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PNB Housing Finance Limited (BOM:540173)
India flag India · Delayed Price · Currency is INR
1,120.00
+30.00 (2.75%)
At close: Oct 28, 2026

PNB Housing Finance Cash Flow Statement

Millions INR. Fiscal year is Apr - Mar.

Operating Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Income
23,50022,91219,36115,08010,4608,365
Depreciation & Amortization
565.1544.7484.9434.6435.4448
Other Amortization
120.1120.17477.37985.9
Loss (Gain) From Sale of Investments
-870.7-3,201457.3-1,889-10,393104.4
Provision for Credit Losses
1,3811,9334,6476,30416,5387,942
Stock-Based Compensation
333.2219.4176.8144.6119.536.7
Change in Accounts Payable
59.5-30.1-22-105.1139.6-15.3
Change in Other Net Operating Assets
-152,553-111,260-106,541-68,235-35,73349,017
Other Operating Activities
-922.1-1,080784.81,571-775-3,521
Operating Cash Flow
-128,384-89,836-80,573-46,615-18,65062,543
Operating Cash Flow Growth
------5.40%

Investing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Capital Expenditures
-326-330.6-490.5-392.9-148.5-151.3
Sale of Property, Plant & Equipment
4.47.75.72.81.71.3
Investment in Securities
-5,0397,1668,056-11,4711,905-14,600
Investing Cash Flow
-5,3616,8437,571-11,8611,758-14,750

Financing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Short-Term Debt Issued
-143,199150,444100,547500-
Long-Term Debt Issued
-382,841378,979233,365179,217201,033
Total Debt Issued
821,699526,039529,423333,912179,717201,033
Short-Term Debt Repaid
--154,500-151,500-67,500-500-11,250
Long-Term Debt Repaid
--287,405-302,335-254,760-172,327-266,248
Lease Payments
-480-462.9-376-332.5-358.5-316.7
Total Debt Repaid
-673,675-441,905-453,835-322,260-172,827-277,498
Net Debt Issued (Repaid)
148,02484,13475,58711,6526,891-76,466
Issuance of Common Stock
106283.769.724,68672.1111.5
Common Dividends Paid
-2,085-1,302----
Other Financing Activities
-5,5684,082-1,6185,448-3,9489,032
Financing Cash Flow
140,47787,19874,03941,7863,015-67,322

Net Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Cash Flow
6,7334,2061,036-16,690-13,878-19,530

Free Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Free Cash Flow
-128,710-90,166-81,064-47,008-18,79962,391
Free Cash Flow Growth
------5.52%
Free Cash Flow Margin
-334.01%-242.30%-247.04%-157.23%-49.89%292.90%
Free Cash Flow Per Share
-492.62-345.50-310.87-181.41-111.34369.45
Free Cash Flow After Leases
-129,190-90,629-81,440-47,341-19,15762,075

Additional Metrics

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash Interest Paid
50,89850,89844,78241,81139,79944,040
Cash Income Tax Paid
5,6815,6813,9443,5773,0433,597