Unicaja Banco, S.A. (BME:UNI)

Spain · Delayed Price · Currency is EUR

3.516

+0.070 (2.03%)

Aug 6, 2026, 5:35 PM CET

Unicaja Banco Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,133	1,955	1,930	1,529	336.33	1,479
Revenue Growth	-12.75%	1.26%	26.25%	354.56%	-77.25%	966.53%
Net Income	657	600.71	573.33	266.7	277.58	1,113
Earnings Per Share	0.26	0.23	0.18	0.10	0.10	0.54
EPS Growth	6.47%	27.62%	84.69%	-3.92%	-81.25%	449.50%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4,173	5,761	7,502	8,040	4,662	21,298
Total Debt	4,674	3,950	4,099	0	3,877	3,121
Net Cash (Debt)	-501	1,811	3,403	8,040	784.52	18,176
Net Cash Growth	-	-46.78%	-57.68%	924.83%	-95.68%	202.87%
Net Cash Per Share	-0.19	0.70	1.30	3.03	0.30	8.94

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,241	-1,241	-355.53	2,834	-17,346	13,959
Capital Expenditures	-53.62	-53.62	-17.81	-24.94	-45.55	-18.73
Free Cash Flow	-1,294	-1,294	-373.34	2,809	-17,392	13,940
Free Cash Flow Growth	-	-	-	-	-	670.39%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	48.80%	43.69%	43.10%	36.59%	-184.30%	20.50%
Profit Margin	35.96%	30.73%	30.51%	29.79%	-215.60%	26.71%
FCF Margin	0.00%	-66.22%	-19.34%	183.74%	-5171.10%	942.80%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.173	0.173	0.134	0.050	0.048	0.027
Dividend Per Share Growth	36.57%	29.04%	168.20%	3.10%	79.13%	170.20%
Dividend Yield	5.01%	5.02%	8.60%	5.44%	2.46%	0.96%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.91	12.03	7.04	9.08	10.11	1.60
Forward PE	13.00	11.59	6.35	5.58	7.44	4.37
P/FCF Ratio	-	-	-	0.84	-	0.17
PS Ratio	4.46	3.65	1.70	1.55	8.14	1.56