CIG Pannónia Életbiztosító Nyrt (BUD:CIGPANNONIA)
312.00
+10.00 (3.31%)
At close: Aug 13, 2026
BUD:CIGPANNONIA Ratios and Metrics
Market cap in millions HUF. Fiscal year is January - December.
Millions HUF. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 29,314 | 34,669 | 34,857 | 27,623 | 22,173 | 36,407 | |
Market Cap Growth | -13.33% | -0.54% | 26.19% | 24.58% | -39.10% | 13.73% |
Enterprise Value | 27,467 | 31,624 | 33,027 | 24,824 | 17,945 | 35,384 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.15 | 8.76 | 54.98 | 9.61 | 14.45 | 21.74 |
PS Ratio | 0.84 | 1.07 | 1.27 | 1.30 | 1.63 | 1.02 |
PB Ratio | 1.13 | 1.36 | 1.65 | 1.19 | 1.18 | 2.77 |
P/FCF Ratio | - | - | 15.12 | 5.92 | 14.55 | 8.63 |
P/OCF Ratio | 31.39 | - | 13.09 | 5.63 | 10.98 | 7.60 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.79 | 0.98 | 1.20 | 1.17 | 1.32 | 0.99 |
EV/EBITDA Ratio | 3.73 | 5.16 | 28.04 | 5.04 | 7.06 | 16.29 |
EV/EBIT Ratio | 4.06 | 5.47 | 38.58 | 5.40 | 7.81 | 18.68 |
EV/FCF Ratio | - | - | 14.33 | 5.32 | 11.78 | 8.39 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.03 | 0.04 |
Debt / EBITDA Ratio | 0.08 | 0.09 | 0.35 | 0.06 | 0.18 | 0.25 |
Debt / FCF Ratio | - | - | 0.20 | 0.07 | 0.31 | 0.14 |
Net Debt / Equity Ratio | -0.07 | -0.16 | -0.10 | -0.09 | -0.14 | -0.07 |
Net Debt / EBITDA Ratio | -0.26 | -0.66 | -1.81 | -0.44 | -1.03 | -0.43 |
Net Debt / FCF Ratio | 3.30 | 1.67 | -0.92 | -0.47 | -1.72 | -0.22 |
Quick Ratio | 5.53 | 0.04 | 0.03 | 0.04 | 0.05 | 0.52 |
Current Ratio | 10.09 | 0.08 | 0.06 | 0.07 | 0.07 | 0.62 |
Asset Turnover | 0.18 | 0.17 | 0.17 | 0.16 | 0.11 | 0.30 |
Return on Equity (ROE) | 19.67% | 16.96% | 2.86% | 13.69% | 9.62% | 12.43% |
Return on Assets (ROA) | 2.21% | 1.92% | 0.33% | 2.14% | 1.14% | 0.98% |
Return on Invested Capital (ROIC) | 24.09% | 23.21% | 3.79% | 16.98% | 11.83% | 12.81% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 16.36% | 11.42% | 1.82% | 10.41% | 6.92% | 4.60% |
FCF Yield | -1.91% | -7.03% | 6.61% | 16.89% | 6.87% | 11.58% |
Dividend Yield | - | - | - | 12.27% | 8.90% | 5.73% |
Payout Ratio | - | - | 488.96% | 58.80% | 110.88% | - |
Buyback Yield / Dilution | - | 0.00% | - | - | 0.03% | 0.08% |
Total Shareholder Return | - | - | - | 12.27% | 8.93% | 5.81% |