Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria flag Bulgaria · Delayed Price · Currency is EUR
5.95
+0.40 (7.21%)
At close: Nov 3, 2026

BUL:BACB Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
147148139717979
Market Cap Growth
4.85%6.14%95.20%-9.58%-0.04%0.04%
Last Close Price
5.405.985.642.722.952.95

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.068.095.572.513.668.54
PS Ratio
2.943.322.661.361.892.97
PB Ratio
0.680.730.760.430.570.67

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.150.180.210.140.210.17
Net Debt / Equity Ratio
-0.16-0.51-0.66-1.520.13-0.58
Net Debt / FCF Ratio
0.311.531.8217.39-0.321.69
Return on Equity (ROE)
10.11%9.52%14.29%18.63%16.79%8.13%
Return on Assets (ROA)
1.29%1.28%1.76%2.04%1.74%0.89%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.17%12.36%17.94%39.88%27.31%11.71%
FCF Yield
-74.40%-45.87%-47.41%-20.41%-68.91%-51.18%
Dividend Yield
---14.16%1.60%-
Payout Ratio
--40.43%4.44%--
Buyback Yield / Dilution
------0.00%
Total Shareholder Return
---14.16%1.60%-0.00%