Banca Transilvania S.A. (BVB:TLV)
Romania · Delayed Price · Currency is RON 35.88
+0.18 (0.50%)
At close: Sep 2, 2026
Banca Transilvania Balance Sheet
Financials in millions RON. Fiscal year is January - December.
Millions RON. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 10,216 | 20,073 | 17,572 | 16,146 | 7,962 | 12,443 |
Investment Securities | 75,106 | 70,915 | 69,562 | 50,483 | 47,568 | 45,448 |
Trading Asset Securities | 2,560 | 737.68 | 562.85 | 1,703 | 1,646 | 419.38 |
Total Investments | 77,666 | 71,652 | 70,124 | 52,186 | 49,214 | 45,868 |
Gross Loans | 124,355 | 114,755 | 103,367 | 81,353 | 73,198 | 60,448 |
Allowance for Loan Losses | -7,151 | -6,634 | -5,606 | -4,850 | -4,516 | -3,936 |
Other Adjustments to Gross Loans | -687.31 | -693.16 | -725.97 | -494.07 | -270.05 | -121.13 |
Net Loans | 116,517 | 107,428 | 97,035 | 76,010 | 68,412 | 56,391 |
Property, Plant & Equipment | 2,524 | 2,016 | 1,969 | 1,706 | 1,643 | 1,555 |
Goodwill | 168.04 | 156.98 | 156.92 | 154.36 | 154.36 | 22.42 |
Other Intangible Assets | 1,397 | 1,269 | 973.22 | 693.67 | 506.24 | 406.24 |
Investments in Real Estate | - | 284.52 | 272.71 | 86.78 | 19.81 | 0.93 |
Other Receivables | 449.75 | 464.99 | 537.55 | 443.19 | 451.73 | 519.57 |
Restricted Cash | 22,829 | 19,634 | 16,501 | 19,985 | 10,137 | 14,632 |
Other Current Assets | 1,170 | 1,054 | 1,263 | 1,253 | 1,160 | 365.37 |
Long-Term Deferred Tax Assets | 182.67 | 223.53 | 462.24 | 354.48 | 791.61 | 257.89 |
Other Long-Term Assets | 204.38 | 158.46 | 168.35 | 150.94 | 58.14 | 39.9 |
Total Assets | 233,324 | 224,414 | 207,035 | 169,169 | 140,511 | 132,501 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 536.65 | 404.11 | 241.5 | 122.43 | 91.11 | 61.3 |
Interest Bearing Deposits | 96,700 | 91,520 | 86,025 | 67,637 | 53,151 | 40,311 |
Non-Interest Bearing Deposits | 82,903 | 84,031 | 82,795 | 71,450 | 68,259 | 68,735 |
Total Deposits | 179,603 | 175,552 | 168,820 | 139,088 | 121,410 | 109,046 |
Short-Term Borrowings | 3,060 | 2,484 | 436.55 | 452.06 | 1,860 | 6,540 |
Current Portion of Leases | - | 165.5 | 171.41 | 141.54 | 135.68 | 132.54 |
Current Income Taxes Payable | 265.93 | 103.2 | 215.04 | 103.88 | - | 68.36 |
Other Current Liabilities | 56.11 | 44.45 | 35.09 | 30.95 | 26.64 | 26.57 |
Long-Term Debt | 19,318 | 17,544 | 14,567 | 11,609 | 4,771 | 3,191 |
Long-Term Leases | 637.16 | 458.87 | 446.09 | 391.82 | 357.28 | 366.06 |
Pension & Post-Retirement Benefits | 83.92 | 112.13 | 232.77 | 92.96 | 58.67 | 54.24 |
Other Long-Term Liabilities | 5,366 | 4,248 | 4,433 | 3,241 | 2,329 | 2,451 |
Total Liabilities | 208,926 | 201,116 | 189,599 | 155,273 | 131,039 | 121,937 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 10,903 | 10,903 | 9,169 | 7,987 | 7,077 | 6,311 |
Additional Paid-In Capital | 28.11 | 28.11 | 32.03 | 31.24 | 31.24 | 31.24 |
Retained Earnings | 10,328 | 9,452 | 8,985 | 6,592 | 5,447 | 4,602 |
Treasury Stock | -26.51 | -26.51 | -39.53 | -28.27 | -64.75 | -15.29 |
Comprehensive Income & Other | 2,196 | 2,053 | -1,529 | -1,358 | -3,572 | -836.9 |
Total Common Equity | 23,428 | 22,410 | 16,618 | 13,224 | 8,919 | 10,092 |
Minority Interest | 969.33 | 887.73 | 819.03 | 672.52 | 552.67 | 471.85 |
Shareholders' Equity | 24,398 | 23,298 | 17,437 | 13,897 | 9,472 | 10,564 |
Total Liabilities & Equity | 233,324 | 224,414 | 207,035 | 169,169 | 140,511 | 132,501 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 23,015 | 20,652 | 15,621 | 12,594 | 7,124 | 10,230 |
Net Cash (Debt) | -6,881 | 3,850 | 4,989 | 6,223 | 4,724 | 4,484 |
Net Cash Growth | - | -22.83% | -19.83% | 31.73% | 5.35% | -34.01% |
Net Cash Per Share | -5.52 | 3.09 | 4.00 | 5.00 | 3.79 | 3.60 |
Filing Date Shares Outstanding | 1,244 | 1,244 | 1,247 | 1,247 | 1,246 | 1,245 |
Total Common Shares Outstanding | 1,244 | 1,244 | 1,247 | 1,247 | 1,246 | 1,245 |
Book Value Per Share | 18.84 | 18.02 | 13.32 | 10.60 | 7.16 | 8.11 |
Tangible Book Value | 21,863 | 20,984 | 15,487 | 12,376 | 8,258 | 9,664 |
Tangible Book Value Per Share | 17.58 | 16.87 | 12.42 | 9.92 | 6.63 | 7.76 |