PNB Housing Finance Limited (BOM:540173)

PNB Housing Finance Statistics

Total Valuation

BOM:540173 has a market cap or net worth of INR 241.93 billion.

Market Cap	241.93B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Aug 1, 2025

Share Statistics

Current Share Class	260.51M
Shares Outstanding	n/a
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	45.16%
Float	175.53M

Valuation Ratios

The trailing PE ratio is 11.26 and the forward PE ratio is 10.46.

PE Ratio	11.26
Forward PE	10.46
PS Ratio	6.71
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.48, with a Debt / Equity ratio of 2.62.

Current Ratio	4.48
Quick Ratio	4.48
Debt / Equity	2.62
Debt / EBITDA	n/a
Debt / FCF	-5.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.70%.

Return on Equity (ROE)	12.70%
Return on Assets (ROA)	2.67%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	16.79M
Profits Per Employee	10.00M
Employee Count	2,149
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, BOM:540173 has paid 6.26 billion in taxes.

Income Tax	6.26B
Effective Tax Rate	22.55%

Stock Price Statistics

The stock price has increased by +1.12% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+1.12%
50-Day Moving Average	848.94
200-Day Moving Average	924.25
Relative Strength Index (RSI)	65.66
Average Volume (20 Days)	79,656

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BOM:540173 had revenue of INR 36.08 billion and earned 21.49 billion in profits. Earnings per share was 82.39.

Revenue	36.08B
Gross Profit	35.71B
Operating Income	29.39B
Pretax Income	27.74B
Net Income	21.49B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	82.39

Balance Sheet

The company has 30.50 billion in cash and 470.66 billion in debt, giving a net cash position of -440.17 billion.

Cash & Cash Equivalents	30.50B
Total Debt	470.66B
Net Cash	-440.17B
Net Cash Per Share	n/a
Equity (Book Value)	179.71B
Book Value Per Share	690.29
Working Capital	636.00B

Cash Flow

In the last 12 months, operating cash flow was -91.82 billion and capital expenditures -433.00 million, giving a free cash flow of -92.25 billion.

Operating Cash Flow	-91.82B
Capital Expenditures	-433.00M
Free Cash Flow	-92.25B
FCF Per Share	n/a

Margins

Gross margin is 98.99%, with operating and profit margins of 81.45% and 59.55%.

Gross Margin	98.99%
Operating Margin	81.45%
Pretax Margin	76.90%
Profit Margin	59.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 0.53%.

Dividend Per Share	5.00
Dividend Yield	0.53%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	6.06%
Buyback Yield	-0.04%
Shareholder Yield	0.50%
Earnings Yield	8.88%
FCF Yield	-38.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2