Unicaja Banco, S.A. (BME:UNI)

Spain · Delayed Price · Currency is EUR

3.170

+0.072 (2.32%)

Oct 26, 2026, 5:35 PM CET

Unicaja Banco Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,025	1,973	1,930	1,400	1,408	907.56
Revenue Growth	2.27%	2.19%	37.94%	-0.59%	55.12%	35.47%
Net Income	649.49	625.51	566.48	259.85	270.73	1,106
Earnings Per Share	0.25	0.24	0.22	0.10	0.10	0.54
EPS Growth	6.08%	12.06%	121.56%	-4.05%	-81.25%	1113.17%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,674	3,026	2,661	2,670	2,226	1,696
Total Debt	8,346	12,609	10,662	11,928	7,109	14,452
Net Cash (Debt)	-5,672	-9,583	-8,002	-9,257	-4,882	-12,756
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.20	-3.73	-3.06	-3.49	-1.84	-6.27

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-368.89	-1,421	-355.53	2,834	-17,346	13,959
Capital Expenditures	-65.66	-57	-17.81	-24.75	-44.45	-15.87
Free Cash Flow	-434.55	-1,478	-373.34	2,809	-17,391	13,943
Free Cash Flow Growth	-	-	-	-	-	591.87%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	32.07%	31.71%	29.34%	18.57%	19.23%	121.90%
FCF Margin	-21.46%	-74.90%	-19.34%	200.73%	-1235.35%	1536.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.173	0.173	0.134	0.050	0.048	0.027
Dividend Per Share Growth	36.57%	29.04%	168.20%	3.10%	79.13%	170.20%
Dividend Yield	5.45%	6.21%	10.65%	5.60%	4.70%	3.10%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.63	11.41	5.70	9.09	10.11	2.09
Forward PE	11.42	11.59	6.35	5.58	7.44	4.37
P/FCF Ratio	-	-	-	0.84	-	0.17
PS Ratio	4.02	3.62	1.67	1.69	1.94	2.54