Access Bank Botswana Limited (BSM:ACC)

Access Bank Botswana Balance Sheet

Financials in millions BWP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	111.39	2,195	1,584	2,013	1,393	1,646
Investment Securities	1,392	1,527	1,796	994.26	876.33	293.65
Trading Asset Securities	0.12	245.62	243.84	98.64	50.84	67.92
Total Investments	1,392	1,772	2,040	1,093	927.17	361.57
Gross Loans	6,795	6,786	5,987	6,397	6,862	6,834
Allowance for Loan Losses	-	-297.4	-242.35	-228.28	-240.42	-287.96
Other Adjustments to Gross Loans	-	-31.98	-32.84	-34.07	-41.73	-37.47
Net Loans	6,795	6,457	5,711	6,135	6,580	6,509
Property, Plant & Equipment	138.36	151.87	165.82	169.88	186.46	102.71
Other Intangible Assets	45.5	40.24	49.82	44.94	76.17	75.63
Other Receivables	1,289	127.67	451.05	150.98	39.14	143.54
Restricted Cash	-	-	-	185	45.5	158.51
Other Current Assets	-	63.04	59.16	58.15	60.85	74.93
Long-Term Deferred Tax Assets	2.61	2.62	12.63	-6.1	-	39.23
Other Long-Term Assets	528.65	-	-	-	-	-
Total Assets	10,303	10,808	10,070	9,851	9,308	9,111

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	46.23	81	58.9	27.88	72.17
Interest Bearing Deposits	7,894	8,704	7,829	7,749	7,474	6,978
Non-Interest Bearing Deposits	-	6.22	3.2	0.54	-	-
Total Deposits	7,894	8,710	7,833	7,749	7,474	6,978
Short-Term Borrowings	0.34	1.05	0.55	-	20.3	64.81
Current Portion of Long-Term Debt	-	615.63	56.53	-	190.52	418.52
Current Portion of Leases	-	10.31	8.81	11.65	14	8.68
Other Current Liabilities	-	23.85	127.98	53.95	36.97	3.92
Long-Term Debt	653.46	150.04	794.94	808.33	427.5	267.51
Long-Term Leases	-	59.79	66.32	67.72	76.13	43.47
Long-Term Deferred Tax Liabilities	-	-	-	-	1.16	-
Other Long-Term Liabilities	576.87	40.3	31.3	59.35	38.51	67.88
Total Liabilities	9,124	9,657	9,000	8,809	8,310	7,925

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	222.48	222.48	222.48	222.48	222.48	222.48
Retained Earnings	938.55	910.95	831.07	802.95	760.84	949.12
Comprehensive Income & Other	17.39	17.39	16.94	16.16	14.7	14.54
Shareholders' Equity	1,178	1,151	1,070	1,042	998.02	1,186
Total Liabilities & Equity	10,303	10,808	10,070	9,851	9,308	9,111

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	653.79	836.82	927.16	887.71	728.44	802.97
Net Cash (Debt)	-542.28	1,603	900.48	1,224	715.17	910.79
Net Cash Growth	-	78.06%	-26.44%	71.17%	-21.48%	31.43%
Net Cash Per Share	-0.75	2.21	1.24	1.69	0.99	1.26
Filing Date Shares Outstanding	725	725	725	725	725	725
Total Common Shares Outstanding	725	725	725	725	725	725
Book Value Per Share	1.63	1.59	1.48	1.44	1.38	1.64
Tangible Book Value	1,133	1,111	1,021	996.64	921.85	1,111
Tangible Book Value Per Share	1.56	1.53	1.41	1.37	1.27	1.53

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 9, 2026

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