Arman Financial Services Limited (BOM:531179)
India · Delayed Price · Currency is INR 1,968.20
-1.80 (-0.09%)
At close: Aug 21, 2026
Arman Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 6,204 | 5,772 | 6,189 | 5,931 | 3,867 | 2,206 |
Total Interest Expense | 2,175 | 2,054 | 2,208 | 2,476 | 1,608 | 845.05 |
Net Interest Income | 4,029 | 3,718 | 3,981 | 3,455 | 2,259 | 1,361 |
Commissions and Fees | 351.62 | 319.63 | 256.07 | 233.03 | 164.01 | 69.83 |
Gain (Loss) on Sale of Investments | 410.78 | 366.99 | 855.63 | 450.72 | 207.8 | 74.56 |
Other Revenue | 0.01 | 0.01 | - | 0.71 | 0.03 | - |
Revenue Before Loan Losses | 4,792 | 4,404 | 5,092 | 4,140 | 2,631 | 1,505 |
Provision for Loan Losses | 1,012 | 1,483 | 2,641 | 650.94 | 447.32 | 373.32 |
| 3,779 | 2,922 | 2,451 | 3,489 | 2,184 | 1,132 | |
Revenue Growth | 105.76% | 19.20% | -29.74% | 59.77% | 92.95% | 69.99% |
Salaries & Employee Benefits | 1,594 | 1,503 | 1,123 | 715.95 | 546.53 | 418.53 |
Cost of Services Provided | - | - | 62.03 | 41.71 | 39.8 | 31.75 |
Other Operating Expenses | 711.35 | 628.87 | 556.98 | 435.87 | 336.13 | 216.65 |
Total Operating Expenses | 2,323 | 2,148 | 1,760 | 1,208 | 934 | 676.45 |
Operating Income | 1,457 | 773.58 | 690.91 | 2,281 | 1,250 | 455.24 |
EBT Excluding Unusual Items | 1,457 | 773.58 | 690.91 | 2,281 | 1,250 | 455.24 |
Pretax Income | 1,457 | 773.58 | 690.92 | 2,281 | 1,250 | 455.18 |
Income Tax Expense | 293.33 | 207.53 | 170.19 | 545.17 | 311.42 | 137.95 |
Net Income | 1,164 | 566.05 | 520.73 | 1,736 | 938.11 | 317.23 |
Net Income to Common | 1,164 | 566.05 | 520.73 | 1,736 | 938.11 | 317.23 |
Net Income Growth | 1781.25% | 8.70% | -70.00% | 85.02% | 195.72% | 198.82% |
Shares Outstanding (Basic) | 11 | 10 | 10 | 9 | 8 | 8 |
Shares Outstanding (Diluted) | 11 | 11 | 11 | 9 | 9 | 8 |
Shares Change | 0.17% | -0.04% | 17.40% | 2.18% | 3.77% | 0.21% |
EPS (Basic) | 110.76 | 53.91 | 49.67 | 195.00 | 110.47 | 37.36 |
EPS (Diluted) | 109.89 | 53.57 | 49.26 | 192.76 | 107.28 | 37.35 |
EPS Growth | 1778.10% | 8.75% | -74.44% | 79.67% | 187.24% | 198.09% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -4,795 | 4,674 | -3,048 | -7,200 | -2,816 |
Free Cash Flow Per Share | - | -453.80 | 442.18 | -338.47 | -817.02 | -331.54 |
Operating Margin | 38.54% | 26.47% | 28.19% | 65.38% | 57.23% | 40.23% |
Profit Margin | 30.79% | 19.37% | 21.24% | 49.75% | 42.96% | 28.03% |
Free Cash Flow Margin | - | -164.11% | 190.70% | -87.36% | -329.75% | -248.81% |
Effective Tax Rate | 20.13% | 26.83% | 24.63% | 23.90% | 24.92% | 30.31% |
Revenue as Reported | 6,967 | 6,459 | 7,300 | 6,615 | 4,239 | 2,350 |