Bajaj Finserv Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	651,964	631,341	554,621	463,227	361,581	314,298
Total Interest & Dividend Income	836,972	801,767	676,275	539,556	402,909	314,314
Gain (Loss) on Sale of Investments	-13,847	-13,780	22,627	25,651	-8,974	3,222
Non-Insurance Activities Revenue	10,039	10,132	9,593	6,551	3,259	3,405
Other Revenue	82,480	70,594	60,237	56,226	49,656	36,128
Total Revenue	1,567,607	1,500,053	1,323,353	1,091,210	808,431	671,367
Revenue Growth	15.60%	13.35%	21.27%	34.98%	20.42%	11.43%
Policy Benefits	542,403	518,849	489,478	416,489	302,473	281,087
Policy Acquisition & Underwriting Costs	112,737	107,324	87,157	69,706	42,382	34,420
Depreciation & Amortization	13,537	12,914	11,703	9,001	6,778	5,627
Selling, General & Administrative	26,858	26,858	26,875	19,618	30,901	22,538
Other Operating Expenses	46,199	42,622	34,683	33,431	20,124	9,012
Total Operating Expenses	985,289	945,365	844,220	693,421	518,318	463,752
Operating Income	582,318	554,688	479,134	397,789	290,113	207,615
Interest Expense	-292,585	-282,318	-243,097	-183,995	-122,014	-94,983
Earnings From Equity Investments	209.5	164.6	179.9	80.9	11.9	-3.6
Other Non Operating Income (Expenses)	161.7	284.3	1,629	-	-	-
EBT Excluding Unusual Items	290,104	272,819	237,846	213,874	168,111	112,629
Gain (Loss) on Sale of Assets	-192.4	-192.4	-363.4	-124.1	0.2	77.1
Other Unusual Items	-3,795	-3,795	-	-	-	-
Pretax Income	286,117	268,832	237,482	213,750	168,111	112,706
Income Tax Expense	79,747	72,137	61,906	57,797	46,016	29,571
Earnings From Continuing Ops.	206,370	196,695	175,576	155,954	122,095	83,135
Minority Interest in Earnings	-104,927	-98,685	-86,853	-74,476	-57,923	-37,568
Net Income	101,443	98,010	88,723	81,478	64,173	45,568
Net Income to Common	101,443	98,010	88,723	81,478	64,173	45,568
Net Income Growth	6.52%	10.47%	8.89%	26.97%	40.83%	1.93%
Shares Outstanding (Basic)	1,598	1,598	1,595	1,593	1,591	1,591
Shares Outstanding (Diluted)	1,606	1,608	1,612	1,608	1,604	1,592
Shares Change	-0.41%	-0.26%	0.21%	0.25%	0.78%	0.01%
EPS (Basic)	63.46	61.33	55.61	51.15	40.33	28.63
EPS (Diluted)	63.18	61.00	55.00	50.70	40.00	28.60
EPS Growth	7.10%	10.91%	8.48%	26.75%	39.86%	1.82%
Free Cash Flow	-	-563,157	-630,736	-664,633	-402,589	-343,212
Free Cash Flow Per Share	-	-350.32	-391.36	-413.25	-250.95	-215.60
Dividend Per Share	-	1.300	1.000	1.000	0.800	0.400
Dividend Growth	-	30.00%	0%	25.00%	100.00%	33.33%
Operating Margin	37.15%	36.98%	36.21%	36.45%	35.89%	30.92%
Profit Margin	6.47%	6.53%	6.70%	7.47%	7.94%	6.79%
Free Cash Flow Margin	-	-37.54%	-47.66%	-60.91%	-49.80%	-51.12%
EBITDA	587,395	559,662	483,700	401,515	292,745	210,066
EBITDA Margin	37.47%	37.31%	36.55%	36.80%	36.21%	31.29%
D&A For EBITDA	5,076	4,974	4,566	3,726	2,632	2,451
EBIT	582,318	554,688	479,134	397,789	290,113	207,615
EBIT Margin	37.15%	36.98%	36.21%	36.45%	35.89%	30.92%
Effective Tax Rate	27.87%	26.83%	26.07%	27.04%	27.37%	26.24%
Revenue as Reported	1,572,673	1,505,304	1,329,443	1,103,830	820,720	684,390