Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India · Delayed Price · Currency is INR | Market Cap | 26.32B +3.6% |
| Revenue (ttm) | 3.45B -79.1% |
| Net Income | -11.51B |
| EPS | -8.37 |
| Shares Out | 1.78B |
| PE Ratio | n/a |
| Forward PE | 13.31 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,139,017 |
| Open | 14.93 |
| Previous Close | 14.79 |
| Day's Range | 14.72 - 15.16 |
| 52-Week Range | 10.12 - 24.95 |
| Beta | 1.07 |
| Analysts | Strong Buy |
| Price Target | 20.00 (+34.86%) |
| Earnings Date | Jul 31, 2026 |
About NSE:UTKARSHBNK
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, pers... [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for UTKARSHBNK stock is "Strong Buy." The 12-month stock price target is ₹20.00, which is an increase of 34.86% from the latest price.
News
Utkarsh Small Finance Bank Transcript: Q4 25/26
FY 2026 saw a strategic pivot to secured lending, improved asset quality, and strengthened collections, despite a net loss from legacy stress. The bank targets 25%-30% loan growth, NIM above 8%, and ROE of 15% by FY 2028, with net NPA below 1% expected.
Utkarsh Small Finance Bank Quarterly report: Q4 2026
Utkarsh Small Finance Bank has published its Q4 2026 quarterly earnings report on May 11, 2026.
Utkarsh Small Finance Bank Slides: Q4 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q4 2026 quarterly earnings report, which was published on May 11, 2026.
Utkarsh Small Finance Bank Transcript: Q3 25/26
Q3 FY 2026 saw a net loss of INR 375 crore due to elevated credit costs, but operational discipline improved collection efficiency and asset quality. The bank targets 25%-30% loan growth, 8.5% NIM, and 15% ROE by FY 2028, with a strategic shift toward secured lending and portfolio diversification.
Utkarsh Small Finance Bank Quarterly report: Q3 2026
Utkarsh Small Finance Bank has published its Q3 2026 quarterly earnings report on February 2, 2026.
Utkarsh Small Finance Bank Slides: Q3 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on February 2, 2026.
Utkarsh Small Finance Bank Transcript: Q2 25/26
Q2 FY26 saw a net loss of ₹348 crore due to legacy stress and regulatory changes, but asset quality is stabilizing and secured lending is rising. Deposit growth remains strong, and the bank targets 25% loan book CAGR with improved profitability from Q4 FY26.
Utkarsh Small Finance Bank Quarterly report: Q2 2026
Utkarsh Small Finance Bank has published its Q2 2026 quarterly earnings report on November 14, 2025.
Utkarsh Small Finance Bank Slides: Q2 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on November 14, 2025.
Utkarsh Small Finance Bank Transcript: Q1 25/26
Q1 FY26 saw a net loss of ₹239 crore due to elevated JLG delinquencies and regulatory changes, but non-JLG portfolios grew robustly and deposit traction remained strong. Management expects normalization and improved asset quality from Q3, with a medium-term focus on secured lending and operational efficiency.
Utkarsh Small Finance Bank Quarterly report: Q1 2026
Utkarsh Small Finance Bank has published its Q1 2026 quarterly earnings report on August 4, 2025.
Utkarsh Small Finance Bank Slides: Q1 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on August 4, 2025.