Utkarsh Small Finance Bank Limited (BOM:543942)
India · Delayed Price · Currency is INR | Market Cap | 25.68B +9.5% |
| Revenue (ttm) | 6.47B -47.1% |
| Net Income | -9.45B |
| EPS | -6.12 |
| Shares Out | n/a |
| PE Ratio | n/a |
| Forward PE | 11.41 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 756,967 |
| Open | 13.86 |
| Previous Close | 13.93 |
| Day's Range | 13.86 - 14.60 |
| 52-Week Range | 10.15 - 23.30 |
| Beta | n/a |
| Analysts | Strong Buy |
| Price Target | 19.00 (+31.58%) |
| Earnings Date | Aug 1, 2026 |
About BOM:543942
Utkarsh Small Finance Bank Limited provides banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurring deposit, escrow, and RERA banking accounts; term, fixed, and recurring deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, housing, individual, group, and other loans, a... [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to one analyst, the rating for 543942 stock is "Strong Buy" and the 12-month stock price target is ₹19.00.
News
Utkarsh Small Finance Bank Transcript: Q1 26/27
Q1 FY 2027 saw strong disbursement growth, improved asset quality, and a sharp reduction in net loss. The bank targets 25%-30% loan growth, 65% secured lending, and 15% ROE by FY 2028, with risk mitigated by CGFMU coverage and capital strengthened by a planned INR 500 crore NCD issue.
Utkarsh Small Finance Bank Quarterly report: Q1 2027
Utkarsh Small Finance Bank has published its Q1 2027 quarterly earnings report on August 3, 2026.
Utkarsh Small Finance Bank Slides: Q1 2027
Utkarsh Small Finance Bank has posted slides in relation to its Q1 2027 quarterly earnings report, which was published on August 3, 2026.
Utkarsh Small Finance Bank Transcript: Q4 25/26
FY 2026 saw a strategic pivot to secured lending, improved asset quality, and strengthened collections, despite a net loss from legacy stress. The bank targets 25%-30% loan growth, NIM above 8%, and ROE of 15% by FY 2028, with net NPA below 1% expected.
Utkarsh Small Finance Bank Quarterly report: Q4 2026
Utkarsh Small Finance Bank has published its Q4 2026 quarterly earnings report on May 11, 2026.
Utkarsh Small Finance Bank Slides: Q4 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q4 2026 quarterly earnings report, which was published on May 11, 2026.
Utkarsh Small Finance Bank Annual report: Q4 2026
Utkarsh Small Finance Bank has published its Q4 2026 annual report on May 11, 2026.
Utkarsh Small Finance Bank Transcript: Q3 25/26
The quarter saw a strategic shift toward stability, with a 16% contraction in JLG and strong growth in MBBL and secured lending. Despite a net loss of INR 375 crore due to elevated credit costs, asset quality and collection efficiency improved, and capital adequacy remains robust.
Utkarsh Small Finance Bank Quarterly report: Q3 2026
Utkarsh Small Finance Bank has published its Q3 2026 quarterly earnings report on February 2, 2026.
Utkarsh Small Finance Bank Slides: Q3 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on February 2, 2026.
Utkarsh Small Finance Bank Transcript: Q2 25/26
Q2 FY26 saw a net loss of ₹348 crore due to legacy stress and regulatory changes, but asset quality is stabilizing and secured lending is rising. Deposit growth remains strong, and the bank targets 25% loan book CAGR with improved profitability from Q4 FY26.
Utkarsh Small Finance Bank Quarterly report: Q2 2026
Utkarsh Small Finance Bank has published its Q2 2026 quarterly earnings report on November 14, 2025.
Utkarsh Small Finance Bank Slides: Q2 2026
Utkarsh Small Finance Bank has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on November 14, 2025.