Banca Transilvania Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	12,335	20,073	17,572	16,146	7,962	12,443
Investment Securities	72,650	70,915	69,562	50,483	47,568	45,448
Trading Asset Securities	798.29	737.68	562.85	1,703	1,646	419.38
Total Investments	73,449	71,652	70,124	52,186	49,214	45,868
Gross Loans	117,170	114,755	103,367	81,353	73,198	60,448
Allowance for Loan Losses	-7,004	-6,634	-5,606	-4,850	-4,516	-3,936
Other Adjustments to Gross Loans	-676.03	-693.16	-725.97	-494.07	-270.05	-121.13
Net Loans	109,490	107,428	97,035	76,010	68,412	56,391
Property, Plant & Equipment	2,514	2,016	1,969	1,706	1,643	1,555
Goodwill	167.97	156.98	156.92	154.36	154.36	22.42
Other Intangible Assets	1,281	1,269	973.22	693.67	506.24	406.24
Investments in Real Estate	-	284.52	272.71	86.78	19.81	0.93
Other Receivables	460.36	464.99	537.55	443.19	451.73	519.57
Restricted Cash	25,639	19,634	16,501	19,985	10,137	14,632
Other Current Assets	1,197	1,054	1,263	1,253	1,160	365.37
Long-Term Deferred Tax Assets	275.66	223.53	462.24	354.48	791.61	257.89
Other Long-Term Assets	157.09	158.46	168.35	150.94	58.14	39.9
Total Assets	226,965	224,414	207,035	169,169	140,511	132,501
Accrued Expenses	343.2	404.11	241.5	122.43	91.11	61.3
Interest Bearing Deposits	96,349	91,520	86,025	67,637	53,151	40,311
Non-Interest Bearing Deposits	79,825	84,031	82,795	71,450	68,259	68,735
Total Deposits	176,173	175,552	168,820	139,088	121,410	109,046
Short-Term Borrowings	2,145	2,484	436.55	452.06	1,860	6,540
Current Portion of Leases	-	165.5	171.41	141.54	135.68	132.54
Current Income Taxes Payable	217.38	103.2	215.04	103.88	-	68.36
Other Current Liabilities	44.04	44.45	35.09	30.95	26.64	26.57
Long-Term Debt	17,781	17,544	14,567	11,609	4,771	3,191
Long-Term Leases	625.62	458.87	446.09	391.82	357.28	366.06
Pension & Post-Retirement Benefits	135.57	112.13	232.77	92.96	58.67	54.24
Other Long-Term Liabilities	5,430	4,248	4,433	3,241	2,329	2,451
Total Liabilities	202,896	201,116	189,599	155,273	131,039	121,937
Common Stock	10,990	10,903	9,169	7,987	7,077	6,311
Additional Paid-In Capital	28.11	28.11	32.03	31.24	31.24	31.24
Retained Earnings	10,578	9,452	8,985	6,592	5,447	4,602
Treasury Stock	-164.02	-26.51	-39.53	-28.27	-64.75	-15.29
Comprehensive Income & Other	1,733	2,053	-1,529	-1,358	-3,572	-836.9
Total Common Equity	23,164	22,410	16,618	13,224	8,919	10,092
Minority Interest	904.87	887.73	819.03	672.52	552.67	471.85
Shareholders' Equity	24,069	23,298	17,437	13,897	9,472	10,564
Total Liabilities & Equity	226,965	224,414	207,035	169,169	140,511	132,501
Total Debt	20,552	20,652	15,621	12,594	7,124	10,230
Net Cash (Debt)	-4,856	3,850	4,989	6,223	4,724	4,484
Net Cash Growth	-	-22.83%	-19.83%	31.73%	5.35%	-34.01%
Net Cash Per Share	-4.46	3.53	4.58	5.72	4.34	4.12
Filing Date Shares Outstanding	1,247	1,087	1,090	1,090	1,089	1,088
Total Common Shares Outstanding	1,247	1,087	1,090	1,090	1,089	1,088
Book Value Per Share	18.58	20.62	15.24	12.13	8.19	9.28
Tangible Book Value	21,715	20,984	15,487	12,376	8,258	9,664
Tangible Book Value Per Share	17.42	19.30	14.21	11.35	7.58	8.88