BUD:MBHJB Income Statement

Financials in millions HUF. Fiscal year is January - December.

Millions HUF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51,931	53,422	51,645	28,248	13,522
Interest Income on Investments	7,283	8,085	9,703	4,392	1,182
Total Interest Income	59,214	61,507	61,348	32,640	14,704
Interest Paid on Borrowings	47,415	48,672	52,825	26,085	10,456
Total Interest Expense	47,415	48,672	52,825	26,085	10,456
Net Interest Income	11,799	12,835	8,523	6,555	4,248
Net Interest Income Growth (YoY)	-8.07%	50.59%	30.02%	54.31%	32.25%
Gain (Loss) on Sale of Assets	-	-	9	5	-7
Gain (Loss) on Sale of Investments	173	-3,778	237	50	-
Other Non-Interest Income	-191	1,419	582	-348	697
Total Non-Interest Income	-18	-2,359	828	-293	690
Non-Interest Income Growth (YoY)	-	-	-	-	-53.38%
Revenues Before Loan Losses	11,781	10,476	9,351	6,262	4,938
Provision for Loan Losses	-930	137	-1,345	557	224
Revenue	12,711	10,339	10,696	5,705	4,714
Revenue Growth (YoY)	22.94%	-3.34%	87.48%	21.02%	3.40%
Selling, General & Administrative	3,169	2,641	2,734	-	450
Other Non-Interest Expense	167	531	578	3,547	1,409
Total Non-Interest Expense	3,336	3,172	3,312	3,547	1,859
EBT Excluding Unusual Items	9,375	7,167	7,384	2,158	2,855
Legal Settlements	-	10	1	-	-
Pretax Income	9,375	7,177	7,385	2,158	2,855
Income Tax Expense	526	580	722	347	110
Earnings From Continuing Operations	8,849	6,597	6,663	1,811	2,745
Net Income	8,849	6,597	6,663	1,811	2,745
Preferred Dividends & Other Adjustments	-	660	666	181	275
Net Income to Common	8,849	5,937	5,997	1,630	2,470
Net Income Growth	34.14%	-0.99%	267.92%	-34.03%	15.68%
Basic Shares Outstanding	108	108	108	108	108
Diluted Shares Outstanding	120	108	108	108	108
Shares Change (YoY)	11.10%	-	-	-	-
EPS (Basic)	81.76	54.85	55.41	15.06	22.82
EPS (Diluted)	73.59	54.84	55.40	15.06	22.82
EPS Growth	34.19%	-1.01%	267.87%	-34.01%	4.09%
Effective Tax Rate	5.61%	8.08%	9.78%	16.08%	3.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.