Access Bank Botswana Limited (BSM:ACC)
Botswana · Delayed Price · Currency is BWP 2.040
0.00 (0.00%)
At close: Sep 18, 2026
Access Bank Botswana Income Statement
Financials in millions BWP. Fiscal year is January - December.
Millions BWP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 939 | 888.5 | 900.89 | 810.72 | 700.28 |
Interest Paid on Deposits | 570.18 | 474.64 | 492.12 | 411.55 | 299.55 |
Net Interest Income | 368.82 | 413.86 | 408.77 | 399.17 | 400.73 |
Net Interest Income Growth | -10.88% | 1.25% | 2.40% | -0.39% | -5.05% |
Income From Trading Activities | 84.03 | 38.66 | 31.74 | 32.56 | 38.33 |
Gain (Loss) on Sale of Investments | -13.31 | -9.55 | - | - | -21.25 |
Other Non-Interest Income | 289.81 | 257.79 | 172.29 | 119.74 | 100.97 |
Total Non-Interest Income | 360.54 | 286.91 | 204.03 | 152.3 | 118.06 |
Non-Interest Income Growth | 25.66% | 40.62% | 33.96% | 29.01% | -1.29% |
Revenues Before Loan Losses | 729.36 | 700.77 | 612.8 | 551.47 | 518.79 |
Provision for Loan Losses | 80.21 | 39.53 | 14.7 | 18.01 | 21.39 |
| 649.15 | 661.24 | 598.1 | 533.47 | 497.4 | |
Revenue Growth | -1.83% | 10.56% | 12.12% | 7.25% | -7.54% |
Salaries and Employee Benefits | 252.5 | 211.67 | 207.8 | 182.99 | 164.74 |
Occupancy Expenses | 44.82 | 47.52 | 74.66 | 68.02 | 46.25 |
Selling, General & Administrative | 192.96 | 195.15 | 187.07 | 166.27 | 166.81 |
Other Non-Interest Expense | 55.31 | 72.27 | 76.29 | 87.65 | 98.75 |
Total Non-Interest Expense | 545.58 | 526.61 | 545.82 | 504.93 | 476.55 |
EBT Excluding Unusual Items | 103.57 | 134.63 | 52.28 | 28.54 | 20.84 |
Pretax Income | 103.57 | 134.63 | 52.28 | 28.54 | 20.84 |
Income Tax Expense | 23.7 | 34.5 | 10.17 | 52.83 | 4.09 |
Net Income | 79.88 | 100.13 | 42.1 | -24.29 | 16.76 |
Net Income to Common | 79.88 | 100.13 | 42.1 | -24.29 | 16.76 |
Net Income Growth | -20.23% | 137.81% | - | - | -81.05% |
Basic Shares Outstanding | 729 | 725 | 725 | 725 | 725 |
Diluted Shares Outstanding | 729 | 725 | 725 | 725 | 725 |
Shares Change | 0.62% | - | - | - | - |
EPS (Basic) | 0.11 | 0.14 | 0.06 | -0.03 | 0.02 |
EPS (Diluted) | 0.11 | 0.14 | 0.06 | -0.03 | 0.02 |
EPS Growth | -20.71% | 137.81% | - | - | -81.05% |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | 0.059 | 0.040 | 0.207 | 0.022 |
Dividend Growth | - | 47.50% | -80.68% | 840.91% | - |
Effective Tax Rate | 22.88% | 25.63% | 19.46% | 185.10% | 19.62% |