CIG Pannónia Életbiztosító Nyrt (BUD:CIGPANNONIA)

BUD:CIGPANNONIA Statistics

Total Valuation

BUD:CIGPANNONIA has a market cap or net worth of HUF 34.67 billion. The enterprise value is 31.97 billion.

Market Cap	34.67B
Enterprise Value	31.97B

Important Dates

The next estimated earnings date is Friday, November 28, 2025.

Earnings Date	Nov 28, 2025
Ex-Dividend Date	n/a

Share Statistics

BUD:CIGPANNONIA has 93.95 million shares outstanding.

Current Share Class	93.95M
Shares Outstanding	93.95M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.28%
Float	38.49M

Valuation Ratios

The trailing PE ratio is 25.27.

PE Ratio	25.27
Forward PE	n/a
PS Ratio	1.24
PB Ratio	1.40
P/TBV Ratio	1.50
P/FCF Ratio	9.84
P/OCF Ratio	7.73
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.71, with an EV/FCF ratio of 9.07.

EV / Earnings	23.30
EV / Sales	1.14
EV / EBITDA	15.71
EV / EBIT	20.95
EV / FCF	9.07

Financial Position

The company has a current ratio of 31.94, with a Debt / Equity ratio of 0.03.

Current Ratio	31.94
Quick Ratio	16.42
Debt / Equity	0.03
Debt / EBITDA	0.31
Debt / FCF	0.18
Interest Coverage	80.32

Financial Efficiency

Return on equity (ROE) is 5.86% and return on invested capital (ROIC) is 4.00%.

Return on Equity (ROE)	5.86%
Return on Assets (ROA)	0.54%
Return on Invested Capital (ROIC)	4.00%
Return on Capital Employed (ROCE)	0.80%
Revenue Per Employee	129.11M
Profits Per Employee	6.32M
Employee Count	207
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

Income Tax	-87.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +8.82% in the last 52 weeks. The beta is 0.52, so BUD:CIGPANNONIA's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+8.82%
50-Day Moving Average	360.14
200-Day Moving Average	374.04
Relative Strength Index (RSI)	55.12
Average Volume (20 Days)	18,822

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BUD:CIGPANNONIA had revenue of HUF 28.02 billion and earned 1.37 billion in profits. Earnings per share was 14.60.

Revenue	28.02B
Gross Profit	2.18B
Operating Income	1.53B
Pretax Income	1.29B
Net Income	1.37B
EBITDA	1.87B
EBIT	1.53B
Earnings Per Share (EPS)	14.60

Balance Sheet

The company has 3.32 billion in cash and 628.00 million in debt, giving a net cash position of 2.70 billion or 28.69 per share.

Cash & Cash Equivalents	3.32B
Total Debt	628.00M
Net Cash	2.70B
Net Cash Per Share	28.69
Equity (Book Value)	24.74B
Book Value Per Share	263.32
Working Capital	9.90B

Cash Flow

In the last 12 months, operating cash flow was 4.48 billion and capital expenditures -960.00 million, giving a free cash flow of 3.52 billion.

Operating Cash Flow	4.48B
Capital Expenditures	-960.00M
Free Cash Flow	3.52B
FCF Per Share	37.51

Margins

Gross margin is 7.76%, with operating and profit margins of 5.45% and 4.90%.

Gross Margin	7.76%
Operating Margin	5.45%
Pretax Margin	4.59%
Profit Margin	4.90%
EBITDA Margin	6.68%
EBIT Margin	5.45%
FCF Margin	12.58%

Dividends & Yields

BUD:CIGPANNONIA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	3.96%
FCF Yield	10.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5