PNB Housing Finance Limited (BOM:540173)

PNB Housing Finance Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	30,023	21,604	21,422	36,778	50,656	69,686
Long-Term Investments	31,160	24,278	23,890	22,765	22,342	19,418
Trading Asset Securities	475.6	9,531	20,920	15,799	14,907	1,030
Loans & Lease Receivables	788,176	749,669	646,502	585,658	559,816	615,286
Other Receivables	315.2	902.9	2,674	3,198	1,176	729.6
Property, Plant & Equipment	2,258	2,191	1,951	1,319	1,319	1,599
Other Intangible Assets	354.5	356.7	263.9	170.9	215.6	232.6
Restricted Cash	-	8.9	6.8	0.7	0.7	0.7
Other Current Assets	-	14,747	5,029	1,476	2,837	1,584
Long-Term Deferred Tax Assets	865.2	1,712	1,277	1,457	3,989	4,296
Other Long-Term Assets	3,935	202.9	112	116.8	37.2	60.3
Total Assets	857,562	825,204	724,049	668,737	657,296	713,922
Interest Bearing Deposits	182,546	176,416	177,582	172,142	176,051	167,460
Total Deposits	182,546	176,416	177,582	172,142	176,051	167,460
Accounts Payable	228.4	175.4	197.4	302.5	162.9	178.2
Accrued Expenses	-	5,069	4,330	3,442	4,269	7,526
Short-Term Debt	-	144,308	127,260	11,676	14,572	21,856
Current Portion of Long-Term Debt	-	39,068	49,079	162,572	134,431	142,903
Current Portion of Leases	-	1,457	1,330	234.6	219	313
Long-Term Debt	469,132	282,020	207,911	200,999	218,629	273,896
Long-Term Leases	1,532	5,446	3,446	512.9	483.2	552
Current Income Taxes Payable	215.5	-	-	-	-	629.3
Other Current Liabilities	-	2.2	402	300.1	3,091	0.7
Pension & Post-Retirement Benefits	-	185.1	142	150.9	147.5	159.7
Other Long-Term Liabilities	24,202	1,556	1,897	4,919	4,454	7,460
Total Liabilities	677,856	656,572	574,304	558,598	558,580	624,692
Common Stock	2,605	2,599	2,597	1,689	1,686	1,683
Additional Paid-In Capital	-	64,636	64,533	40,727	40,624	40,479
Retained Earnings	-	102,166	82,735	67,651	57,055	48,503
Comprehensive Income & Other	177,101	-769.9	-120.5	71.8	-648.7	-1,434
Shareholders' Equity	179,706	168,631	149,744	110,139	98,716	89,230
Total Liabilities & Equity	857,562	825,204	724,049	668,737	657,296	713,922
Total Debt	470,664	472,299	389,026	375,995	368,334	439,520
Net Cash (Debt)	-440,165	-441,164	-346,684	-323,418	-302,771	-368,805
Net Cash Per Share	-1687.64	-1691.82	-1337.87	-1915.47	-1792.88	-2191.75
Filing Date Shares Outstanding	260.34	259.93	259.72	168.86	168.6	168.27
Total Common Shares Outstanding	260.34	259.93	259.72	168.86	168.6	168.27
Working Capital	636,000	429,098	335,647	290,893	294,528	345,692
Book Value Per Share	690.29	648.77	576.55	652.26	585.51	530.29
Tangible Book Value	179,352	168,275	149,481	109,968	98,501	88,998
Tangible Book Value Per Share	688.93	647.40	575.54	651.25	584.23	528.90

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.