Banco Santander Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	158,160	67,599	60,030	46,383	50,197	43,978
Market Cap Growth	120.46%	12.61%	29.42%	-7.60%	14.14%	-29.03%
Last Close Price	10.78	4.36	3.57	2.56	2.60	2.20
PE Ratio	12.83	5.66	5.67	5.11	6.64	-
PS Ratio	3.12	1.33	1.31	1.11	1.29	1.38
PB Ratio	1.44	0.63	0.58	0.48	0.52	0.48
P/FCF Ratio	18.85	-	-	2.49	1.08	0.75
P/OCF Ratio	10.44	-	11.97	1.67	0.89	0.67
Debt / Equity Ratio	3.39	3.64	3.55	3.66	3.18	3.40
Debt / FCF Ratio	44.39	-	-	19.16	6.61	5.28
Return on Equity (ROE)	13.72%	12.99%	12.07%	11.06%	10.25%	-7.63%
Return on Assets (ROA)	0.81%	0.76%	0.69%	0.65%	0.62%	-0.51%
Earnings Yield	8.20%	18.60%	18.45%	20.71%	16.18%	-19.94%
FCF Yield	5.31%	-48.30%	-10.71%	40.19%	92.98%	133.63%
Dividend Yield	2.13%	4.82%	4.94%	4.61%	3.85%	5.81%
Payout Ratio	23.34%	23.99%	20.41%	19.24%	16.16%	-
Buyback Yield / Dilution	4.19%	4.18%	3.88%	2.41%	-0.03%	-1.29%
Total Shareholder Return	6.33%	9.00%	8.82%	7.02%	3.82%	4.52%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.