BUL:BACB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	231.5	28.75	14.26	11.3	87.87
Investment Securities	172.75	164.55	156.71	91.94	61.72
Trading Asset Securities	1.04	1.03	0.74	0.61	0.51
Total Investments	173.8	165.58	157.44	92.55	62.23
Gross Loans	1,001	904.03	798.62	736.75	673.18
Allowance for Loan Losses	-	-34.7	-30.48	-30.72	-34.37
Other Adjustments to Gross Loans	-	-0.48	-0.96	-1.21	-1.27
Net Loans	1,001	868.85	767.18	704.83	637.54
Property, Plant & Equipment	5.72	6.34	5.88	6.26	8.94
Other Intangible Assets	-	1.1	0.86	0.92	0.85
Investments in Real Estate	32.37	43	46.92	42.01	52.95
Other Receivables	5.09	0.39	0.35	2.73	0.73
Restricted Cash	-	267.21	406.26	457.24	236.1
Other Current Assets	6.24	6.81	10.08	21.49	20.95
Long-Term Deferred Tax Assets	0.16	0.2	0.14	0.14	-
Other Long-Term Assets	4.16	18.02	16.76	18.87	17.07
Total Assets	1,460	1,407	1,427	1,358	1,125
Accounts Payable	-	0.92	0.9	1.6	1.59
Accrued Expenses	-	0.51	0.48	0.45	0.39
Interest Bearing Deposits	1,205	451.93	370.88	357.92	345.48
Non-Interest Bearing Deposits	-	722.18	856.87	820.3	630.58
Total Deposits	1,205	1,174	1,228	1,178	976.06
Current Portion of Long-Term Debt	-	3.89	4.66	2.38	2.12
Current Portion of Leases	-	1.74	0.61	1.72	1.06
Current Income Taxes Payable	0	0.06	0.59	0.75	0.21
Long-Term Debt	32.81	30	15	21.81	14.02
Long-Term Leases	-	2.54	3.77	3.36	3.12
Pension & Post-Retirement Benefits	-	0.45	0.44	0.4	0.15
Long-Term Deferred Tax Liabilities	-	-	-	-	0.09
Other Long-Term Liabilities	17.16	10.52	6.06	9.19	8.17
Total Liabilities	1,255	1,225	1,260	1,220	1,007
Common Stock	12.62	12.62	12.62	12.62	12.63
Additional Paid-In Capital	18.94	18.94	18.94	18.94	18.95
Retained Earnings	-	149.87	134.99	108.13	84.14
Comprehensive Income & Other	173.71	1.18	0.37	-1.22	2.55
Shareholders' Equity	205.28	182.61	166.93	138.47	118.26
Total Liabilities & Equity	1,460	1,407	1,427	1,358	1,125
Total Debt	32.81	38.18	24.04	29.26	20.32
Net Cash (Debt)	199.73	-8.4	-9.04	-17.35	68.07
Net Cash Growth	-	-	-	-	411.92%
Net Cash Per Share	8.09	-0.34	-0.37	-0.70	2.76
Filing Date Shares Outstanding	24.69	24.69	24.69	24.69	24.69
Total Common Shares Outstanding	24.69	24.69	24.69	24.69	24.69
Book Value Per Share	8.31	7.40	6.76	5.61	4.79
Tangible Book Value	205.28	181.51	166.08	137.54	117.41
Tangible Book Value Per Share	8.31	7.35	6.73	5.57	4.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.