PNB Housing Finance Limited (BOM: 540173)

PNB Housing Finance Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 19, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Market Capitalization	225,775	163,587	86,648	63,536	63,084	27,272
Market Cap Growth	41.76%	88.79%	36.38%	0.72%	131.32%	-81.17%
PE Ratio	13.44	10.85	8.28	7.60	6.78	4.22
PS Ratio	7.82	5.47	2.30	2.98	3.58	1.03
PB Ratio	1.61	1.09	0.79	0.64	0.71	0.34
P/FCF Ratio	-	-	-	1.02	0.96	0.31
P/OCF Ratio	-	-	-	1.02	0.95	0.31
Debt / Equity Ratio	2.49	2.57	3.41	3.73	4.93	6.60
Debt / FCF Ratio	-	-	-	5.90	6.66	5.96
Quick Ratio	3.98	1.92	1.82	1.87	2.00	1.99
Current Ratio	3.98	1.94	1.83	1.88	2.01	2.00
Asset Turnover	0.04	0.04	0.06	0.03	0.02	0.03
Return on Equity (ROE)	11.17%	11.61%	10.02%	8.90%	10.99%	8.32%
Return on Assets (ROA)	2.31%	2.17%	1.58%	1.22%	1.24%	0.79%
Earnings Yield	7.43%	9.22%	12.07%	13.17%	14.74%	23.70%
FCF Yield	-24.68%	-28.74%	-21.70%	98.20%	104.68%	325.06%
Payout Ratio	0.00%	-	-	-	-	23.41%
Buyback Yield / Dilution	-22.33%	-53.47%	0.02%	-0.36%	-0.01%	0.08%
Total Shareholder Return	-22.33%	-53.47%	0.02%	-0.36%	-0.01%	0.08%

Source: S&P Capital IQ. Financial Services template. Financial Sources.