Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (BMV:FINDEP)
Mexico · Delayed Price · Currency is MXN 5.79
0.00 (0.00%)
Nov 9, 2026, 10:58 AM CST
BMV:FINDEP Income Statement
Financials in millions MXN. Fiscal year is January - December.
Millions MXN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 4,619 | 5,011 | 4,927 | 4,814 | 4,748 | 4,233 |
Total Interest Expense | 536.47 | 596.13 | 602.84 | 623.27 | 577.15 | 526.78 |
Net Interest Income | 4,082 | 4,415 | 4,324 | 4,190 | 4,171 | 3,706 |
Commissions and Fees | 453.87 | 515.8 | 562.86 | 571.1 | 603.88 | 434.59 |
Other Revenue | 102.19 | 108.89 | 96.67 | 65.86 | 119.96 | 112.36 |
Revenue Before Loan Losses | 4,638 | 5,040 | 4,983 | 4,827 | 4,895 | 4,253 |
Provision for Loan Losses | 1,197 | 1,496 | 1,377 | 1,410 | 1,383 | 849.74 |
| 3,441 | 3,544 | 3,607 | 3,418 | 3,512 | 3,403 | |
Revenue Growth | -1.62% | -1.74% | 5.53% | -2.69% | 3.20% | 8.29% |
Cost of Services Provided | 2,627 | 2,695 | 2,633 | 2,569 | 2,668 | 2,772 |
Other Operating Expenses | - | - | -49.48 | -78.85 | -29.56 | -43.83 |
Total Operating Expenses | 2,627 | 2,695 | 2,584 | 2,490 | 2,638 | 2,728 |
Operating Income | 814.72 | 848.58 | 1,023 | 927.79 | 873.76 | 675.18 |
Currency Exchange Gain (Loss) | - | - | 79.54 | 79.15 | 26.79 | -16.48 |
EBT Excluding Unusual Items | 814.72 | 848.58 | 1,102 | 1,007 | 900.55 | 658.71 |
Pretax Income | 814.72 | 848.58 | 1,103 | 1,008 | 900.87 | 658.71 |
Income Tax Expense | 229.92 | 237.11 | 298.44 | 297.65 | 272.65 | 178.43 |
Earnings From Continuing Ops. | 584.79 | 611.47 | 804.42 | 709.99 | 628.22 | 480.27 |
Earnings From Discontinued Ops. | - | - | - | - | -3.18 | -133.37 |
Net Income | 584.79 | 611.47 | 804.42 | 709.99 | 625.04 | 346.9 |
Net Income to Common | 584.79 | 611.47 | 804.42 | 709.99 | 625.04 | 346.9 |
Net Income Growth | -16.06% | -23.98% | 13.30% | 13.59% | 80.18% | - |
Shares Outstanding (Basic) | 313 | 306 | 294 | 305 | 306 | 310 |
Shares Outstanding (Diluted) | 313 | 306 | 294 | 305 | 306 | 310 |
Shares Change | - | 3.83% | -3.31% | -0.61% | -1.06% | 24.08% |
EPS (Basic) | 1.87 | 2.00 | 2.73 | 2.33 | 2.04 | 1.12 |
EPS (Diluted) | 1.87 | 2.00 | 2.73 | 2.33 | 2.04 | 1.12 |
EPS Growth | -16.06% | -26.79% | 17.18% | 14.29% | 82.11% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 959.83 | 2,073 | 587.75 | 159.76 | 807.06 | -340.47 |
Free Cash Flow Per Share | 3.07 | 6.78 | 2.00 | 0.53 | 2.63 | -1.10 |
Dividend Per Share | 0.910 | 0.910 | 3.710 | - | - | - |
Dividend Growth | -75.47% | -75.47% | - | - | - | - |
Operating Margin | 23.67% | 23.95% | 28.35% | 27.15% | 24.88% | 19.84% |
Profit Margin | 16.99% | 17.25% | 22.30% | 20.77% | 17.80% | 10.19% |
Free Cash Flow Margin | 27.89% | 58.49% | 16.30% | 4.67% | 22.98% | -10.01% |
Effective Tax Rate | 28.22% | 27.94% | 27.06% | 29.54% | 30.26% | 27.09% |