Access Bank Botswana Limited (BSM:ACC)

Botswana · Delayed Price · Currency is BWP

2.040

0.00 (0.00%)

At close: Sep 18, 2026

Access Bank Botswana Financials Overview

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	649.15	649.15	661.24	598.1	533.47	497.4
Revenue Growth	-0.67%	-1.83%	10.56%	12.12%	7.25%	-7.54%
Net Income	79.88	79.88	100.13	42.1	-24.29	16.76
Earnings Per Share	0.11	0.11	0.14	0.06	-0.03	0.02
EPS Growth	-21.73%	-20.71%	137.81%	-	-	-81.05%

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Banking	426.29	376.28	368.52	363.43
Global Markets	91.4	114.01	89.64	91.38
Corporate and Commercial Banking	143.55	107.8	75.31	63.83
Total	661.24	598.1	533.47	518.65

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,456	2,456	1,828	2,112	1,444	1,714
Total Debt	766.72	766.72	927.16	887.71	728.44	802.97
Net Cash (Debt)	1,689	1,689	900.48	1,224	715.17	910.79
Net Cash Growth	331.08%	87.57%	-26.44%	71.17%	-21.48%	31.43%
Net Cash Per Share	2.32	2.32	1.24	1.69	0.99	1.26

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-377.28	-377.28	186.41	512.62	91.83	-95.82
Capital Expenditures	-17.74	-17.74	-25.08	-18.13	-62.75	-2.14
Free Cash Flow	-395.02	-395.02	161.33	494.5	29.08	-97.96
Free Cash Flow Growth	-	-	-67.38%	1600.59%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	12.31%	12.31%	15.14%	7.04%	-4.55%	3.37%
FCF Margin	-60.85%	-60.85%	24.40%	82.68%	5.45%	-19.69%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.059	-	0.059	0.040	0.207	0.022
Dividend Per Share Growth	-	-	47.50%	-80.68%	840.91%	-
Dividend Yield	2.89%	-	2.98%	2.05%	10.77%	1.32%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.63	18.52	14.77	35.30	-	85.68
P/FCF Ratio	-	-	9.17	3.01	50.37	-
PS Ratio	2.28	2.28	2.24	2.49	2.75	2.89