Banca Transilvania Cash Flow Statement

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,555	2,890	2,404	1,983
Depreciation & Amortization	337.99	312	285.35	251.82
Other Amortization	178.71	138.55	107.64	106.01
Gain (Loss) on Sale of Investments	-25.01	-58.3	17.25	-38.41
Total Asset Writedown	1.69	-5.02	713.78	554.76
Provision for Credit Losses	772.26	549.79	-	-
Change in Trading Asset Securities	-106.33	107.26	-160.01	-22.21
Change in Other Net Operating Assets	-24,033	-14,926	-18,645	-7,131
Other Operating Activities	-1,488	-376.79	-108.63	-1,158
Operating Cash Flow	-19,807	-11,369	-15,385	-5,453
Capital Expenditures	-213.42	-201.05	-209.08	-202.67
Sale of Property, Plant and Equipment	3.65	3.04	4.53	2.71
Cash Acquisitions	2,917	-	-267.35	328.89
Investment in Securities	-3,074	5,335	-5,431	-12,082
Purchase / Sale of Intangibles	-370.48	-297.11	-178.08	-158.72
Other Investing Activities	1,576	1,764	1,195	1,194
Investing Cash Flow	839.15	6,603	-4,886	-10,918
Long-Term Debt Issued	4,056	7,653	1,740	81.5
Long-Term Debt Repaid	-4,647	-1,241	-1,046	-506.65
Net Debt Issued (Repaid)	-591.22	6,412	693.17	-425.15
Repurchase of Common Stock	-130.45	-32.33	-150.3	-61.66
Common Dividends Paid	-936.18	-898.22	-801.62	-496.61
Net Increase (Decrease) in Deposit Accounts	15,848	17,245	12,084	17,823
Other Financing Activities	-796.26	-298.63	-122.8	-89.99
Financing Cash Flow	13,394	22,428	11,703	16,749
Net Cash Flow	-5,574	17,663	-8,569	378.23
Free Cash Flow	-20,021	-11,570	-15,594	-5,656
Free Cash Flow Margin	-210.86%	-156.39%	-265.19%	-121.95%
Free Cash Flow Per Share	-18.38	-10.63	-14.32	-5.19
Cash Interest Paid	4,203	2,937	1,315	515.76
Cash Income Tax Paid	645.11	586.38	332.89	213.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.