Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria
· Delayed Price · Currency is BGN 11.90
0.00 (0.00%)
At close: Feb 27, 2025
BUL:BACB Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 61.05 | 100.05 | 56.23 | 49.91 | 48.25 | Upgrade
|
| Interest Income on Investments | 0.02 | 0.03 | 0.02 | 0.02 | 0.03 | Upgrade
|
| Total Interest Income | 61.08 | 100.09 | 56.25 | 49.93 | 48.28 | Upgrade
|
| Interest Paid on Deposits | 9.16 | 6.57 | 4.07 | 5.23 | 6.16 | Upgrade
|
| Net Interest Income | 51.92 | 93.51 | 52.18 | 44.69 | 42.12 | Upgrade
|
| Net Interest Income Growth (YoY) | -44.48% | 79.22% | 16.75% | 6.12% | 6.43% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | -0.17 | 14.47 | -0.22 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.24 | 0.19 | 0.16 | 0.29 | 0.79 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | -0.13 | -0.04 | -0.09 | -0.1 | Upgrade
|
| Other Non-Interest Income | 8.58 | 17.25 | 20.48 | 15.83 | 13.66 | Upgrade
|
| Total Non-Interest Income | 8.82 | 17.14 | 35.07 | 15.81 | 14.34 | Upgrade
|
| Non-Interest Income Growth (YoY) | -48.53% | -51.12% | 121.84% | 10.21% | 30.24% | Upgrade
|
| Revenues Before Loan Losses | 60.74 | 110.65 | 87.25 | 60.5 | 56.46 | Upgrade
|
| Provision for Loan Losses | 4.83 | 8.41 | 5.55 | 8.61 | 9.48 | Upgrade
|
| Revenue | 55.91 | 102.24 | 81.69 | 51.89 | 46.98 | Upgrade
|
| Revenue Growth (YoY) | -45.32% | 25.15% | 57.44% | 10.44% | 2.76% | Upgrade
|
| Salaries and Employee Benefits | 9.65 | 16.54 | 14.36 | 12.72 | 11.82 | Upgrade
|
| Occupancy Expenses | 2.41 | 4.48 | 3.7 | 3.65 | 3.65 | Upgrade
|
| Selling, General & Administrative | 11.64 | 18 | 15.92 | 15.22 | 16.26 | Upgrade
|
| Total Non-Interest Expense | 23.7 | 39.02 | 33.97 | 31.59 | 31.72 | Upgrade
|
| EBT Excluding Unusual Items | 32.21 | 63.22 | 47.73 | 20.3 | 15.26 | Upgrade
|
| Asset Writedown | -0 | -1.39 | -0.9 | -0.18 | - | Upgrade
|
| Pretax Income | 32.21 | 61.84 | 46.83 | 20.12 | 15.26 | Upgrade
|
| Income Tax Expense | 3.25 | 6.21 | 4.68 | 2.04 | 1.54 | Upgrade
|
| Earnings From Continuing Operations | 28.96 | 55.63 | 42.15 | 18.08 | 13.72 | Upgrade
|
| Earnings From Discontinued Operations | - | - | - | -0.01 | - | Upgrade
|
| Net Income | 28.96 | 55.63 | 42.15 | 18.07 | 13.72 | Upgrade
|
| Net Income to Common | 28.96 | 55.63 | 42.15 | 18.07 | 13.72 | Upgrade
|
| Net Income Growth | -47.94% | 31.99% | 133.20% | 31.70% | -4.15% | Upgrade
|
| Basic Shares Outstanding | - | 25 | 25 | 25 | 25 | Upgrade
|
| Diluted Shares Outstanding | - | 25 | 25 | 25 | 25 | Upgrade
|
| Shares Change (YoY) | - | - | - | 0.00% | - | Upgrade
|
| EPS (Basic) | - | 2.25 | 1.71 | 0.73 | 0.56 | Upgrade
|
| EPS (Diluted) | - | 2.25 | 1.71 | 0.73 | 0.56 | Upgrade
|
| EPS Growth | - | 31.99% | 133.20% | 31.70% | -4.15% | Upgrade
|
| Dividend Per Share | - | 0.800 | 0.100 | - | - | Upgrade
|
| Dividend Growth | - | 700.00% | - | - | - | Upgrade
|
| Effective Tax Rate | 10.08% | 10.04% | 9.99% | 10.13% | 10.07% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.