Banca Transilvania S.A. (BVB:TLV)

Banca Transilvania Statistics

Total Valuation

BVB:TLV has a market cap or net worth of RON 32.99 billion.

Market Cap	32.99B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, November 10, 2025.

Earnings Date	Nov 10, 2025
Ex-Dividend Date	Nov 24, 2025

Share Statistics

BVB:TLV has 1.09 billion shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	1.09B
Shares Outstanding	1.09B
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	14.99%
Float	1.09B

Valuation Ratios

The trailing PE ratio is 8.26 and the forward PE ratio is 9.11.

PE Ratio	8.26
Forward PE	9.11
PS Ratio	3.20
PB Ratio	1.69
P/TBV Ratio	1.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.99
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.33%.

Return on Equity (ROE)	22.33%
Return on Assets (ROA)	1.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	793,194
Profits Per Employee	306,648
Employee Count	13,629
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVB:TLV has paid 796.88 million in taxes.

Income Tax	796.88M
Effective Tax Rate	16.31%

Stock Price Statistics

The stock price has increased by +25.00% in the last 52 weeks. The beta is 0.66, so BVB:TLV's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+25.00%
50-Day Moving Average	28.44
200-Day Moving Average	26.19
Relative Strength Index (RSI)	63.07
Average Volume (20 Days)	479,710

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVB:TLV had revenue of RON 10.32 billion and earned 3.99 billion in profits. Earnings per share was 3.66.

Revenue	10.32B
Gross Profit	9.80B
Operating Income	4.90B
Pretax Income	4.89B
Net Income	3.99B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.66

Balance Sheet

The company has 16.81 billion in cash and 19.30 billion in debt, giving a net cash position of -2.50 billion or -2.29 per share.

Cash & Cash Equivalents	16.81B
Total Debt	19.30B
Net Cash	-2.50B
Net Cash Per Share	-2.29
Equity (Book Value)	19.51B
Book Value Per Share	17.16
Working Capital	-134.19B

Cash Flow

In the last 12 months, operating cash flow was -6.21 billion and capital expenditures -257.90 million, giving a free cash flow of -6.46 billion.

Operating Cash Flow	-6.21B
Capital Expenditures	-257.90M
Free Cash Flow	-6.46B
FCF Per Share	-5.93

Margins

Gross Margin	n/a
Operating Margin	47.48%
Pretax Margin	47.34%
Profit Margin	38.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.46, which amounts to a dividend yield of 4.82%.

Dividend Per Share	1.46
Dividend Yield	4.82%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	36.80%
Buyback Yield	0.04%
Shareholder Yield	4.86%
Earnings Yield	12.10%
FCF Yield	-19.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.18916587.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.18916587

Scores

Altman Z-Score	n/a
Piotroski F-Score	2