Banca Transilvania S.A. (BVB:TLV)
Romania · Delayed Price · Currency is RON 38.30
-0.52 (-1.34%)
At close: Jun 8, 2026
Banca Transilvania Income Statement
Financials in millions RON. Fiscal year is January - December.
Millions RON. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 12,393 | 12,153 | 10,692 | 8,433 | 5,770 | 3,571 |
Interest Income on Investments | 608.78 | 615.06 | 551.02 | 408.2 | 262.15 | 125.16 |
Total Interest Income | 13,002 | 12,768 | 11,243 | 8,841 | 6,032 | 3,696 |
Interest Paid on Deposits | 4,811 | 4,686 | 4,323 | 3,579 | 1,603 | 552.28 |
Interest Paid on Borrowings | 16.32 | 15.68 | 12.18 | 4.99 | 2.17 | 1.35 |
Total Interest Expense | 4,827 | 4,702 | 4,336 | 3,584 | 1,605 | 553.63 |
Net Interest Income | 8,175 | 8,066 | 6,908 | 5,257 | 4,427 | 3,142 |
Net Interest Income Growth (YoY) | 11.59% | 16.76% | 31.41% | 18.75% | 40.88% | 5.54% |
Income From Trading Activities | 1,298 | 1,227 | 938.29 | 657.02 | 686.07 | 528.68 |
Gain (Loss) on Sale of Investments | 345.58 | 315.07 | 325.94 | 311.11 | -131.05 | 217.43 |
Other Non-Interest Income | 2,288 | 2,167 | 1,980 | 1,594 | 1,452 | 1,136 |
Total Non-Interest Income | 3,932 | 3,709 | 3,244 | 2,562 | 2,007 | 1,882 |
Non-Interest Income Growth (YoY) | 19.41% | 14.34% | 26.63% | 27.65% | 6.65% | 15.21% |
Revenues Before Loan Losses | 12,107 | 11,775 | 10,152 | 7,819 | 6,434 | 5,024 |
Provision for Loan Losses | 776.95 | 819.96 | 657.1 | 420.72 | 553.16 | 385.84 |
| 11,330 | 10,955 | 9,495 | 7,398 | 5,880 | 4,638 | |
Revenue Growth (YoY) | 17.09% | 15.38% | 28.35% | 25.80% | 26.78% | 24.02% |
Salaries and Employee Benefits | 2,617 | 2,561 | 2,478 | 1,903 | 1,564 | 1,206 |
Occupancy Expenses | 562 | 558.38 | 516.7 | 450.55 | 393 | 357.83 |
Federal Deposit Insurance | 21.82 | 114.47 | 90.64 | 93.65 | 153.68 | 90 |
Selling, General & Administrative | 708.08 | 693.1 | 573.4 | 393.11 | 366.79 | 319.79 |
Other Non-Interest Expense | 1,665 | 1,584 | 1,291 | 752.02 | 626.09 | 485.55 |
Total Non-Interest Expense | 5,574 | 5,511 | 4,950 | 3,592 | 3,103 | 2,459 |
EBT Excluding Unusual Items | 5,756 | 5,444 | 4,545 | 3,806 | 2,777 | 2,179 |
Asset Writedown | -17.4 | -42.3 | -1.6 | -2.29 | -16.36 | -1.26 |
Legal Settlements | -14.2 | -13.82 | 83.48 | -97.39 | 40.18 | 117.71 |
Other Unusual Items | 121.39 | 121.39 | 815.67 | - | - | 7.38 |
Pretax Income | 5,845 | 5,510 | 5,442 | 3,706 | 2,801 | 2,303 |
Income Tax Expense | 920.69 | 848.9 | 711.85 | 721.73 | 312.64 | 278.27 |
Earnings From Continuing Operations | 4,925 | 4,661 | 4,731 | 2,984 | 2,488 | 2,025 |
Minority Interest in Earnings | -205.11 | -181.85 | -175.69 | -94.51 | -84.04 | -41.2 |
Net Income | 4,720 | 4,479 | 4,555 | 2,890 | 2,404 | 1,983 |
Net Income to Common | 4,720 | 4,479 | 4,555 | 2,890 | 2,404 | 1,983 |
Net Income Growth | 8.23% | -1.67% | 57.62% | 20.19% | 21.23% | 43.70% |
Basic Shares Outstanding | 1,090 | 1,089 | 1,089 | 1,089 | 1,089 | 1,089 |
Diluted Shares Outstanding | 1,090 | 1,089 | 1,089 | 1,089 | 1,089 | 1,089 |
Shares Change (YoY) | -3.45% | -0.02% | 0.06% | -0.01% | -0.02% | -0.02% |
EPS (Basic) | 4.33 | 4.11 | 4.18 | 2.65 | 2.21 | 1.82 |
EPS (Diluted) | 4.33 | 4.11 | 4.18 | 2.65 | 2.21 | 1.82 |
EPS Growth | 12.10% | -1.65% | 57.53% | 20.20% | 21.26% | 43.69% |
Dividend Per Share | 1.926 | 1.926 | 1.458 | 0.917 | 0.733 | 0.734 |
Dividend Growth | 32.14% | 32.14% | 58.94% | 25.05% | -0.08% | 76.06% |
Effective Tax Rate | 15.75% | 15.41% | 13.08% | 19.48% | 11.16% | 12.08% |