India · Delayed Price · Currency is INR United Credit Statistics
Total Valuation
United Credit has a market cap or net worth of INR 149.13 million.
| Market Cap | 149.13M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, February 13, 2026.
| Earnings Date | Feb 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
United Credit has 5.33 million shares outstanding. The number of shares has decreased by -0.13% in one year.
| Current Share Class | 5.33M |
| Shares Outstanding | 5.33M |
| Shares Change (YoY) | -0.13% |
| Shares Change (QoQ) | -1.61% |
| Owned by Insiders (%) | 22.02% |
| Owned by Institutions (%) | n/a |
| Float | 920,767 |
Valuation Ratios
The trailing PE ratio is 21.70.
| PE Ratio | 21.70 |
| Forward PE | n/a |
| PS Ratio | 4.47 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 0.49 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.01 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | 2.16% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.50% |
| Revenue Per Employee | 4.77M |
| Profits Per Employee | 983,714 |
| Employee Count | 7 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Credit has paid 1.12 million in taxes.
| Income Tax | 1.12M |
| Effective Tax Rate | 13.98% |
Stock Price Statistics
The stock price has decreased by -16.94% in the last 52 weeks. The beta is 0.06, so United Credit's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | -16.94% |
| 50-Day Moving Average | 29.23 |
| 200-Day Moving Average | 30.87 |
| Relative Strength Index (RSI) | 46.22 |
| Average Volume (20 Days) | 1,123 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, United Credit had revenue of INR 33.40 million and earned 6.89 million in profits. Earnings per share was 1.29.
| Revenue | 33.40M |
| Gross Profit | 33.20M |
| Operating Income | 7.72M |
| Pretax Income | 8.01M |
| Net Income | 6.89M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.29 |
Balance Sheet
The company has 5.01 million in cash and 3.41 million in debt, with a net cash position of 1.60 million or 0.30 per share.
| Cash & Cash Equivalents | 5.01M |
| Total Debt | 3.41M |
| Net Cash | 1.60M |
| Net Cash Per Share | 0.30 |
| Equity (Book Value) | 304.60M |
| Book Value Per Share | 56.73 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 99.40%, with operating and profit margins of 23.12% and 20.62%.
| Gross Margin | 99.40% |
| Operating Margin | 23.12% |
| Pretax Margin | 23.97% |
| Profit Margin | 20.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
United Credit does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.13% |
| Shareholder Yield | 0.13% |
| Earnings Yield | 4.62% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |