Revenue by Segment

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Large Corporate	683.15M	360.12M	398.09M	231.32M
Large Corporate Growth	89.70%	-9.54%	72.10%	20.84%
Mid Corporate	758.10M	607.46M	502.70M	437.08M
Mid Corporate Growth	24.80%	20.84%	15.01%	11.12%
SME	487.73M	468.16M	460.75M	280.80M
SME Growth	4.18%	1.61%	64.08%	-6.06%
Micro	1.38B	961.77M	1.06B	614.51M
Micro Growth	43.83%	-9.62%	73.17%	16.13%
Retail	3.07B	2.23B	2.28B	1.64B
Retail Growth	37.57%	-2.30%	39.64%	16.11%
Treasury	1.31B	731.59M	829.38M	645.73M
Treasury Growth	78.62%	-11.79%	28.44%	27.58%
Leasing and Consumer Loans Granted by Non-Bank Financial Institutions	670.60M	546.78M	373.96M	291.25M
Leasing and Consumer Loans Granted by Non-Bank Financial Institutions Growth	22.65%	46.21%	28.40%	17.45%
Other Group	1.42B	1.43B	273.86M	955.12M
Other Group Growth	-1.06%	422.89%	-71.33%	-9.11%
Intra-Group Eliminations & Adjustments	-199.77M	-33.95M	-248.46M	-60.03M
Total	9.58B	7.31B	5.94B	5.03B
Total Growth	31.09%	23.02%	18.03%	9.13%

Revenue by Geography

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Romania	10.96B	9.49B	7.40B	5.88B	4.64B
Romania Growth	15.38%	28.35%	25.80%	26.78%	24.02%
Total	10.96B	9.49B	7.40B	5.88B	4.64B
Total Growth	15.38%	28.35%	25.80%	26.78%	24.02%

Source: S&P Global Market Intelligence.