Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)

India · Delayed Price · Currency is INR

14.27

-1.22 (-7.88%)

May 11, 2026, 3:30 PM IST

-38.41% (1Y)

Market Cap	25.29B -7.3%
Revenue (ttm)	3.45B -79.1%
Net Income	-11.51B
EPS	-8.37
Shares Out	1.78B
PE Ratio	n/a
Forward PE	13.50
Dividend	n/a
Ex-Dividend Date	n/a

Volume	11,762,505
Average Volume	7,748,040
Open	15.00
Previous Close	15.49
Day's Range	14.13 - 15.00
52-Week Range	10.12 - 26.69
Beta	1.20
RSI	70.32
Earnings Date	May 9, 2026

About NSE:UTKARSHBNK

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, pers... [Read more]

Industry Banks - Regional

Sector Financials

Founded 2009

Employees 19,779

Stock Exchange National Stock Exchange of India

Ticker Symbol UTKARSHBNK

Full Company Profile

Financial Performance

Financial Statements

News

Utkarsh Small Finance Bank Transcript: Q3 25/26

Q3 FY 2026 saw a net loss of INR 375 crore due to elevated credit costs, but operational discipline improved collection efficiency and asset quality. The bank targets 25%-30% loan growth, 8.5% NIM, and 15% ROE by FY 2028, with a strategic shift toward secured lending and portfolio diversification.

3 months ago - Transcripts

Utkarsh Small Finance Bank Transcript: Q2 25/26

Q2 FY26 saw a net loss of ₹348 crore due to legacy stress and regulatory changes, but asset quality is stabilizing and secured lending is rising. Deposit growth remains strong, and the bank targets 25% loan book CAGR with improved profitability from Q4 FY26.

6 months ago - Transcripts

Utkarsh Small Finance Bank Transcript: Q1 25/26

Q1 FY26 saw a net loss of ₹239 crore due to elevated JLG delinquencies and regulatory changes, but non-JLG portfolios grew robustly and deposit traction remained strong. Management expects normalization and improved asset quality from Q3, with a medium-term focus on secured lending and operational efficiency.

10 months ago - Transcripts