PNB Housing Finance Limited (BOM: 540173)
India
· Delayed Price · Currency is INR 867.90
0.00 (0.00%)
At close: Dec 20, 2024
PNB Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 68,918 | 67,422 | 61,991 | 58,220 | 71,898 | 76,882 | Upgrade
|
| Total Interest Expense | 43,612 | 42,506 | 38,878 | 40,558 | 50,838 | 58,382 | Upgrade
|
| Net Interest Income | 25,306 | 24,916 | 23,113 | 17,662 | 21,060 | 18,500 | Upgrade
|
| Commissions and Fees | 3,483 | 2,729 | 2,833 | 2,626 | 1,812 | 2,988 | Upgrade
|
| Gain (Loss) on Sale of Investments | 349.8 | 349.8 | 341 | 1,114 | 1,623 | - | Upgrade
|
| Other Revenue | 66.6 | 70.1 | 132.3 | 48 | 906.9 | 5,025 | Upgrade
|
| Revenue Before Loan Losses | 29,205 | 28,065 | 26,419 | 21,450 | 25,402 | 26,513 | Upgrade
|
| Provision for Loan Losses | -3,461 | -1,832 | -11,261 | 148.2 | 7,786 | - | Upgrade
|
| Revenue | 32,666 | 29,897 | 37,680 | 21,301 | 17,617 | 26,513 | Upgrade
|
| Revenue Growth (YoY) | -21.00% | -20.66% | 76.89% | 20.91% | -33.55% | 3.84% | Upgrade
|
| Salaries & Employee Benefits | 3,893 | 3,373 | 2,660 | 2,166 | 2,113 | 2,331 | Upgrade
|
| Cost of Services Provided | 677.1 | 674.7 | 581.6 | 485.7 | 392 | 487.8 | Upgrade
|
| Other Operating Expenses | 2,422 | 2,258 | 1,669 | 1,575 | 1,317 | 13,580 | Upgrade
|
| Total Operating Expenses | 11,073 | 10,355 | 22,807 | 10,381 | 5,243 | 17,839 | Upgrade
|
| Operating Income | 21,593 | 19,542 | 14,873 | 10,920 | 12,374 | 8,674 | Upgrade
|
| EBT Excluding Unusual Items | 21,593 | 19,542 | 14,873 | 10,920 | 12,374 | 8,674 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -785.5 | - | - | - | Upgrade
|
| Pretax Income | 21,590 | 19,539 | 13,609 | 10,840 | 12,070 | 8,110 | Upgrade
|
| Income Tax Expense | 4,788 | 4,459 | 3,149 | 2,475 | 2,771 | 1,648 | Upgrade
|
| Net Income | 16,802 | 15,080 | 10,460 | 8,365 | 9,299 | 6,462 | Upgrade
|
| Net Income to Common | 16,802 | 15,080 | 10,460 | 8,365 | 9,299 | 6,462 | Upgrade
|
| Net Income Growth | 31.39% | 44.17% | 25.05% | -10.05% | 43.89% | -45.76% | Upgrade
|
| Shares Outstanding (Basic) | 260 | 258 | 169 | 169 | 168 | 168 | Upgrade
|
| Shares Outstanding (Diluted) | 261 | 259 | 169 | 169 | 168 | 168 | Upgrade
|
| Shares Change (YoY) | 22.33% | 53.47% | -0.02% | 0.36% | 0.01% | -0.08% | Upgrade
|
| EPS (Basic) | 64.70 | 58.37 | 62.01 | 49.64 | 55.29 | 38.45 | Upgrade
|
| EPS (Diluted) | 64.45 | 58.20 | 61.95 | 49.53 | 55.26 | 38.41 | Upgrade
|
| EPS Growth | 7.42% | -6.05% | 25.08% | -10.37% | 43.87% | -45.72% | Upgrade
|
| Free Cash Flow | -63,028 | -47,008 | -18,799 | 62,391 | 66,036 | 88,648 | Upgrade
|
| Free Cash Flow Per Share | -241.74 | -181.41 | -111.34 | 369.45 | 392.44 | 526.86 | Upgrade
|
| Operating Margin | 66.10% | 65.36% | 39.47% | 51.26% | 70.24% | 32.72% | Upgrade
|
| Profit Margin | 51.43% | 50.44% | 27.76% | 39.27% | 52.78% | 24.37% | Upgrade
|
| Free Cash Flow Margin | -192.95% | -157.23% | -49.89% | 292.90% | 374.84% | 334.35% | Upgrade
|
| Effective Tax Rate | 22.18% | 22.82% | 23.14% | 22.83% | 22.96% | 20.32% | Upgrade
|
| Revenue as Reported | 72,817 | 70,571 | 65,297 | 62,007 | 76,241 | 84,896 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.