Utkarsh Small Finance Bank Limited (BOM:543942)
India
· Delayed Price · Currency is INR 26.69
+0.19 (0.72%)
At close: Apr 22, 2025
BOM:543942 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2017 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2017 - 2019 |
| Interest Income on Loans | 36,878 | 31,784 | 25,050 | 18,488 | 15,810 | 13,077 | Upgrade
|
| Interest Paid on Deposits | 16,295 | 12,926 | 9,759 | 7,880 | 7,417 | 5,795 | Upgrade
|
| Net Interest Income | 21,514 | 18,858 | 15,290 | 10,609 | 8,392 | 7,282 | Upgrade
|
| Net Interest Income Growth (YoY) | 22.56% | 23.33% | 44.13% | 26.41% | 15.25% | 46.01% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.44 | 0.63 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 0.5 | -28.36 | -41.39 | 7.5 | Upgrade
|
| Other Non-Interest Income | 4,335 | 4,004 | 2,992 | 1,876 | 1,290 | 978.05 | Upgrade
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| Total Non-Interest Income | 4,335 | 4,004 | 2,993 | 1,848 | 1,248 | 985.55 | Upgrade
|
| Non-Interest Income Growth (YoY) | 24.25% | 33.78% | 61.93% | 48.05% | 26.68% | 69.79% | Upgrade
|
| Revenues Before Loan Losses | 25,849 | 22,862 | 18,283 | 12,457 | 9,641 | 8,268 | Upgrade
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| Provision for Loan Losses | 8,343 | 3,417 | 3,008 | 4,732 | 2,676 | 998.83 | Upgrade
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| Revenue | 17,506 | 19,445 | 15,276 | 7,725 | 6,965 | 7,269 | Upgrade
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| Revenue Growth (YoY) | -3.17% | 27.29% | 97.74% | 10.91% | -4.18% | 73.01% | Upgrade
|
| Salaries and Employee Benefits | 8,518 | 7,370 | 5,701 | 4,298 | 3,262 | 2,622 | Upgrade
|
| Occupancy Expenses | 1,570 | 1,570 | 1,364 | 999.26 | 743.66 | 726.02 | Upgrade
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| Selling, General & Administrative | 894.02 | 894.02 | 730.87 | 524.04 | 347.84 | 422.48 | Upgrade
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| Other Non-Interest Expense | 4,316 | 3,056 | 2,104 | 1,516 | 1,097 | 994.72 | Upgrade
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| Total Non-Interest Expense | 15,297 | 12,889 | 9,900 | 7,337 | 5,451 | 4,765 | Upgrade
|
| EBT Excluding Unusual Items | 2,209 | 6,555 | 5,376 | 387.52 | 1,514 | 2,504 | Upgrade
|
| Other Unusual Items | 38.4 | 38.4 | -17.4 | 409.6 | - | - | Upgrade
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| Pretax Income | 2,247 | 6,594 | 5,358 | 797.12 | 1,514 | 2,504 | Upgrade
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| Income Tax Expense | 443.29 | 1,618 | 1,313 | 182.5 | 396.2 | 636.7 | Upgrade
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| Net Income | 1,804 | 4,976 | 4,045 | 614.62 | 1,118 | 1,867 | Upgrade
|
| Net Income to Common | 1,804 | 4,976 | 4,045 | 614.62 | 1,118 | 1,867 | Upgrade
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| Net Income Growth | -61.76% | 23.02% | 558.14% | -45.03% | -40.12% | 98.90% | Upgrade
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| Basic Shares Outstanding | 1,093 | 1,038 | 896 | 878 | 765 | 749 | Upgrade
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| Diluted Shares Outstanding | 1,094 | 1,048 | 898 | 880 | 765 | 749 | Upgrade
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| Shares Change (YoY) | 9.81% | 16.75% | 2.00% | 15.04% | 2.16% | 9.55% | Upgrade
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| EPS (Basic) | 1.65 | 4.79 | 4.52 | 0.70 | 1.46 | 2.49 | Upgrade
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| EPS (Diluted) | 1.65 | 4.75 | 4.51 | 0.70 | 1.46 | 2.49 | Upgrade
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| EPS Growth | -65.18% | 5.32% | 544.35% | -52.06% | -41.37% | 81.75% | Upgrade
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| Dividend Per Share | - | 0.500 | - | - | - | - | Upgrade
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| Effective Tax Rate | 19.73% | 24.53% | 24.51% | 22.89% | 26.16% | 25.43% | Upgrade
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Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.