PNB Housing Finance Ratios and Metrics

Market cap in millions INR. Fiscal year is January - December.

Millions INR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2026	FY 2025	FY 2025	FY 2024	FY 2023	2018 - 2022
Period Ending	Jan '26 Jan 21, 2026	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	2018 - 2022
Market Capitalization	224,102	247,874	229,124	228,075	163,587	86,648	Upgrade
Market Cap Growth	-6.93%	8.18%	0.46%	39.42%	88.79%	36.38%	Upgrade
PE Ratio	10.25	11.34	11.83	12.50	10.85	8.28	Upgrade
PS Ratio	6.06	6.71	6.98	6.56	5.47	2.30	Upgrade
PB Ratio	1.25	1.38	1.36	-	1.09	0.79	Upgrade
Debt / Equity Ratio	2.62	2.62	2.80	-	2.60	3.41	Upgrade
Quick Ratio	-	-	2.13	-	1.92	1.82	Upgrade
Current Ratio	-	-	2.17	-	1.93	1.83	Upgrade
Asset Turnover	-	-	0.04	-	0.04	0.06	Upgrade
Return on Equity (ROE)	-	-	12.16%	-	11.61%	10.02%	Upgrade
Return on Assets (ROA)	-	-	2.50%	-	2.17%	1.58%	Upgrade
Return on Invested Capital (ROIC)	3.56%	3.58%	3.22%	6.78%	2.94%	2.40%	Upgrade
Earnings Yield	9.75%	8.82%	8.45%	8.00%	9.22%	12.07%	Upgrade
FCF Yield	-	-	-35.38%	-	-28.74%	-21.70%	Upgrade
Dividend Yield	0.52%	-	0.57%	-	-	-	Upgrade
Buyback Yield / Dilution	0.18%	0.18%	-0.37%	-0.26%	-53.47%	0.02%	Upgrade
Total Shareholder Return	0.70%	0.18%	0.20%	-0.26%	-53.47%	0.02%	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.