Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India · Delayed Price · Currency is INR | Market Cap | 26.02B +6.6% |
| Revenue (ttm) | 6.47B -47.1% |
| Net Income | -9.45B |
| EPS | -6.12 |
| Shares Out | 1.78B |
| PE Ratio | n/a |
| Forward PE | 10.84 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 3,645,597 |
| Open | 14.31 |
| Previous Close | 14.31 |
| Day's Range | 14.22 - 14.70 |
| 52-Week Range | 10.12 - 23.30 |
| Beta | 0.97 |
| Analysts | Strong Buy |
| Price Target | 20.00 (+36.15%) |
| Earnings Date | Aug 1, 2026 |
About NSE:UTKARSHBNK
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, pers... [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to one analyst, the rating for UTKARSHBNK stock is "Strong Buy" and the 12-month stock price target is ₹20.00.
News
Utkarsh Small Finance Bank Quarterly report: Q1 2027
Utkarsh Small Finance Bank has published its Q1 2027 quarterly earnings report on August 3, 2026.
Utkarsh Small Finance Bank Transcript: Q4 25/26
FY 2026 saw a strategic pivot to secured lending, improved asset quality, and strengthened collections, despite a net loss from legacy stress. The bank targets 25%-30% loan growth, NIM above 8%, and ROE of 15% by FY 2028, with net NPA below 1% expected.
Utkarsh Small Finance Bank Quarterly report: Q4 2026
Utkarsh Small Finance Bank has published its Q4 2026 quarterly earnings report on May 11, 2026.
Utkarsh Small Finance Bank Slides: Q4 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q4 2026 quarterly earnings report, which was published on May 11, 2026.
Utkarsh Small Finance Bank Annual report: Q4 2026
Utkarsh Small Finance Bank has published its Q4 2026 annual report on May 11, 2026.
Utkarsh Small Finance Bank Transcript: Q3 25/26
The quarter saw a strategic shift toward stability, with a 16% contraction in JLG and strong growth in MBBL and secured lending. Despite a net loss of INR 375 crore due to elevated credit costs, asset quality and collection efficiency improved, and capital adequacy remains robust.
Utkarsh Small Finance Bank Quarterly report: Q3 2026
Utkarsh Small Finance Bank has published its Q3 2026 quarterly earnings report on February 2, 2026.
Utkarsh Small Finance Bank Slides: Q3 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on February 2, 2026.
Utkarsh Small Finance Bank Transcript: Q2 25/26
Q2 FY26 saw a net loss of ₹348 crore due to legacy stress and regulatory changes, but asset quality is stabilizing and secured lending is rising. Deposit growth remains strong, and the bank targets 25% loan book CAGR with improved profitability from Q4 FY26.
Utkarsh Small Finance Bank Quarterly report: Q2 2026
Utkarsh Small Finance Bank has published its Q2 2026 quarterly earnings report on November 14, 2025.
Utkarsh Small Finance Bank Slides: Q2 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on November 14, 2025.
Utkarsh Small Finance Bank Transcript: Q1 25/26
Q1 FY26 saw a net loss of ₹239 crore due to elevated JLG delinquencies and regulatory changes, but non-JLG portfolios grew robustly and deposit traction remained strong. Management expects normalization and improved asset quality from Q3, with a medium-term focus on secured lending and operational efficiency.
Utkarsh Small Finance Bank Quarterly report: Q1 2026
Utkarsh Small Finance Bank has published its Q1 2026 quarterly earnings report on August 4, 2025.
Utkarsh Small Finance Bank Slides: Q1 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on August 4, 2025.