PNB Housing Finance Limited (BOM:540173)

PNB Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is January - December.

Fiscal Year	FY 2026	FY 2025	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Mar 31, 2025	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023
Net Income	-	19,361	-	15,080	10,460
Depreciation & Amortization	-	484.9	-	434.6	435.4
Other Amortization	-	74	-	77.3	79
Loss (Gain) From Sale of Investments	-	457.3	-	-1,889	-10,393
Provision for Credit Losses	-	4,647	-	6,304	16,538
Stock-Based Compensation	-	176.8	-	144.6	119.5
Change in Accounts Payable	-	-22	-	-105.1	139.6
Change in Other Net Operating Assets	-	-106,541	-	-68,235	-35,733
Other Operating Activities	-	784.8	-	1,571	-775
Operating Cash Flow	-	-80,573	-	-46,615	-18,650
Capital Expenditures	-	-490.5	-	-392.9	-148.5
Sale of Property, Plant & Equipment	-	5.7	-	2.8	1.7
Investment in Securities	-	8,056	-	-11,471	1,905
Investing Cash Flow	-	7,571	-	-11,861	1,758
Short-Term Debt Issued	-	150,444	-	100,547	500
Long-Term Debt Issued	-	378,979	-	233,365	179,217
Total Debt Issued	-	529,423	-	333,912	179,717
Short-Term Debt Repaid	-	-151,500	-	-67,500	-500
Long-Term Debt Repaid	-	-302,335	-	-254,760	-172,327
Total Debt Repaid	-	-453,835	-	-322,260	-172,827
Net Debt Issued (Repaid)	-	75,587	-	11,652	6,891
Issuance of Common Stock	-	69.7	-	24,686	72.1
Other Financing Activities	-	-1,618	-	5,448	-3,948
Financing Cash Flow	-	74,039	-	41,786	3,015
Net Cash Flow	-	1,036	-	-16,690	-13,878
Free Cash Flow	-	-81,064	-	-47,008	-18,799
Free Cash Flow Margin	-	-247.04%	-	-157.23%	-49.89%
Free Cash Flow Per Share	-	-310.87	-	-181.41	-111.34
Cash Interest Paid	-	44,782	-	41,811	39,799
Cash Income Tax Paid	-	3,944	-	3,577	3,043

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.