PNB Housing Finance Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	-	21,604	-	21,422	36,778	50,656
Long-Term Investments	-	24,278	-	23,890	22,765	22,342
Trading Asset Securities	-	9,531	-	20,920	15,799	14,907
Loans & Lease Receivables	-	749,669	-	646,502	585,658	559,816
Other Receivables	-	902.9	-	2,674	3,198	1,176
Property, Plant & Equipment	-	2,191	-	1,951	1,319	1,319
Other Intangible Assets	-	356.7	-	263.9	170.9	215.6
Restricted Cash	-	8.9	-	6.8	0.7	0.7
Other Current Assets	-	14,747	-	5,029	1,476	2,837
Long-Term Deferred Tax Assets	-	1,712	-	1,277	1,457	3,989
Other Long-Term Assets	-	202.9	-	112	116.8	37.2
Total Assets	-	825,204	-	724,049	668,737	657,296
Interest Bearing Deposits	-	176,416	-	177,582	172,142	176,051
Total Deposits	-	176,416	-	177,582	172,142	176,051
Accounts Payable	-	175.4	-	197.4	302.5	162.9
Accrued Expenses	-	5,069	-	4,330	3,442	4,269
Short-Term Debt	-	144,308	-	127,260	11,676	14,572
Current Portion of Long-Term Debt	-	39,068	-	49,079	162,572	134,431
Current Portion of Leases	-	1,457	-	1,330	234.6	219
Long-Term Debt	-	282,020	-	207,911	200,999	218,629
Long-Term Leases	-	5,446	-	3,446	512.9	483.2
Other Current Liabilities	-	2.2	-	402	300.1	3,091
Pension & Post-Retirement Benefits	-	185.1	-	142	150.9	147.5
Other Long-Term Liabilities	-	1,556	-	1,897	4,919	4,454
Total Liabilities	-	656,572	-	574,304	558,598	558,580
Common Stock	-	2,599	-	2,597	1,689	1,686
Additional Paid-In Capital	-	64,636	-	64,533	40,727	40,624
Retained Earnings	-	102,166	-	82,735	67,651	57,055
Comprehensive Income & Other	-	-769.9	-	-120.5	71.8	-648.7
Shareholders' Equity	179,706	168,631	-	149,744	110,139	98,716
Total Liabilities & Equity	-	825,204	-	724,049	668,737	657,296
Total Debt	470,664	472,299	-	389,026	375,995	368,334
Net Cash (Debt)	-440,165	-441,164	-	-346,684	-323,418	-302,771
Net Cash Per Share	-1687.29	-1691.82	-	-1337.87	-1915.47	-1792.88
Filing Date Shares Outstanding	260.57	259.93	-	259.72	168.86	168.6
Total Common Shares Outstanding	260.57	259.93	-	259.72	168.86	168.6
Working Capital	-	429,098	-	335,647	290,893	294,528
Book Value Per Share	690.29	648.77	-	576.55	652.26	585.51
Tangible Book Value	179,352	168,275	-	149,481	109,968	98,501
Tangible Book Value Per Share	688.93	647.40	-	575.54	651.25	584.23

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.