CIG Életbiztosító Nyrt. (BUD:CIGPANNONIA)
Hungary flag Hungary · Delayed Price · Currency is HUF
290.00
-9.00 (-3.01%)
At close: Nov 3, 2026

CIG Életbiztosító Nyrt. Financials Overview

Millions HUF. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
36,17832,40927,49121,18713,59735,749
Revenue Growth
21.33%17.89%29.75%55.83%-61.97%41.86%
Operating Income
6,2295,7848564,5992,2981,894
Net Income
4,1693,9586342,8741,5351,675
Earnings Per Share
44.1041.906.7030.4016.3017.70
EPS Growth
487.09%525.37%-77.96%86.50%-7.91%149.30%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Adjusting Items of Financial Statement Deduction (Consolidation)
--1-926482.86-97.36
Life Segment - Group Life, Accident and Health Insurance
-5,4554,7733,544--
Life Segment - Individual Accident and Health Insurance
-579648323--
Life Segment - Single Premium UL
-57-3,511186--
Life Segment - Regular Premium UL
-2,178-15,3153,255--
Life Segment - Traditional Regular Premium Life Savings Insurance
--239-287286--
Life Segment - Risk Life Insurance
-2,5962,6552,340--
Life Segment - Credit Coverage and Account Protection Insurance
-2,0201,787889--
Life Segment - Other Life Segment
--133-1,0492,586--
Non-Life Insurance - Credit Coverage and Account Protection Insurance
-4,6003,0872,459--
Non-Life Insurance - Fleet Casco
-2,5702,0641,821--
Non-Life Insurance - Corporate Property Insurance
-5,2123,1791,890--
Non-Life Insurance - Surety Insurance
-38494346--
Non-Life Insurance - Retail Property Insurance
-721286206--
Total
29,76926,000-1,58820,21413,10136,405

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,9224,6302,5972,4923,0931,498
Total Debt
543563470314474.89569.65
Net Cash (Debt)
2,3794,0672,1272,1782,618928.74
Net Cash Growth
-11.76%91.21%-2.34%-16.80%181.88%42.34%
Net Cash Per Share
25.1943.0722.5323.0727.729.84

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-785-9342,6634,9082,0204,790
Capital Expenditures
-1,428-1,502-358-242-496.04-572.75
Free Cash Flow
-2,213-2,4362,3054,6661,5244,217
Free Cash Flow Growth
---50.60%206.16%-63.86%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.22%17.85%3.11%21.71%16.90%5.30%
Pretax Margin
12.66%12.76%2.24%17.17%13.31%5.00%
Profit Margin
11.52%12.21%2.31%13.56%11.29%4.69%
FCF Margin
-6.12%-7.52%8.38%22.02%11.21%11.80%

Dividends

Fiscal Year
FY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
33.00018.00018.000
Dividend Per Share Growth
83.33%0%-
Dividend Yield
11.22%7.63%4.64%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.588.7654.989.6114.4521.74
Forward PE
-17.5917.5917.5911.3719.21
P/FCF Ratio
--15.125.9214.558.63
PS Ratio
0.751.071.271.301.631.02