Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria · Delayed Price · Currency is BGN · Price in EUR 6.30
0.00 (0.00%)
At close: Jul 30, 2026
BUL:BACB Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 18.72 | 18.27 | 24.98 | 28.44 | 21.54 | 9.24 |
Depreciation & Amortization | 2.8 | 2.58 | 2.41 | 2.29 | 1.89 | 1.87 |
Gain (Loss) on Sale of Assets | 0.92 | 0.88 | 0.01 | 0.08 | -0.07 | 0.03 |
Gain (Loss) on Sale of Investments | 14.14 | 11.06 | 8.29 | 4.23 | 0.02 | 0.12 |
Provision for Credit Losses | - | - | - | - | 2.82 | 4.36 |
Change in Trading Asset Securities | 0.03 | 0.15 | 0.01 | -0.01 | 0.02 | 0.69 |
Change in Other Net Operating Assets | -157.71 | -97.89 | -100.31 | -49.09 | -81.1 | -56.41 |
Other Operating Activities | -7.37 | -2.23 | 0.03 | 0.32 | 0.83 | -0.08 |
Operating Cash Flow | -128.49 | -67.2 | -64.59 | -13.67 | -54.03 | -40.13 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.8 | -0.6 | -1.42 | -0.89 | -0.34 | -0.26 |
Sale of Property, Plant and Equipment | 0.06 | 0.05 | 0.01 | 0.01 | 0.04 | 0.02 |
Cash Acquisitions | 68.22 | - | - | - | - | - |
Investment in Securities | 4.31 | 9.61 | -4.03 | -63.57 | -32.73 | -26.95 |
Income (Loss) Equity Investments | - | - | - | 0.06 | 0.02 | 0.05 |
Purchase / Sale of Intangibles | - | - | - | - | -0.29 | - |
Investing Cash Flow | 77.92 | 15.11 | -4.15 | -61.61 | -22.86 | -23.81 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 15 | - | 15.01 | - |
Long-Term Debt Repaid | - | -3.12 | -3.44 | -6.38 | -8.16 | -4.52 |
Net Debt Issued (Repaid) | -3.25 | -3.12 | 11.56 | -6.38 | 6.85 | -4.52 |
Common Dividends Paid | - | - | -10.1 | -1.26 | - | - |
Net Increase (Decrease) in Deposit Accounts | 131.77 | 31.11 | -59.33 | 52.01 | 197.32 | 154.4 |
Financing Cash Flow | 128.53 | 28 | -57.88 | 44.37 | 204.17 | 149.88 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -3.07 | -3.95 | 1.59 | -0.39 | 2.75 | 2.63 |
Net Cash Flow | 74.89 | -28.04 | -125.03 | -31.29 | 130.04 | 88.57 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -129.29 | -67.79 | -66.01 | -14.56 | -54.36 | -40.39 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -290.26% | -152.28% | -125.89% | -27.85% | -130.18% | -152.21% |
Free Cash Flow Per Share | -5.24 | -2.75 | -2.67 | -0.59 | -2.20 | -1.64 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 9.9 | 10.03 | 7.32 | 2.63 | 2.46 | 2.98 |
Cash Income Tax Paid | 7.65 | 7.65 | 3.49 | 3.47 | 1.94 | 1.01 |