United Credit Limited (BOM:531091)
India · Delayed Price · Currency is INR 27.60
+0.75 (2.79%)
At close: Jul 31, 2026
United Credit Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 30.85 | 30.85 | 36.99 | 40.93 | 29.14 | 27.6 |
Revenue Growth | -16.62% | -16.62% | -9.61% | 40.47% | 5.57% | 1.78% |
Operating Income Operating Income Growth | 10.88 | 10.88 | 12.68 | 20.76 | 8.65 | 12.77 |
Net Income Net Income Growth | 8.57 | 8.57 | 10.14 | 16.36 | 7.24 | 7.54 |
Earnings Per Share EPS Growth | 1.61 | 1.61 | 1.90 | 3.07 | 1.36 | 1.42 |
EPS Growth | -15.26% | -15.26% | -38.11% | 125.85% | -3.96% | -13.70% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Financing Activity Financing Activity Growth | 25.27 | 25.27 | 23.74 | 22.58 | 20.27 | 19.43 |
Renting Activity Renting Activity Growth | 5.17 | 5.17 | 10.62 | 11.38 | 8.68 | 7.53 |
Unallocated Net Gain on Fair Value Charges Unallocated Net Gain on Fair Value Charges Growth | 0.63 | 0.63 | - | - | - | - |
Total Total Growth | 31.07 | 31.07 | 34.36 | 33.96 | 28.95 | 26.96 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 5.8 | 5.8 | 10.27 | 13.15 | 7.3 | 5.62 |
Total Debt Total Debt Growth | 2.81 | 2.81 | 1.49 | 0.81 | 1.26 | - |
Net Cash (Debt) Net Cash Growth | 2.99 | 2.99 | 8.78 | 12.35 | 6.04 | 5.62 |
Net Cash Growth | -66.02% | -66.02% | -28.87% | 104.52% | 7.44% | 286.25% |
Net Cash Per Share Net Cash Per Share Growth | 0.56 | 0.56 | 1.65 | 2.32 | 1.13 | 1.05 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -2.56 | -2.56 | -4.39 | 5.3 | 3.13 | 4.14 |
Capital Expenditures CapEx Growth | -2.8 | -2.8 | -1.84 | -0.32 | -2.23 | -0.07 |
Free Cash Flow Free Cash Flow Growth | -5.35 | -5.35 | -6.22 | 4.98 | 0.91 | 4.07 |
Free Cash Flow Growth | - | - | - | 450.50% | -77.75% | -56.38% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 35.28% | 35.28% | 34.28% | 50.72% | 29.69% | 46.26% |
Pretax Margin | 35.28% | 35.28% | 35.05% | 50.74% | 29.75% | 46.34% |
Profit Margin | 27.77% | 27.77% | 27.41% | 39.96% | 24.86% | 27.32% |
FCF Margin | -17.36% | -17.36% | -16.82% | 12.17% | 3.11% | 14.74% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 17.14 | 12.10 | 16.32 | 6.45 | 9.62 | 9.43 |
P/FCF Ratio | - | - | - | 21.16 | 76.94 | 17.49 |
PS Ratio | 4.77 | 3.36 | 4.47 | 2.58 | 2.39 | 2.58 |