CIG Pannónia Életbiztosító Nyrt (BUD:CIGPANNONIA)

BUD:CIGPANNONIA Statistics

Total Valuation

BUD:CIGPANNONIA has a market cap or net worth of HUF 36.64 billion. The enterprise value is 33.60 billion.

Market Cap	36.64B
Enterprise Value	33.60B

Important Dates

The next estimated earnings date is Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	n/a

Share Statistics

BUD:CIGPANNONIA has 93.95 million shares outstanding.

Current Share Class	93.95M
Shares Outstanding	93.95M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	38.49M

Valuation Ratios

The trailing PE ratio is 23.35.

PE Ratio	23.35
Forward PE	n/a
PS Ratio	1.24
PB Ratio	1.43
P/TBV Ratio	1.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.55, with an EV/FCF ratio of -7.41.

EV / Earnings	21.30
EV / Sales	1.13
EV / EBITDA	13.55
EV / EBIT	17.15
EV / FCF	-7.41

Financial Position

The company has a current ratio of 67.03, with a Debt / Equity ratio of 0.02.

Current Ratio	67.03
Quick Ratio	45.19
Debt / Equity	0.02
Debt / EBITDA	0.23
Debt / FCF	-0.13
Interest Coverage	103.11

Financial Efficiency

Return on equity (ROE) is 6.36% and return on invested capital (ROIC) is 4.86%.

Return on Equity (ROE)	6.36%
Return on Assets (ROA)	0.67%
Return on Invested Capital (ROIC)	4.86%
Return on Capital Employed (ROCE)	1.00%
Revenue Per Employee	135.43M
Profits Per Employee	7.20M
Employee Count	207
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

In the past 12 months, BUD:CIGPANNONIA has paid 141.00 million in taxes.

Income Tax	141.00M
Effective Tax Rate	8.21%

Stock Price Statistics

The stock price has decreased by -0.76% in the last 52 weeks. The beta is 0.46, so BUD:CIGPANNONIA's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	-0.76%
50-Day Moving Average	368.84
200-Day Moving Average	361.73
Relative Strength Index (RSI)	65.67
Average Volume (20 Days)	16,099

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BUD:CIGPANNONIA had revenue of HUF 29.66 billion and earned 1.58 billion in profits. Earnings per share was 16.70.

Revenue	29.66B
Gross Profit	2.88B
Operating Income	1.96B
Pretax Income	1.72B
Net Income	1.58B
EBITDA	2.32B
EBIT	1.96B
Earnings Per Share (EPS)	16.70

Balance Sheet

The company has 3.63 billion in cash and 581.00 million in debt, with a net cash position of 3.05 billion or 32.41 per share.

Cash & Cash Equivalents	3.63B
Total Debt	581.00M
Net Cash	3.05B
Net Cash Per Share	32.41
Equity (Book Value)	25.71B
Book Value Per Share	273.59
Working Capital	15.65B

Cash Flow

In the last 12 months, operating cash flow was -3.36 billion and capital expenditures -1.18 billion, giving a free cash flow of -4.54 billion.

Operating Cash Flow	-3.36B
Capital Expenditures	-1.18B
Free Cash Flow	-4.54B
FCF Per Share	-48.28

Margins

Gross margin is 9.71%, with operating and profit margins of 6.61% and 5.32%.

Gross Margin	9.71%
Operating Margin	6.61%
Pretax Margin	5.79%
Profit Margin	5.32%
EBITDA Margin	7.81%
EBIT Margin	6.61%
FCF Margin	n/a

Dividends & Yields

BUD:CIGPANNONIA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.30%
FCF Yield	-12.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4