India · Delayed Price · Currency is INR United Credit Statistics
Total Valuation
United Credit has a market cap or net worth of INR 125.20 million.
| Market Cap | 125.20M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Monday, August 10, 2026.
| Earnings Date | Aug 10, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
United Credit has 5.33 million shares outstanding. The number of shares has increased by 0.18% in one year.
| Current Share Class | 5.33M |
| Shares Outstanding | 5.33M |
| Shares Change (YoY) | +0.18% |
| Shares Change (QoQ) | +1.62% |
| Owned by Insiders (%) | 22.02% |
| Owned by Institutions (%) | n/a |
| Float | 920,767 |
Valuation Ratios
The trailing PE ratio is 15.67.
| PE Ratio | 15.67 |
| Forward PE | n/a |
| PS Ratio | 4.01 |
| PB Ratio | 0.41 |
| P/TBV Ratio | 0.41 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.01 |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.53 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | 2.57% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.78% |
| Revenue Per Employee | 4.46M |
| Profits Per Employee | 1.14M |
| Employee Count | 7 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Credit has paid 2.13 million in taxes.
| Income Tax | 2.13M |
| Effective Tax Rate | 21.02% |
Stock Price Statistics
The stock price has decreased by -14.45% in the last 52 weeks. The beta is 0.67, so United Credit's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | -14.45% |
| 50-Day Moving Average | 26.65 |
| 200-Day Moving Average | 27.94 |
| Relative Strength Index (RSI) | 40.90 |
| Average Volume (20 Days) | 1,594 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, United Credit had revenue of INR 31.19 million and earned 8.01 million in profits. Earnings per share was 1.50.
| Revenue | 31.19M |
| Gross Profit | 31.19M |
| Operating Income | 10.14M |
| Pretax Income | 10.14M |
| Net Income | 8.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.50 |
Balance Sheet
The company has 5.80 million in cash and 2.81 million in debt, with a net cash position of 2.99 million or 0.56 per share.
| Cash & Cash Equivalents | 5.80M |
| Total Debt | 2.81M |
| Net Cash | 2.99M |
| Net Cash Per Share | 0.56 |
| Equity (Book Value) | 308.56M |
| Book Value Per Share | 58.25 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was -2.56 million and capital expenditures -2.80 million, giving a free cash flow of -5.35 million.
| Operating Cash Flow | -2.56M |
| Capital Expenditures | -2.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.33M |
| Free Cash Flow | -5.35M |
| FCF Per Share | -1.00 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.49% and 25.66%.
| Gross Margin | 100.00% |
| Operating Margin | 32.49% |
| Pretax Margin | 32.49% |
| Profit Margin | 25.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
United Credit does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.18% |
| Shareholder Yield | -0.18% |
| Earnings Yield | 6.39% |
| FCF Yield | -4.28% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |