CIG Pannónia Életbiztosító Nyrt (BUD:CIGPANNONIA)
312.00
+10.00 (3.31%)
At close: Aug 13, 2026
BUD:CIGPANNONIA Financials Overview
Financials in millions HUF. Fiscal year is January - December.
Millions HUF. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 34,774 | 32,409 | 27,491 | 21,187 | 13,597 | 35,749 |
Revenue Growth | 21.55% | 17.89% | 29.75% | 55.83% | -61.97% | 41.86% |
Operating Income Operating Income Growth | 6,769 | 5,784 | 856 | 4,599 | 2,298 | 1,894 |
Net Income Net Income Growth | 4,797 | 3,958 | 634 | 2,874 | 1,535 | 1,675 |
Earnings Per Share EPS Growth | 50.70 | 41.90 | 6.70 | 30.40 | 16.30 | 17.70 |
EPS Growth | 656.72% | 525.37% | -77.96% | 86.50% | -7.91% | 149.30% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Adjusting Items of Financial Statement Deduction (Consolidation) Adjusting Items of Financial Statement Deduction (Consolidation) Growth | - | - | 1 | -926 | 482.86 | -97.36 |
Life Segment - Group Life, Accident and Health Insurance Life Segment - Group Life, Accident and Health Insurance Growth | - | 5,455 | 4,773 | 3,544 | - | - |
Life Segment - Individual Accident and Health Insurance Life Segment - Individual Accident and Health Insurance Growth | - | 579 | 648 | 323 | - | - |
Life Segment - Single Premium UL Life Segment - Single Premium UL Growth | - | 57 | -3,511 | 186 | - | - |
Life Segment - Regular Premium UL Life Segment - Regular Premium UL Growth | - | 2,178 | -15,315 | 3,255 | - | - |
Life Segment - Traditional Regular Premium Life Savings Insurance Life Segment - Traditional Regular Premium Life Savings Insurance Growth | - | -239 | -287 | 286 | - | - |
Life Segment - Risk Life Insurance Life Segment - Risk Life Insurance Growth | - | 2,596 | 2,655 | 2,340 | - | - |
Life Segment - Credit Coverage and Account Protection Insurance Life Segment - Credit Coverage and Account Protection Insurance Growth | - | 2,020 | 1,787 | 889 | - | - |
Life Segment - Other Life Segment Life Segment - Other Life Segment Growth | - | -133 | -1,049 | 2,586 | - | - |
Non-Life Insurance - Credit Coverage and Account Protection Insurance Non-Life Insurance - Credit Coverage and Account Protection Insurance Growth | - | 4,600 | 3,087 | 2,459 | - | - |
Non-Life Insurance - Fleet Casco Non-Life Insurance - Fleet Casco Growth | - | 2,570 | 2,064 | 1,821 | - | - |
Non-Life Insurance - Corporate Property Insurance Non-Life Insurance - Corporate Property Insurance Growth | - | 5,212 | 3,179 | 1,890 | - | - |
Non-Life Insurance - Surety Insurance Non-Life Insurance - Surety Insurance Growth | - | 384 | 94 | 346 | - | - |
Non-Life Insurance - Retail Property Insurance Non-Life Insurance - Retail Property Insurance Growth | - | 721 | 286 | 206 | - | - |
Total Total Growth | 28,365 | 26,000 | -1,588 | 20,214 | 13,101 | 36,405 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,454 | 4,630 | 2,597 | 2,492 | 3,093 | 1,498 |
Total Debt Total Debt Growth | 607 | 563 | 470 | 314 | 474.89 | 569.65 |
Net Cash (Debt) Net Cash Growth | 1,847 | 4,067 | 2,127 | 2,178 | 2,618 | 928.74 |
Net Cash Growth | 54.05% | 91.21% | -2.34% | -16.80% | 181.88% | 42.34% |
Net Cash Per Share Net Cash Per Share Growth | 19.56 | 43.07 | 22.53 | 23.07 | 27.72 | 9.84 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 934 | -934 | 2,663 | 4,908 | 2,020 | 4,790 |
Capital Expenditures CapEx Growth | -1,493 | -1,502 | -358 | -242 | -496.04 | -572.75 |
Free Cash Flow Free Cash Flow Growth | -559 | -2,436 | 2,305 | 4,666 | 1,524 | 4,217 |
Free Cash Flow Growth | - | - | -50.60% | 206.16% | -63.86% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 19.47% | 17.85% | 3.11% | 21.71% | 16.90% | 5.30% |
Pretax Margin | 14.73% | 12.76% | 2.24% | 17.17% | 13.31% | 5.00% |
Profit Margin | 13.79% | 12.21% | 2.31% | 13.56% | 11.29% | 4.69% |
FCF Margin | -1.61% | -7.52% | 8.38% | 22.02% | 11.21% | 11.80% |
| Fiscal Year | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Period Ending | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 33.000 | 18.000 | 18.000 |
Dividend Per Share Growth | 83.33% | 0% | - |
Dividend Yield | 12.27% | 8.90% | 5.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.15 | 8.76 | 54.98 | 9.61 | 14.45 | 21.74 |
Forward PE | - | 17.59 | 17.59 | 17.59 | 11.37 | 19.21 |
P/FCF Ratio | - | - | 15.12 | 5.92 | 14.55 | 8.63 |
PS Ratio | 0.84 | 1.07 | 1.27 | 1.30 | 1.63 | 1.02 |