Banca Transilvania S.A. (BVB:TLV)
Romania · Delayed Price · Currency is RON 35.88
+0.18 (0.50%)
At close: Sep 2, 2026
Banca Transilvania Financials Overview
Financials in millions RON. Fiscal year is January - December.
Millions RON. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 11,750 | 10,955 | 9,495 | 7,398 | 5,880 | 4,638 |
Revenue Growth | 17.90% | 15.38% | 28.35% | 25.80% | 26.78% | 24.02% |
Net Income Net Income Growth | 4,950 | 4,479 | 4,555 | 2,890 | 2,404 | 1,983 |
Earnings Per Share EPS Growth | 3.97 | 3.59 | 3.65 | 2.32 | 1.93 | 1.59 |
EPS Growth | 11.00% | -1.65% | 57.53% | 20.21% | 21.25% | 43.69% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Large Corporate Large Corporate Growth | 1,034 | 919.32 | 683.15 | 360.12 | 398.09 | 231.32 |
Leasing and Consumer Loans Granted by Non-Bank Financial Institutions Leasing and Consumer Loans Granted by Non-Bank Financial Institutions Growth | 1,075 | 894.63 | 670.6 | 546.78 | 373.96 | 291.25 |
Retail Retail Growth | 4,088 | 4,053 | 3,070 | 2,232 | 2,284 | 1,636 |
Intra-Group Eliminations & Adjustments Intra-Group Eliminations & Adjustments Growth | -356.46 | -318.25 | -199.77 | -33.95 | -248.46 | -60.03 |
Mid Corporate Mid Corporate Growth | 714.98 | 658.64 | 758.1 | 607.46 | 502.7 | 437.08 |
Treasury Treasury Growth | 1,695 | 1,600 | 1,307 | 731.59 | 829.38 | 645.73 |
Other Group Other Group Growth | 989.37 | 869.43 | 1,417 | 1,432 | 273.86 | 955.12 |
Micro Micro Growth | 1,835 | 1,722 | 1,383 | 961.77 | 1,064 | 614.51 |
SME SME Growth | 659.57 | 545.84 | 487.73 | 468.16 | 460.75 | 280.8 |
Total Total Growth | 11,734 | 10,943 | 9,577 | 7,306 | 5,938 | 5,031 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 16,134 | 24,502 | 20,610 | 18,817 | 11,848 | 14,714 |
Total Debt Total Debt Growth | 23,015 | 20,652 | 15,621 | 12,594 | 7,124 | 10,230 |
Net Cash (Debt) Net Cash Growth | -6,881 | 3,850 | 4,989 | 6,223 | 4,724 | 4,484 |
Net Cash Growth | - | -22.83% | -19.83% | 31.73% | 5.35% | -34.01% |
Net Cash Per Share Net Cash Per Share Growth | -5.52 | 3.09 | 4.00 | 5.00 | 3.79 | 3.60 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -28,624 | -6,637 | -19,807 | -11,369 | -15,385 | -5,453 |
Capital Expenditures CapEx Growth | -221.8 | -254.7 | -213.42 | -201.05 | -209.08 | -202.67 |
Free Cash Flow Free Cash Flow Growth | -28,846 | -6,892 | -20,021 | -11,570 | -15,594 | -5,656 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 42.12% | 40.88% | 47.97% | 39.06% | 40.89% | 42.76% |
FCF Margin | -245.49% | -62.91% | -210.86% | -156.39% | -265.19% | -121.95% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.683 | 1.683 | 1.274 | 0.802 | 0.641 | 0.641 |
Dividend Per Share Growth | 32.14% | 32.15% | 58.91% | 25.05% | -0.05% | 76.04% |
Dividend Yield | 4.69% | 6.59% | 7.17% | 5.99% | 6.93% | 6.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.04 | 7.35 | 5.52 | 6.69 | 5.85 | 8.19 |
Forward PE | 9.60 | 8.50 | 6.66 | 7.71 | 6.31 | 8.64 |
PS Ratio | 3.80 | 3.01 | 2.65 | 2.61 | 2.39 | 3.50 |