PNB Housing Finance Limited (BOM:540173)
India · Delayed Price · Currency is INR 859.00
-72.45 (-7.78%)
At close: Jan 22, 2026
PNB Housing Finance Income Statement
Financials in millions INR. Fiscal year is January - December.
Millions INR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2026 | FY 2025 | FY 2025 | FY 2024 | FY 2023 | 2018 - 2022 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | 2018 - 2022 |
Interest and Dividend Income | 79,231 | 72,737 | 70,607 | 67,422 | 61,991 | Upgrade |
Total Interest Expense | 49,210 | 45,402 | 44,325 | 42,506 | 38,878 | Upgrade |
Net Interest Income | 30,021 | 27,335 | 26,282 | 24,916 | 23,113 | Upgrade |
Commissions and Fees | 3,819 | 3,643 | 3,629 | 2,729 | 2,833 | Upgrade |
Gain (Loss) on Sale of Investments | 273 | 273 | 349.8 | 349.8 | 341 | Upgrade |
Other Revenue | 375.6 | 262.8 | 102.4 | 70.1 | 132.3 | Upgrade |
Revenue Before Loan Losses | 34,489 | 31,514 | 30,363 | 28,065 | 26,419 | Upgrade |
Provision for Loan Losses | -2,462 | -1,299 | -4,414 | -1,832 | -11,261 | Upgrade |
| 36,951 | 32,814 | 34,777 | 29,897 | 37,680 | Upgrade | |
Revenue Growth (YoY) | 12.61% | -5.64% | 16.32% | -20.66% | 76.89% | Upgrade |
Salaries & Employee Benefits | 4,662 | 4,215 | 4,070 | 3,373 | 2,660 | Upgrade |
Cost of Services Provided | 646.2 | 667.7 | 664 | 674.7 | 581.6 | Upgrade |
Other Operating Expenses | 3,045 | 2,805 | 2,602 | 2,258 | 1,669 | Upgrade |
Total Operating Expenses | 7,035 | 6,312 | 11,430 | 10,355 | 22,807 | Upgrade |
Operating Income | 29,916 | 26,501 | 23,346 | 19,542 | 14,873 | Upgrade |
EBT Excluding Unusual Items | 29,916 | 26,501 | 23,346 | 19,542 | 14,873 | Upgrade |
Gain (Loss) on Sale of Investments | -1,644 | -1,644 | - | - | -785.5 | Upgrade |
Pretax Income | 28,272 | 24,858 | 23,344 | 19,539 | 13,609 | Upgrade |
Income Tax Expense | 6,414 | 5,496 | 5,094 | 4,459 | 3,149 | Upgrade |
Net Income | 21,858 | 19,361 | 18,250 | 15,080 | 10,460 | Upgrade |
Net Income to Common | 21,858 | 19,361 | 18,250 | 15,080 | 10,460 | Upgrade |
Net Income Growth | 12.90% | 6.09% | 21.02% | 44.17% | 25.05% | Upgrade |
Shares Outstanding (Basic) | 260 | 260 | 260 | 258 | 169 | Upgrade |
Shares Outstanding (Diluted) | 260 | 261 | 260 | 259 | 169 | Upgrade |
Shares Change (YoY) | -0.18% | 0.37% | 0.26% | 53.47% | -0.02% | Upgrade |
EPS (Basic) | 83.97 | 74.52 | 70.25 | 58.37 | 62.01 | Upgrade |
EPS (Diluted) | 83.97 | 74.25 | 70.25 | 58.20 | 61.95 | Upgrade |
EPS Growth | 13.10% | 5.70% | 20.70% | -6.05% | 25.08% | Upgrade |
Free Cash Flow | - | -81,064 | - | -47,008 | -18,799 | Upgrade |
Free Cash Flow Per Share | - | -310.87 | - | -181.41 | -111.34 | Upgrade |
Dividend Per Share | - | 5.000 | - | - | - | Upgrade |
Operating Margin | 80.96% | 80.76% | 67.13% | 65.36% | 39.47% | Upgrade |
Profit Margin | 59.16% | 59.00% | 52.48% | 50.44% | 27.76% | Upgrade |
Free Cash Flow Margin | - | -247.04% | - | -157.23% | -49.89% | Upgrade |
Effective Tax Rate | 22.69% | 22.11% | 21.82% | 22.82% | 23.14% | Upgrade |
Revenue as Reported | 83,699 | 76,916 | 74,688 | 70,571 | 65,297 | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.