PNB Housing Finance Limited (BOM:540173)
India · Delayed Price · Currency is INR 1,053.45
+28.90 (2.82%)
At close: Jul 31, 2026
PNB Housing Finance Cash Flow Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 22,912 | 19,361 | 15,080 | 10,460 | 8,365 |
Depreciation & Amortization | 544.7 | 484.9 | 434.6 | 435.4 | 448 |
Other Amortization | 120.1 | 74 | 77.3 | 79 | 85.9 |
Loss (Gain) From Sale of Investments | -3,201 | 457.3 | -1,889 | -10,393 | 104.4 |
Provision for Credit Losses | 1,933 | 4,647 | 6,304 | 16,538 | 7,942 |
Stock-Based Compensation | 219.4 | 176.8 | 144.6 | 119.5 | 36.7 |
Change in Accounts Payable | -30.1 | -22 | -105.1 | 139.6 | -15.3 |
Change in Other Net Operating Assets | -111,260 | -106,541 | -68,235 | -35,733 | 49,017 |
Other Operating Activities | -1,080 | 784.8 | 1,571 | -775 | -3,521 |
Operating Cash Flow | -89,836 | -80,573 | -46,615 | -18,650 | 62,543 |
Operating Cash Flow Growth | - | - | - | - | -5.40% |
Investing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -330.6 | -490.5 | -392.9 | -148.5 | -151.3 |
Sale of Property, Plant & Equipment | 7.7 | 5.7 | 2.8 | 1.7 | 1.3 |
Investment in Securities | 7,166 | 8,056 | -11,471 | 1,905 | -14,600 |
Investing Cash Flow | 6,843 | 7,571 | -11,861 | 1,758 | -14,750 |
Financing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Short-Term Debt Issued | 143,199 | 150,444 | 100,547 | 500 | - |
Long-Term Debt Issued | 382,841 | 378,979 | 233,365 | 179,217 | 201,033 |
Total Debt Issued | 526,039 | 529,423 | 333,912 | 179,717 | 201,033 |
Short-Term Debt Repaid | -154,500 | -151,500 | -67,500 | -500 | -11,250 |
Long-Term Debt Repaid | -287,405 | -302,335 | -254,760 | -172,327 | -266,248 |
Total Debt Repaid | -441,905 | -453,835 | -322,260 | -172,827 | -277,498 |
Net Debt Issued (Repaid) | 84,134 | 75,587 | 11,652 | 6,891 | -76,466 |
Issuance of Common Stock | 283.7 | 69.7 | 24,686 | 72.1 | 111.5 |
Common Dividends Paid | -1,302 | - | - | - | - |
Other Financing Activities | 4,082 | -1,618 | 5,448 | -3,948 | 9,032 |
Financing Cash Flow | 87,198 | 74,039 | 41,786 | 3,015 | -67,322 |
Net Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | 4,206 | 1,036 | -16,690 | -13,878 | -19,530 |
Free Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -90,166 | -81,064 | -47,008 | -18,799 | 62,391 |
Free Cash Flow Growth | - | - | - | - | -5.52% |
Free Cash Flow Margin | -242.30% | -247.04% | -157.23% | -49.89% | 292.90% |
Free Cash Flow Per Share | -345.50 | -310.87 | -181.41 | -111.34 | 369.45 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Interest Paid | 50,898 | 44,782 | 41,811 | 39,799 | 44,040 |
Cash Income Tax Paid | 5,681 | 3,944 | 3,577 | 3,043 | 3,597 |