Banca Transilvania Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	19,711	17,466	16,146	7,962	12,443
Investment Securities	69,372	68,198	50,483	47,568	45,448
Trading Asset Securities	2,642	2,032	1,703	1,646	419.38
Total Investments	72,014	70,230	52,186	49,214	45,868
Gross Loans	114,755	103,367	81,353	73,198	60,448
Allowance for Loan Losses	-6,634	-5,606	-4,850	-4,516	-3,936
Other Adjustments to Gross Loans	-693.16	-725.97	-494.07	-270.05	-121.13
Net Loans	107,428	97,035	76,010	68,412	56,391
Property, Plant & Equipment	2,016	1,969	1,706	1,643	1,555
Goodwill	156.98	156.92	154.36	154.36	22.42
Other Intangible Assets	1,269	973.22	693.67	506.24	406.24
Investments in Real Estate	284.52	272.71	86.78	19.81	0.93
Other Receivables	464.99	537.55	443.19	451.73	519.57
Restricted Cash	19,634	16,501	19,985	10,137	14,632
Other Current Assets	1,054	1,263	1,253	1,160	365.37
Long-Term Deferred Tax Assets	223.53	462.24	354.48	791.61	257.89
Other Long-Term Assets	158.46	168.35	150.94	58.14	39.9
Total Assets	224,414	207,035	169,169	140,511	132,501
Accrued Expenses	404.11	241.5	122.43	91.11	61.3
Interest Bearing Deposits	91,520	86,025	67,637	53,151	40,311
Non-Interest Bearing Deposits	84,031	82,795	71,450	68,259	68,735
Total Deposits	175,552	168,820	139,088	121,410	109,046
Short-Term Borrowings	2,484	436.55	452.06	1,860	6,540
Current Portion of Leases	165.5	171.41	141.54	135.68	132.54
Current Income Taxes Payable	103.2	215.04	103.88	-	68.36
Other Current Liabilities	44.45	35.09	30.95	26.64	26.57
Long-Term Debt	17,544	14,567	11,609	4,771	3,191
Long-Term Leases	458.87	446.09	391.82	357.28	366.06
Pension & Post-Retirement Benefits	112.13	232.77	92.96	58.67	54.24
Other Long-Term Liabilities	4,248	4,433	3,241	2,329	2,451
Total Liabilities	201,116	189,599	155,273	131,039	121,937
Common Stock	10,903	9,169	7,987	7,077	6,311
Additional Paid-In Capital	28.11	32.03	31.24	31.24	31.24
Retained Earnings	9,452	8,985	6,592	5,447	4,602
Treasury Stock	-26.51	-39.53	-28.27	-64.75	-15.29
Comprehensive Income & Other	2,053	-1,529	-1,358	-3,572	-836.9
Total Common Equity	22,410	16,618	13,224	8,919	10,092
Minority Interest	887.73	819.03	672.52	552.67	471.85
Shareholders' Equity	23,298	17,437	13,897	9,472	10,564
Total Liabilities & Equity	224,414	207,035	169,169	140,511	132,501
Total Debt	20,652	15,621	12,594	7,124	10,230
Net Cash (Debt)	5,755	6,458	6,223	4,724	4,484
Net Cash Growth	-10.89%	3.77%	31.73%	5.35%	-34.01%
Net Cash Per Share	5.28	5.93	5.72	4.34	4.12
Filing Date Shares Outstanding	1,087	1,090	1,090	1,089	1,088
Total Common Shares Outstanding	1,087	1,090	1,090	1,089	1,088
Book Value Per Share	20.62	15.24	12.13	8.19	9.28
Tangible Book Value	20,984	15,487	12,376	8,258	9,664
Tangible Book Value Per Share	19.30	14.21	11.35	7.58	8.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.