Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria
· Delayed Price · Currency is BGN 10.20
-2.40 (-19.05%)
At close: Apr 17, 2025
BUL:BACB Income Statement
Financials in millions BGN. Fiscal year is January - December.
Millions BGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 119.41 | 100.05 | 56.23 | 49.91 | 48.25 | Upgrade
|
| Interest Income on Investments | 0.05 | 0.03 | 0.02 | 0.02 | 0.03 | Upgrade
|
| Total Interest Income | 119.45 | 100.09 | 56.25 | 49.93 | 48.28 | Upgrade
|
| Interest Paid on Deposits | 17.92 | 6.57 | 4.07 | 5.23 | 6.16 | Upgrade
|
| Net Interest Income | 101.54 | 93.51 | 52.18 | 44.69 | 42.12 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.58% | 79.22% | 16.75% | 6.12% | 6.43% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | -0.17 | 14.47 | -0.22 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.47 | 0.19 | 0.16 | 0.29 | 0.79 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | -0.13 | -0.04 | -0.09 | -0.1 | Upgrade
|
| Other Non-Interest Income | 16.78 | 17.25 | 20.48 | 15.83 | 13.66 | Upgrade
|
| Total Non-Interest Income | 17.25 | 17.14 | 35.07 | 15.81 | 14.34 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.67% | -51.13% | 121.84% | 10.21% | 30.24% | Upgrade
|
| Revenues Before Loan Losses | 118.79 | 110.65 | 87.25 | 60.5 | 56.46 | Upgrade
|
| Provision for Loan Losses | 9.45 | 8.41 | 5.55 | 8.61 | 9.48 | Upgrade
|
| Revenue | 109.35 | 102.24 | 81.69 | 51.89 | 46.98 | Upgrade
|
| Revenue Growth (YoY) | 6.95% | 25.15% | 57.44% | 10.44% | 2.76% | Upgrade
|
| Salaries and Employee Benefits | 18.87 | 16.54 | 14.36 | 12.72 | 11.82 | Upgrade
|
| Occupancy Expenses | 4.72 | 4.48 | 3.7 | 3.65 | 3.65 | Upgrade
|
| Selling, General & Administrative | 22.76 | 18 | 15.92 | 15.22 | 16.26 | Upgrade
|
| Total Non-Interest Expense | 46.35 | 39.02 | 33.97 | 31.59 | 31.72 | Upgrade
|
| EBT Excluding Unusual Items | 63 | 63.22 | 47.73 | 20.3 | 15.26 | Upgrade
|
| Asset Writedown | -0.01 | -1.39 | -0.9 | -0.18 | - | Upgrade
|
| Pretax Income | 62.99 | 61.84 | 46.83 | 20.12 | 15.26 | Upgrade
|
| Income Tax Expense | 6.35 | 6.21 | 4.68 | 2.04 | 1.54 | Upgrade
|
| Earnings From Continuing Operations | 56.64 | 55.63 | 42.15 | 18.08 | 13.72 | Upgrade
|
| Earnings From Discontinued Operations | - | - | - | -0.01 | - | Upgrade
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| Net Income | 56.64 | 55.63 | 42.15 | 18.07 | 13.72 | Upgrade
|
| Net Income to Common | 56.64 | 55.63 | 42.15 | 18.07 | 13.72 | Upgrade
|
| Net Income Growth | 1.82% | 31.99% | 133.20% | 31.70% | -4.15% | Upgrade
|
| Basic Shares Outstanding | 25 | 25 | 25 | 25 | 25 | Upgrade
|
| Diluted Shares Outstanding | 25 | 25 | 25 | 25 | 25 | Upgrade
|
| Shares Change (YoY) | - | - | - | 0.00% | - | Upgrade
|
| EPS (Basic) | 2.29 | 2.25 | 1.71 | 0.73 | 0.56 | Upgrade
|
| EPS (Diluted) | 2.29 | 2.25 | 1.71 | 0.73 | 0.56 | Upgrade
|
| EPS Growth | 1.82% | 31.99% | 133.20% | 31.70% | -4.15% | Upgrade
|
| Dividend Per Share | - | 0.800 | 0.100 | - | - | Upgrade
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| Dividend Growth | - | 700.00% | - | - | - | Upgrade
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| Effective Tax Rate | 10.09% | 10.04% | 9.99% | 10.13% | 10.07% | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.