United Credit Limited (BOM:531091)
India · Delayed Price · Currency is INR 28.94
+1.14 (4.10%)
At close: May 29, 2026
United Credit Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 |
Interest and Dividend Income | 24.85 | 23.74 | 22.58 | 20.27 | 19.43 | 19.5 |
Total Interest Expense | 0.15 | 0.09 | 0.09 | 0.07 | - | - |
Net Interest Income | 24.7 | 23.65 | 22.49 | 20.2 | 19.43 | 19.5 |
Gain (Loss) on Sale of Investments | 2.63 | 2.63 | 1.75 | - | 0.47 | - |
Other Revenue | 6.1 | 10.74 | 16.71 | 8.96 | 7.71 | 7.62 |
Revenue Before Loan Losses | 33.42 | 37.03 | 40.95 | 29.16 | 27.61 | 27.12 |
Provision for Loan Losses | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 |
| 33.4 | 36.99 | 40.93 | 29.14 | 27.6 | 27.12 | |
Revenue Growth (YoY) | -11.14% | -9.61% | 40.47% | 5.57% | 1.78% | -8.32% |
Salaries & Employee Benefits | 7.82 | 8.11 | 7.4 | 7.39 | 6.88 | 7.31 |
Cost of Services Provided | 4.37 | 4.37 | 4.42 | 4.9 | 3.15 | - |
Other Operating Expenses | 12.32 | 11.14 | 7.67 | 7.64 | 4.61 | 7.57 |
Total Operating Expenses | 25.67 | 24.31 | 20.17 | 20.49 | 14.83 | 15.15 |
Operating Income | 7.72 | 12.68 | 20.76 | 8.65 | 12.77 | 11.97 |
EBT Excluding Unusual Items | 7.82 | 12.78 | 20.76 | 8.65 | 12.77 | 11.97 |
Gain (Loss) on Sale of Investments | - | - | - | - | -0 | - |
Other Unusual Items | - | - | - | 0.02 | 0.03 | - |
Pretax Income | 8.01 | 12.97 | 20.77 | 8.67 | 12.79 | 11.97 |
Income Tax Expense | 1.12 | 2.83 | 4.41 | 1.43 | 5.25 | 3.24 |
Net Income | 6.89 | 10.14 | 16.36 | 7.24 | 7.54 | 8.74 |
Net Income to Common | 6.89 | 10.14 | 16.36 | 7.24 | 7.54 | 8.74 |
Net Income Growth | -50.16% | -38.01% | 125.85% | -3.96% | -13.70% | -2.37% |
Shares Outstanding (Basic) | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Outstanding (Diluted) | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Change (YoY) | -0.13% | - | - | -0.00% | - | 0.00% |
EPS (Basic) | 1.29 | 1.90 | 3.07 | 1.36 | 1.42 | 1.64 |
EPS (Diluted) | 1.29 | 1.90 | 3.07 | 1.36 | 1.42 | 1.64 |
EPS Growth | -50.21% | -38.11% | 125.85% | -3.96% | -13.70% | -2.37% |
Free Cash Flow | - | -5.95 | 4.99 | 0.91 | 4.07 | 9.32 |
Free Cash Flow Per Share | - | -1.12 | 0.94 | 0.17 | 0.76 | 1.75 |
Operating Margin | 23.12% | 34.28% | 50.72% | 29.69% | 46.26% | 44.13% |
Profit Margin | 20.62% | 27.41% | 39.96% | 24.86% | 27.32% | 32.23% |
Free Cash Flow Margin | - | -16.08% | 12.20% | 3.11% | 14.74% | 34.38% |
Effective Tax Rate | 13.98% | 21.81% | 21.24% | 16.46% | 41.04% | 27.02% |
Revenue as Reported | 31.58 | 37.44 | 41.05 | 29.25 | 28.66 | 27.8 |