Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria flag Bulgaria · Delayed Price · Currency is BGN · Price in EUR
6.05
+0.45 (8.04%)
At close: Aug 14, 2026

BUL:BACB Ratios and Metrics

Millions BGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
288289272140154154
Market Cap Growth
9.00%6.36%94.69%-9.60%0%0%
Last Close Price
11.6611.7011.005.325.765.76

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.188.095.572.513.668.54
PS Ratio
3.033.322.661.361.892.97
PB Ratio
0.700.730.760.430.570.67

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.150.180.210.140.210.17
Net Debt / Equity Ratio
-0.16-0.51-0.66-1.520.13-0.58
Net Debt / FCF Ratio
0.311.531.8217.39-0.321.69
Return on Equity (ROE)
10.11%9.52%14.29%18.63%16.79%8.13%
Return on Assets (ROA)
1.29%1.28%1.76%2.04%1.74%0.89%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
13.75%12.36%17.94%39.88%27.31%11.71%
FCF Yield
-72.20%-45.87%-47.41%-20.41%-68.91%-51.18%
Dividend Yield
---15.05%1.74%-
Payout Ratio
--40.43%4.44%--
Buyback Yield / Dilution
------0.00%
Total Shareholder Return
---15.05%1.74%-0.00%