Banca Transilvania Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	25,499	17,273	16,146	7,962	12,443
Investment Securities	85,051	68,391	50,483	48,674	45,448
Trading Asset Securities	737.68	2,032	1,703	539.81	419.38
Total Investments	85,789	70,423	52,186	49,214	45,868
Gross Loans	106,710	103,367	81,353	73,198	60,448
Allowance for Loan Losses	-	-5,606	-4,850	-4,516	-3,936
Other Adjustments to Gross Loans	-	-725.97	-494.07	-270.05	-121.13
Net Loans	106,710	97,035	76,010	68,412	56,391
Property, Plant & Equipment	2,300	1,969	1,706	1,643	1,555
Goodwill	156.98	156.92	154.36	154.36	22.42
Other Intangible Assets	1,269	973.22	693.67	506.24	406.24
Investments in Real Estate	-	272.71	86.78	19.81	0.93
Other Receivables	-	683.49	443.19	451.73	519.57
Restricted Cash	-	16,501	19,985	10,137	14,632
Other Current Assets	-	1,117	1,253	1,160	365.37
Long-Term Deferred Tax Assets	223.53	462.24	354.48	791.61	257.89
Other Long-Term Assets	2,466	168.35	150.94	58.14	39.9
Total Assets	224,414	207,035	169,169	140,511	132,501
Accrued Expenses	-	241.5	122.43	91.11	61.3
Interest Bearing Deposits	175,552	86,025	67,637	53,151	40,311
Non-Interest Bearing Deposits	-	82,795	71,450	68,259	68,735
Total Deposits	175,552	168,820	139,088	121,410	109,046
Short-Term Borrowings	261.87	436.55	452.06	1,860	6,540
Current Portion of Leases	-	171.41	141.54	130.85	132.54
Current Income Taxes Payable	103.2	215.04	103.88	-	68.36
Other Current Liabilities	-	35.09	30.95	26.64	26.57
Long-Term Debt	19,766	14,567	11,609	4,771	3,191
Long-Term Leases	624.37	446.09	391.82	362.11	366.06
Pension & Post-Retirement Benefits	-	232.77	92.96	58.67	54.24
Other Long-Term Liabilities	4,809	4,433	3,241	2,329	2,451
Total Liabilities	201,116	189,599	155,273	131,039	121,937
Common Stock	10,990	9,169	7,987	7,077	6,311
Additional Paid-In Capital	28.11	32.03	31.24	31.24	31.24
Retained Earnings	8,888	8,985	6,592	5,447	4,602
Treasury Stock	-26.51	-39.53	-28.27	-64.75	-15.29
Comprehensive Income & Other	2,531	-1,529	-1,358	-3,572	-836.9
Total Common Equity	22,410	16,618	13,224	8,919	10,092
Minority Interest	887.73	819.03	672.52	552.67	471.85
Shareholders' Equity	23,298	17,437	13,897	9,472	10,564
Total Liabilities & Equity	224,414	207,035	169,169	140,511	132,501
Total Debt	20,652	15,621	12,594	7,124	10,230
Net Cash (Debt)	22,137	6,160	6,223	3,618	4,484
Net Cash Growth	259.39%	-1.02%	71.99%	-19.31%	-34.01%
Net Cash Per Share	-	5.65	5.72	3.32	4.12
Filing Date Shares Outstanding	-	1,090	1,090	1,089	1,088
Total Common Shares Outstanding	-	1,090	1,090	1,089	1,088
Book Value Per Share	-	15.25	12.13	8.19	9.28
Tangible Book Value	20,984	15,487	12,376	8,258	9,664
Tangible Book Value Per Share	-	14.21	11.35	7.58	8.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.