.36	5.66	5.67	5.11	6.64	-	Upgrade
PS Ratio	2.51	1.33	1.31	1.11	1.29	1.38	Upgrade
PB Ratio	1.16	0.63	0.58	0.48	0.52	0.48	Upgrade
P/FCF Ratio	3.98	-	-	2.49	1.08	0.75	Upgrade
P/OCF Ratio	3.26	-	11.97	1.67	0.89	0.67	Upgrade
Debt / Equity Ratio	3.37	3.64	3.55	3.66	3.18	3.40	Upgrade
Debt / FCF Ratio	11.59	-	-	19.16	6.61	5.28	Upgrade
Return on Equity (ROE)	13.61%	12.99%	12.07%	11.06%	10.25%	-7.63%	Upgrade
Return on Assets (ROA)	0.80%	0.76%	0.69%	0.65%	0.62%	-0.51%	Upgrade
Earnings Yield	10.11%	18.60%	18.45%	20.71%	16.18%	-19.94%	Upgrade
FCF Yield	25.14%	-48.30%	-10.71%	40.19%	92.98%	133.63%	Upgrade
Dividend Yield	2.58%	4.77%	4.88%	4.56%	3.81%	5.75%	Upgrade
Payout Ratio	23.79%	23.99%	20.41%	19.24%	16.16%	-	Upgrade
Buyback Yield / Dilution	4.41%	4.18%	3.88%	2.41%	-0.03%	-1.29%	Upgrade
Total Shareholder Return	6.99%	8.95%	8.77%	6.97%	3.79%	4.46%	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.