Bulgarian-American Credit Bank AD (BUL:BACB)

Bulgaria · Delayed Price · Currency is BGN · Price in EUR

6.30

0.00 (0.00%)

At close: Jul 30, 2026

BUL:BACB Ratios and Metrics

Market cap in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	298	289	272	140	154	154
Market Cap Growth	12.86%	6.36%	94.69%	-9.60%	0%	0%
Last Close Price	12.08	11.70	11.00	5.32	5.76	5.76

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.31	8.09	5.57	2.51	3.66	8.54
PS Ratio	3.49	3.32	2.66	1.36	1.89	2.97
PB Ratio	0.75	0.73	0.76	0.43	0.57	0.67

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.17	0.18	0.21	0.14	0.21	0.17
Net Debt / Equity Ratio	-0.07	-0.51	-0.66	-1.52	0.13	-0.58
Net Debt / FCF Ratio	0.11	1.53	1.82	17.39	-0.32	1.69
Return on Equity (ROE)	9.44%	9.52%	14.29%	18.63%	16.79%	8.13%
Return on Assets (ROA)	1.08%	1.28%	1.76%	2.04%	1.74%	0.89%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	12.05%	12.36%	17.94%	39.88%	27.31%	11.71%
FCF Yield	-83.24%	-45.87%	-47.41%	-20.41%	-68.91%	-51.18%
Dividend Yield	-	-	-	15.05%	1.74%	-
Payout Ratio	-	-	40.43%	4.44%	-	-
Buyback Yield / Dilution	-	-	-	-	-	-0.00%
Total Shareholder Return	-	-	-	15.05%	1.74%	-0.00%