BUL:BACB Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	18.27	24.98	28.44	21.54	9.24
Depreciation & Amortization	2.58	2.41	2.29	1.89	1.87
Gain (Loss) on Sale of Assets	0.88	0.01	0.08	-0.07	0.03
Gain (Loss) on Sale of Investments	11.06	8.29	4.23	0.02	0.12
Provision for Credit Losses	-	-	-	2.82	4.36
Change in Trading Asset Securities	0.15	0.01	-0.01	0.02	0.69
Change in Other Net Operating Assets	-97.89	-100.31	-49.09	-81.1	-56.41
Other Operating Activities	-2.23	0.03	0.32	0.83	-0.08
Operating Cash Flow	-67.2	-64.59	-13.67	-54.03	-40.13
Capital Expenditures	-0.6	-1.42	-0.89	-0.34	-0.26
Sale of Property, Plant and Equipment	0.05	0.01	0.01	0.04	0.02
Investment in Securities	9.61	-4.03	-63.57	-32.73	-26.95
Income (Loss) Equity Investments	-	-	0.06	0.02	0.05
Purchase / Sale of Intangibles	-	-	-	-0.29	-
Investing Cash Flow	15.11	-4.15	-61.61	-22.86	-23.81
Long-Term Debt Issued	-	15	-	15.01	-
Long-Term Debt Repaid	-3.12	-3.44	-6.38	-8.16	-4.52
Net Debt Issued (Repaid)	-3.12	11.56	-6.38	6.85	-4.52
Common Dividends Paid	-	-10.1	-1.26	-	-
Net Increase (Decrease) in Deposit Accounts	31.11	-59.33	52.01	197.32	154.4
Financing Cash Flow	28	-57.88	44.37	204.17	149.88
Foreign Exchange Rate Adjustments	-3.95	1.59	-0.39	2.75	2.63
Net Cash Flow	-28.04	-125.03	-31.29	130.04	88.57
Free Cash Flow	-67.79	-66.01	-14.56	-54.36	-40.39
Free Cash Flow Margin	-152.28%	-125.89%	-27.85%	-130.18%	-152.21%
Free Cash Flow Per Share	-2.75	-2.67	-0.59	-2.20	-1.64
Cash Interest Paid	10.03	7.32	2.63	2.46	2.98
Cash Income Tax Paid	7.65	3.49	3.47	1.94	1.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.