United Credit Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	147	104	165	105	70	71
Market Cap Growth	-9.33%	-37.36%	56.90%	51.41%	-2.10%	21.70%
PE Ratio	17.14	12.10	16.32	6.45	9.62	9.43
PS Ratio	4.77	3.36	4.47	2.58	2.39	2.58
PB Ratio	0.48	0.34	0.55	0.36	0.26	0.27
P/FCF Ratio	-	-	-	21.16	76.94	17.49
P/OCF Ratio	-	-	-	19.89	22.25	17.18
Debt / Equity Ratio	0.01	0.01	0.01	0.00	0.01	-
Debt / FCF Ratio	-	-	-	0.16	1.40	-
Net Debt / Equity Ratio	-0.01	-0.01	-0.03	-0.04	-0.02	-0.02
Net Debt / FCF Ratio	0.56	0.56	1.41	-2.48	-6.67	-1.38
Quick Ratio	-	-	257.25	229.92	214.26	246.01
Current Ratio	-	-	272.29	242.73	327.38	383.53
Asset Turnover	0.10	0.10	0.12	0.14	0.10	0.10
Return on Equity (ROE)	2.82%	2.82%	3.44%	5.81%	2.68%	2.87%
Return on Assets (ROA)	2.76%	2.76%	3.35%	5.58%	2.57%	2.77%
Return on Invested Capital (ROIC)	2.77%	2.80%	3.35%	5.78%	2.67%	2.87%
Earnings Yield	5.83%	8.27%	6.13%	15.51%	10.40%	10.60%
FCF Yield	-3.64%	-5.17%	-3.76%	4.72%	1.30%	5.72%
Buyback Yield / Dilution	0.13%	0.13%	-	-	0.00%	-
Total Shareholder Return	0.13%	0.13%	-	-	0.00%	-