Access Bank Botswana Limited (BSM:ACC)

Botswana · Delayed Price · Currency is BWP

2.040

0.00 (0.00%)

At close: Oct 9, 2026

Access Bank Botswana Financials Overview

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	682.95	649.15	661.24	598.1	533.47	497.4
Revenue Growth	5.21%	-1.83%	10.56%	12.12%	7.25%	-7.54%
Net Income	66.22	79.88	100.13	42.1	-24.29	16.76
Earnings Per Share	0.09	0.11	0.14	0.06	-0.03	0.02
EPS Growth	-17.06%	-20.23%	137.81%	-	-	-81.05%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Banking	447.86	426.29	376.28	368.52	363.43
Global Markets	95.83	91.4	114.01	89.64	91.38
Corporate and Commercial Banking	105.46	143.55	107.8	75.31	63.83
Total	649.15	661.24	598.1	533.47	518.65

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	111.51	2,440	1,828	2,112	1,444	1,714
Total Debt	653.79	836.82	927.16	887.71	728.44	802.97
Net Cash (Debt)	-542.28	1,603	900.48	1,224	715.17	910.79
Net Cash Growth	-	78.06%	-26.44%	71.17%	-21.48%	31.43%
Net Cash Per Share	-0.75	2.21	1.24	1.69	0.99	1.26

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	280.58	-339.48	186.41	512.62	91.83	-95.82
Capital Expenditures	-15.53	-17.45	-25.08	-18.13	-62.75	-2.14
Free Cash Flow	265.05	-356.94	161.33	494.5	29.08	-97.96
Free Cash Flow Growth	-	-	-67.38%	1600.59%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	9.70%	12.31%	15.14%	7.04%	-4.55%	3.37%
FCF Margin	38.81%	-54.98%	24.40%	82.68%	5.45%	-19.69%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.030	-	0.059	0.040	0.207	0.022
Dividend Per Share Growth	0%	-	47.50%	-80.68%	840.91%	-
Dividend Yield	1.49%	-	2.98%	2.05%	10.77%	1.32%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.32	18.52	14.77	35.30	-	85.68
P/FCF Ratio	5.58	-	9.17	3.01	50.37	-
PS Ratio	2.17	2.28	2.24	2.49	2.75	2.89