Unicaja Banco Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	2,064	2,317	2,160	1,909	988.32
Interest Income on Investments	-	291.73	391.87	210.01	-615.58	-116.9
Total Interest Income	-	2,356	2,709	2,370	1,293	871.42
Interest Paid on Deposits	-	838.83	1,155	992.67	201.6	122
Net Interest Income	1,521	1,517	1,554	1,378	1,092	749.42
Net Interest Income Growth (YoY)	-0.82%	-2.36%	12.76%	26.21%	45.67%	26.35%
Income From Trading Activities	16.13	19.13	10.29	7.66	10.3	12.69
Gain (Loss) on Sale of Assets	2.61	2.61	11.28	-233.15	16.63	-9.97
Gain (Loss) on Sale of Investments	-8.77	-8.77	-8.31	12.7	26.96	37.54
Gain (Loss) on Sale of Equity Investments	90.93	93.93	87.07	91.95	80.3	40.27
Other Non-Interest Income	478.32	473.32	387.03	288.82	396.45	259.99
Total Non-Interest Income	579.21	580.21	487.35	167.97	530.64	340.51
Non-Interest Income Growth (YoY)	0.98%	19.05%	190.14%	-68.35%	55.84%	6.83%
Revenues Before Loan Losses	2,100	2,097	2,041	1,546	1,622	1,090
Provision for Loan Losses	117.51	124.51	110.53	146.26	214.55	182.37
Revenue	1,983	1,973	1,930	1,400	1,408	907.56
Revenue Growth (YoY)	-0.65%	2.19%	37.94%	-0.59%	55.12%	35.47%
Salaries and Employee Benefits	576.62	573.62	550.35	486.76	506.13	437.46
Occupancy Expenses	1	-	-	-	-	-
Amortization of Goodwill & Intangibles	92.21	92.21	86.85	90.5	90.4	68.92
Selling, General & Administrative	256.59	250.59	232.86	243.83	228.01	168.23
Other Non-Interest Expense	153.13	158.13	229.47	156.61	169.07	501.45
Total Non-Interest Expense	1,080	1,075	1,100	977.7	993.6	1,176
EBT Excluding Unusual Items	903.2	898.2	830.95	421.8	414.17	-268.49
Asset Writedown	9.47	9.47	-8.28	-44.46	-24.55	-4.64
Other Unusual Items	-	-	-	-	-	1,301
Pretax Income	906.5	901.5	816.29	370.57	382.85	1,021
Income Tax Expense	270.09	268.09	242.95	104.04	105.28	-91.77
Earnings From Continuing Operations	636.4	633.4	573.33	266.53	277.57	1,113
Minority Interest in Earnings	-1.05	-1.05	0	0.17	0	0
Net Income	635.36	632.36	573.33	266.7	277.58	1,113
Preferred Dividends & Other Adjustments	6.85	6.85	6.85	6.85	6.85	6.85
Net Income to Common	628.51	625.51	566.48	259.85	270.73	1,106
Net Income Growth	2.42%	10.29%	114.97%	-3.92%	-75.06%	1330.28%
Basic Shares Outstanding	2,569	2,569	2,612	2,655	2,653	2,034
Diluted Shares Outstanding	2,569	2,569	2,612	2,655	2,653	2,034
Shares Change (YoY)	-	-1.66%	-1.61%	0.08%	30.46%	28.48%
EPS (Basic)	0.24	0.24	0.22	0.10	0.10	0.54
EPS (Diluted)	0.24	0.24	0.22	0.10	0.10	0.54
EPS Growth	-	12.06%	121.56%	-4.05%	-81.25%	1113.17%
Dividend Per Share	-	0.173	0.134	0.050	0.048	0.027
Dividend Growth	-	29.04%	168.20%	3.10%	79.13%	170.20%
Effective Tax Rate	29.79%	29.74%	29.76%	28.07%	27.50%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.