PNB Housing Finance Limited (BOM:540173)

PNB Housing Finance Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	23,215	24,831	21,604	21,422	36,778	50,656
Long-Term Investments	37,081	26,822	24,278	23,890	22,765	22,342
Trading Asset Securities	3,167	3,670	9,531	20,920	15,799	14,907
Loans & Lease Receivables	941,245	866,913	749,669	646,502	585,658	559,816
Other Receivables	588.4	820.4	902.9	2,674	3,198	1,176
Property, Plant & Equipment	2,425	2,427	2,191	1,951	1,319	1,319
Other Intangible Assets	367.1	368.9	356.7	263.9	170.9	215.6
Restricted Cash	-	-	-	-	0.7	0.7
Other Current Assets	139.1	8,897	14,756	5,036	1,476	2,837
Long-Term Deferred Tax Assets	0.1	239.9	1,712	1,277	1,457	3,989
Other Long-Term Assets	8,153	132.2	202.9	112	116.8	37.2
Total Assets	1,016,381	935,121	825,204	724,049	668,737	657,296

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	177,040	180,554	176,416	177,582	172,142	176,051
Total Deposits	177,040	180,554	176,416	177,582	172,142	176,051
Accounts Payable	287.9	145.3	175.4	197.4	302.5	162.9
Accrued Expenses	-	4,133	5,069	4,330	3,442	4,269
Short-Term Debt	151.4	19,862	19,694	13,499	11,676	14,572
Current Portion of Long-Term Debt	-	165,236	163,682	162,839	162,572	134,431
Current Portion of Leases	-	262.6	265.8	260	234.6	219
Long-Term Debt	618,928	366,197	282,020	207,911	200,999	218,629
Long-Term Leases	-	1,442	1,191	1,070	512.9	483.2
Current Income Taxes Payable	-	76.8	-	-	-	-
Other Current Liabilities	-	228.3	872.3	1,130	300.1	3,091
Pension & Post-Retirement Benefits	-	261.6	185.1	142	150.9	147.5
Other Long-Term Liabilities	17,481	4,532	7,002	5,344	4,919	4,454
Total Liabilities	813,889	742,929	656,572	574,304	558,598	558,580

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	2,608	2,606	2,599	2,597	1,689	1,686
Additional Paid-In Capital	-	65,049	64,636	64,533	40,727	40,624
Retained Earnings	-	123,837	102,166	82,735	67,651	57,055
Comprehensive Income & Other	199,884	700.5	-769.9	-120.5	71.8	-648.7
Shareholders' Equity	202,492	192,191	168,631	149,744	110,139	98,716
Total Liabilities & Equity	1,016,381	935,121	825,204	724,049	668,737	657,296

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	619,079	552,998	466,853	385,580	375,995	368,334
Net Cash (Debt)	-592,697	-524,498	-435,718	-343,237	-323,418	-302,771
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2268.48	-2009.80	-1670.93	-1324.57	-1915.47	-1792.88
Filing Date Shares Outstanding	260.7	260.55	259.93	259.72	168.86	168.6
Total Common Shares Outstanding	260.7	260.55	259.93	259.72	168.86	168.6
Working Capital	790,875	534,633	430,289	336,717	290,893	294,528
Book Value Per Share	776.73	737.64	648.77	576.55	652.26	585.51
Tangible Book Value	202,125	191,822	168,275	149,481	109,968	98,501
Tangible Book Value Per Share	775.32	736.22	647.40	575.54	651.25	584.23

Data Source: S&P Global Market Intelligence Last updated: Oct 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error