Banca Transilvania S.A. (BVB:TLV)

Banca Transilvania Statistics

Total Valuation

BVB:TLV has a market cap or net worth of RON 30.66 billion.

Market Cap	30.66B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

BVB:TLV has 1.09 billion shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	1.09B
Shares Outstanding	1.09B
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	5.30%
Owned by Institutions (%)	24.79%
Float	374.96M

Valuation Ratios

The trailing PE ratio is 6.87 and the forward PE ratio is 7.51.

PE Ratio	6.87
Forward PE	7.51
PS Ratio	3.09
PB Ratio	1.70
P/TBV Ratio	1.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.50
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.61%.

Return on Equity (ROE)	27.61%
Return on Assets (ROA)	2.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.32M
Profits Per Employee	1.49M
Employee Count	13,629
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVB:TLV has paid 712.78 million in taxes.

Income Tax	712.78M
Effective Tax Rate	13.53%

Stock Price Statistics

The stock price has increased by +16.31% in the last 52 weeks. The beta is 0.73, so BVB:TLV's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+16.31%
50-Day Moving Average	27.51
200-Day Moving Average	24.77
Relative Strength Index (RSI)	55.75
Average Volume (20 Days)	484,739

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVB:TLV had revenue of RON 9.93 billion and earned 4.46 billion in profits. Earnings per share was 4.09.

Revenue	9.93B
Gross Profit	9.42B
Operating Income	4.60B
Pretax Income	5.27B
Net Income	4.46B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.09

Balance Sheet

The company has 14.74 billion in cash and 17.45 billion in debt, giving a net cash position of -2.71 billion or -2.49 per share.

Cash & Cash Equivalents	14.74B
Total Debt	17.45B
Net Cash	-2.71B
Net Cash Per Share	-2.49
Equity (Book Value)	18.00B
Book Value Per Share	15.75
Working Capital	-134.02B

Cash Flow

In the last 12 months, operating cash flow was -11.44 billion and capital expenditures -234.22 million, giving a free cash flow of -11.67 billion.

Operating Cash Flow	-11.44B
Capital Expenditures	-234.22M
Free Cash Flow	-11.67B
FCF Per Share	-10.70

Margins

Gross Margin	n/a
Operating Margin	46.26%
Pretax Margin	53.03%
Profit Margin	44.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.46, which amounts to a dividend yield of 5.18%.

Dividend Per Share	1.46
Dividend Yield	5.18%
Dividend Growth (YoY)	-16.46%
Years of Dividend Growth	3
Payout Ratio	32.44%
Buyback Yield	0.04%
Shareholder Yield	5.22%
Earnings Yield	14.54%
FCF Yield	-38.07%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.18916587.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.18916587

Scores

Altman Z-Score	n/a
Piotroski F-Score	2