BMV:FINDEP Income Statement

Financials in millions MXN. Fiscal year is January - December.

Millions MXN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	4,898	5,011	4,927	4,814	4,748	4,233
Total Interest Expense	574.03	596.13	602.84	623.27	577.15	526.78
Net Interest Income	4,324	4,415	4,324	4,190	4,171	3,706
Commissions and Fees	497.5	515.8	562.86	571.1	603.88	434.59
Other Revenue	103.49	108.89	96.67	65.86	119.96	112.36
Revenue Before Loan Losses	4,925	5,040	4,983	4,827	4,895	4,253
Provision for Loan Losses	1,455	1,496	1,377	1,410	1,383	849.74
Revenue	3,470	3,544	3,607	3,418	3,512	3,403
Revenue Growth (YoY)	-7.59%	-1.74%	5.53%	-2.69%	3.20%	8.29%
Cost of Services Provided	2,698	2,695	2,633	2,569	2,668	2,772
Other Operating Expenses	-	-	-49.48	-78.85	-29.56	-43.83
Total Operating Expenses	2,698	2,695	2,584	2,490	2,638	2,728
Operating Income	771.98	848.58	1,023	927.79	873.76	675.18
Currency Exchange Gain (Loss)	-	-	79.54	79.15	26.79	-16.48
EBT Excluding Unusual Items	809.58	848.58	1,102	1,007	900.55	658.71
Pretax Income	809.58	848.58	1,103	1,008	900.87	658.71
Income Tax Expense	224.91	237.11	298.44	297.65	272.65	178.43
Earnings From Continuing Ops.	584.67	611.47	804.42	709.99	628.22	480.27
Earnings From Discontinued Ops.	-	-	-	-	-3.18	-133.37
Net Income	584.67	611.47	804.42	709.99	625.04	346.9
Net Income to Common	584.67	611.47	804.42	709.99	625.04	346.9
Net Income Growth	-26.91%	-23.98%	13.30%	13.59%	80.18%	-
Shares Outstanding (Basic)	306	306	294	305	306	310
Shares Outstanding (Diluted)	306	306	294	305	306	310
Shares Change (YoY)	-2.16%	3.83%	-3.31%	-0.61%	-1.06%	24.08%
EPS (Basic)	1.91	2.00	2.73	2.33	2.04	1.12
EPS (Diluted)	1.91	2.00	2.73	2.33	2.04	1.12
EPS Growth	-25.30%	-26.79%	17.18%	14.29%	82.11%	-
Free Cash Flow	-	2,073	587.75	159.76	807.06	-340.47
Free Cash Flow Per Share	-	6.78	2.00	0.53	2.63	-1.10
Dividend Per Share	-	-	3.710	-	-	-
Operating Margin	22.25%	23.95%	28.35%	27.15%	24.88%	19.84%
Profit Margin	16.85%	17.25%	22.30%	20.77%	17.80%	10.19%
Free Cash Flow Margin	-	58.49%	16.30%	4.67%	22.98%	-10.01%
Effective Tax Rate	27.78%	27.94%	27.06%	29.54%	30.26%	27.09%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.