Arman Financial Services Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	566.05	520.73	1,736	938.11	317.23
Depreciation & Amortization	16.88	17.91	14.24	11.55	9.53
Loss (Gain) From Sale of Investments	-757.66	-488.13	-450.72	-207.8	-74.35
Provision for Credit Losses	-	271.53	255.5	18.83	126.86
Stock-Based Compensation	45.77	72.65	64.22	1.68	0.82
Change in Accounts Payable	6.7	-7.44	4.61	0.7	4.17
Change in Other Net Operating Assets	-4,687	4,744	-4,630	-7,848	-3,240
Other Operating Activities	44.89	-203.46	-16.77	-91.71	49.13
Operating Cash Flow	-4,764	4,928	-3,024	-7,177	-2,807
Capital Expenditures	-31.1	-253.72	-23.75	-23.61	-8.74
Sale of Property, Plant & Equipment	0.01	0.01	2.25	-	0.02
Investment in Securities	-465.71	-234.34	205.3	-102.55	-10.96
Other Investing Activities	-0	-	-	-	-
Investing Cash Flow	-496.8	-488.04	183.8	-126.16	-19.68
Short-Term Debt Issued	1,177	-	504.44	1,601	-
Long-Term Debt Issued	13,884	6,512	17,708	13,672	7,224
Total Debt Issued	15,061	6,512	18,213	15,273	7,224
Short-Term Debt Repaid	-	-1,690	-	-	-420.95
Long-Term Debt Repaid	-9,610	-9,776	-16,679	-8,464	-4,100
Total Debt Repaid	-9,610	-11,466	-16,679	-8,464	-4,521
Net Debt Issued (Repaid)	5,451	-4,954	1,534	6,810	2,703
Issuance of Common Stock	10.54	5.89	2,300	0.04	0.16
Other Financing Activities	-	-	-69.98	-	-0
Financing Cash Flow	5,461	-4,949	3,764	6,810	2,703
Net Cash Flow	200.33	-508.4	923.69	-493.07	-123.9
Free Cash Flow	-4,795	4,674	-3,048	-7,200	-2,816
Free Cash Flow Margin	-108.87%	190.70%	-87.36%	-329.75%	-248.81%
Free Cash Flow Per Share	-453.80	442.18	-338.47	-817.02	-331.54
Cash Interest Paid	-	2,403	2,655	1,754	839.57
Cash Income Tax Paid	-	296.34	574.97	266.27	175.5

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.