BUL:BACB Ratios and Metrics

Market cap in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	332	289	272	140	154	154
Market Cap Growth	114.86%	6.36%	94.69%	-9.60%	0%	0%
Last Close Price	13.43	11.70	11.00	5.32	5.76	5.76
PE Ratio	9.46	8.09	5.57	2.51	3.66	8.54
PS Ratio	3.81	3.32	2.66	1.36	1.89	2.97
PB Ratio	0.84	0.73	0.76	0.43	0.57	0.67
Debt / Equity Ratio	0.18	0.18	0.21	0.14	0.21	0.17
Net Debt / Equity Ratio	-0.51	-0.51	-0.66	-1.52	0.13	-0.58
Net Debt / FCF Ratio	1.53	1.53	1.82	17.39	-0.32	1.69
Return on Equity (ROE)	9.52%	9.52%	14.29%	18.63%	16.79%	8.13%
Return on Assets (ROA)	1.28%	1.28%	1.76%	2.04%	1.74%	0.89%
Earnings Yield	10.77%	12.36%	17.94%	39.88%	27.31%	11.71%
FCF Yield	-39.97%	-45.87%	-47.41%	-20.41%	-68.91%	-51.18%
Dividend Yield	-	-	-	15.05%	1.74%	-
Payout Ratio	-	-	40.43%	4.44%	-	-
Buyback Yield / Dilution	-	-	-	-	-	-0.00%
Total Shareholder Return	-	-	-	15.05%	1.74%	-0.00%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.