PNB Housing Finance Limited (BOM:540173)

PNB Housing Finance Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Apr 21, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Market Capitalization	255,104	196,728	229,124	163,587	86,648	63,536
Market Cap Growth	12.68%	-14.14%	40.06%	88.79%	36.38%	0.72%
PE Ratio	11.13	8.59	11.83	10.85	8.28	7.60
PS Ratio	7.28	5.61	6.98	5.47	2.30	2.98
PB Ratio	1.33	1.02	1.36	1.09	0.79	0.64
P/FCF Ratio	-	-	-	-	-	1.02
P/OCF Ratio	-	-	-	-	-	1.02
Debt / Equity Ratio	2.77	2.77	2.80	2.60	3.41	3.73
Debt / FCF Ratio	-	-	-	-	-	5.90
Net Debt / Equity Ratio	2.58	2.58	2.62	2.32	2.94	3.07
Net Debt / FCF Ratio	-5.49	-5.49	-5.44	-7.37	-17.20	4.85
Quick Ratio	4.98	4.98	2.13	1.92	1.82	1.87
Current Ratio	4.98	4.98	2.17	1.93	1.83	1.88
Asset Turnover	0.04	0.04	0.04	0.04	0.06	0.03
Return on Equity (ROE)	12.70%	12.70%	12.16%	11.61%	10.02%	8.90%
Return on Assets (ROA)	2.60%	2.60%	2.50%	2.17%	1.58%	1.22%
Return on Invested Capital (ROIC)	3.33%	3.36%	3.50%	2.94%	2.40%	1.69%
Earnings Yield	8.98%	11.65%	8.45%	9.22%	12.07%	13.16%
FCF Yield	-35.34%	-45.83%	-35.38%	-28.74%	-21.70%	98.20%
Dividend Yield	0.51%	-	0.57%	-	-	-
Payout Ratio	5.69%	5.68%	-	-	-	-
Buyback Yield / Dilution	-0.08%	-0.08%	-0.63%	-53.47%	0.02%	-0.36%
Total Shareholder Return	0.46%	-0.08%	-0.06%	-53.47%	0.02%	-0.36%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.