Unicaja Banco, S.A. (BME:UNI)
Spain · Delayed Price · Currency is EUR | Market Cap | 9.38B +53.5% |
| Revenue (ttm) | 2.03B +2.3% |
| Net Income | 649.49M +6.5% |
| EPS | 0.25 +6.1% |
| Shares Out | 2.57B |
| PE Ratio | 14.54 |
| Forward PE | 13.37 |
| Dividend | 0.17 (4.74%) |
| Ex-Dividend Date | Sep 22, 2026 |
| Volume | 3,736,489 |
| Open | 3.644 |
| Previous Close | 3.618 |
| Day's Range | 3.622 - 3.668 |
| 52-Week Range | 2.218 - 3.672 |
| Beta | 0.38 |
| Analysts | Sell |
| Price Target | 3.09 (-15.34%) |
| Earnings Date | Oct 30, 2026 |
About Unicaja Banco
Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments;... [Read more]
Financial Performance
In 2025, Unicaja Banco's revenue was 1.97 billion, an increase of 2.19% compared to the previous year's 1.93 billion. Earnings were 625.51 million, an increase of 10.42%.
Financial StatementsAnalyst Summary
According to 18 analysts, the average rating for UNI stock is "Sell." The 12-month stock price target is €3.09, which is a decrease of -15.34% from the latest price.
News
Unicaja Banco price target raised to EUR 3.33 from EUR 3.25 at Citi
Citi raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 3.33 from EUR 3.25 and keeps a Neutral rating on the shares.
Unicaja Banco price target raised to EUR 2.80 from EUR 2.60 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.80 from EUR 2.60 and keeps an Underweight rating on the shares.
Unicaja Banco price target raised to EUR 3.25 from EUR 2.98 at Citi
Citi analyst Borja Ramirez Segura raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 3.25 from EUR 2.98 and keeps a Neutral rating on the shares. Published first…
Unicaja Banco price target raised to EUR 3.25 from EUR 2.90 at Deutsche Bank
Deutsche Bank analyst Alfredo Alonso raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 3.25 from EUR 2.90 and keeps a Hold rating on the shares. Published first…
Unicaja Banco Earnings Call Transcript: Q2 2026
Business volumes and profitability improved in H1 2026, with net income up 7% year-over-year and strong growth in mutual funds and lending. Dividend payout will reach 95% of net income, supported by robust capital and liquidity. Strategic investments in digital and ESG initiatives are driving above-sector growth.
Unicaja Banco Slides: Q2 2026
Unicaja Banco has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 31, 2026.
Unicaja Banco Quarterly report: Q2 2026
Unicaja Banco has published its Q2 2026 quarterly earnings report on July 31, 2026.
Unicaja Banco downgraded to Underperform from Neutral at BofA
BofA analyst Antonio Reale downgraded Unicaja Banco (UNJCF) to Underperform from Neutral with a price target of EUR 3, down from EUR 3.10. The firm says the shares are trading…
Unicaja Banco downgraded to Underweight from Equal Weight at Barclays
Barclays analyst Cecilia Romero Reyes downgraded Unicaja Banco (UNJCF) to Underweight from Equal Weight with a price target of EUR 3.10, up from EUR 3. The firm says the stock’s…
Unicaja Banco price target raised to EUR 2.98 from EUR 2.75 at Citi
Citi analyst Borja Ramirez Segura raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.98 from EUR 2.75 and keeps a Neutral rating on the shares. Published first…
Unicaja Banco price target raised to EUR 2.50 from EUR 2.40 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.50 from EUR 2.40 and keeps an Underweight rating on the shares.
Spain's antitrust watchdog probes banks over mortgage practices
Spain's antitrust regulator said on Tuesday it was launching disciplinary proceedings against all six listed lenders in the country, including Santander and BBVA , for possible anti-competitive prac...
Unicaja Banco price target raised to EUR 2.90 from EUR 2.75 at Deutsche Bank
Deutsche Bank raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.90 from EUR 2.75 and keeps a Hold rating on the shares.
Unicaja Banco price target raised to EUR 2.40 from EUR 2.35 at Morgan Stanley
Morgan Stanley analyst Alvaro Serrano raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.40 from EUR 2.35 and keeps an Underweight rating on the shares. Published first…
Unicaja Banco Earnings Call Transcript: Q1 2026
Q1 2026 saw strong growth in business volumes, mutual funds, and digital sales, with net income up 1.4% year-over-year. Asset quality and capital ratios remain robust, and guidance for 2026 is reaffirmed despite increased uncertainty and market volatility.
Unicaja Banco Slides: Q1 2026
Unicaja Banco has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 5, 2026.
Unicaja Banco Quarterly report: Q1 2026
Unicaja Banco has published its Q1 2026 quarterly earnings report on May 5, 2026.
Unicaja Banco price target raised to EUR 2.75 from EUR 2.65 at Citi
Citi raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.75 from EUR 2.65 and keeps a Neutral rating on the shares.
Unicaja Banco downgraded to Underperform from Market Perform at Keefe Bruyette
Keefe Bruyette downgraded Unicaja Banco (UNJCF) to Underperform from Market Perform with a price target of EUR 2.66, down from EUR 2.76.
Unicaja Banco price target raised to EUR 2.75 from EUR 2.25 at Deutsche Bank
Deutsche Bank analyst Alfredo Alonso raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.75 from EUR 2.25 and keeps a Hold rating on the shares. Published first…
Unicaja Banco price target raised to EUR 2.65 from EUR 2.60 at Citi
Citi raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.65 from EUR 2.60 and keeps a Neutral rating on the shares.
Unicaja Banco downgraded to Hold from Buy at Kepler Cheuvreux
Kepler Cheuvreux downgraded Unicaja Banco (UNJCF) to Hold from Buy.
Unicaja Banco price target raised to EUR 2.35 from EUR 2.25 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Unicaja Banco (UNJCF) to EUR 2.35 from EUR 2.25 and keeps an Underweight rating on the shares.
Unicaja Banco Earnings Call Transcript: Q4 2025
2025 saw a turnaround with 2% lending growth, 10% higher net profit, and a record dividend payout. Strategic plan execution drove gains in mutual funds, efficiency, and asset quality, while guidance for 2026 points to continued growth in income and business volumes.
Unicaja Banco Quarterly report: Q4 2025
Unicaja Banco has published its Q4 2025 quarterly earnings report on February 3, 2026.