CIG Pannónia Életbiztosító Nyrt (BUD:CIGPANNONIA)
Hungary flag Hungary · Delayed Price · Currency is HUF
312.00
+10.00 (3.31%)
At close: Aug 13, 2026

BUD:CIGPANNONIA Financials Overview

Millions HUF. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
34,77432,40927,49121,18713,59735,749
Revenue Growth
21.55%17.89%29.75%55.83%-61.97%41.86%
Operating Income
6,7695,7848564,5992,2981,894
Net Income
4,7973,9586342,8741,5351,675
Earnings Per Share
50.7041.906.7030.4016.3017.70
EPS Growth
656.72%525.37%-77.96%86.50%-7.91%149.30%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Adjusting Items of Financial Statement Deduction (Consolidation)
--1-926482.86-97.36
Life Segment - Group Life, Accident and Health Insurance
-5,4554,7733,544--
Life Segment - Individual Accident and Health Insurance
-579648323--
Life Segment - Single Premium UL
-57-3,511186--
Life Segment - Regular Premium UL
-2,178-15,3153,255--
Life Segment - Traditional Regular Premium Life Savings Insurance
--239-287286--
Life Segment - Risk Life Insurance
-2,5962,6552,340--
Life Segment - Credit Coverage and Account Protection Insurance
-2,0201,787889--
Life Segment - Other Life Segment
--133-1,0492,586--
Non-Life Insurance - Credit Coverage and Account Protection Insurance
-4,6003,0872,459--
Non-Life Insurance - Fleet Casco
-2,5702,0641,821--
Non-Life Insurance - Corporate Property Insurance
-5,2123,1791,890--
Non-Life Insurance - Surety Insurance
-38494346--
Non-Life Insurance - Retail Property Insurance
-721286206--
Total
28,36526,000-1,58820,21413,10136,405

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,4544,6302,5972,4923,0931,498
Total Debt
607563470314474.89569.65
Net Cash (Debt)
1,8474,0672,1272,1782,618928.74
Net Cash Growth
54.05%91.21%-2.34%-16.80%181.88%42.34%
Net Cash Per Share
19.5643.0722.5323.0727.729.84

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
934-9342,6634,9082,0204,790
Capital Expenditures
-1,493-1,502-358-242-496.04-572.75
Free Cash Flow
-559-2,4362,3054,6661,5244,217
Free Cash Flow Growth
---50.60%206.16%-63.86%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
19.47%17.85%3.11%21.71%16.90%5.30%
Pretax Margin
14.73%12.76%2.24%17.17%13.31%5.00%
Profit Margin
13.79%12.21%2.31%13.56%11.29%4.69%
FCF Margin
-1.61%-7.52%8.38%22.02%11.21%11.80%

Dividends

Fiscal YearFY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
33.00018.00018.000
Dividend Per Share Growth
83.33%0%-
Dividend Yield
12.27%8.90%5.73%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.158.7654.989.6114.4521.74
Forward PE
-17.5917.5917.5911.3719.21
P/FCF Ratio
--15.125.9214.558.63
PS Ratio
0.841.071.271.301.631.02