Banca Transilvania S.A. (BVB:TLV)

Banca Transilvania Statistics

Total Valuation

BVB:TLV has a market cap or net worth of RON 31.13 billion.

Market Cap	31.13B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

BVB:TLV has 1.11 billion shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.16%
Owned by Insiders (%)	5.22%
Owned by Institutions (%)	23.78%
Float	391.05M

Valuation Ratios

The trailing PE ratio is 7.03 and the forward PE ratio is 7.92.

PE Ratio	7.03
Forward PE	7.92
PS Ratio	3.22
PB Ratio	1.69
P/TBV Ratio	1.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 26.70%.

Return on Equity (ROE)	26.70%
Return on Assets (ROA)	2.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	749,378
Profits Per Employee	337,721
Employee Count	13,629
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVB:TLV has paid 670.75 million in taxes.

Income Tax	670.75M
Effective Tax Rate	13.03%

Stock Price Statistics

The stock price has increased by +17.83% in the last 52 weeks. The beta is 0.66, so BVB:TLV's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+17.83%
50-Day Moving Average	26.00
200-Day Moving Average	24.07
Relative Strength Index (RSI)	69.38
Average Volume (20 Days)	725,529

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVB:TLV had revenue of RON 9.68 billion and earned 4.36 billion in profits. Earnings per share was 4.00.

Revenue	9.68B
Gross Profit	9.19B
Operating Income	4.51B
Pretax Income	5.15B
Net Income	4.36B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.00

Balance Sheet

The company has 15.76 billion in cash and 16.84 billion in debt, giving a net cash position of -1.08 billion or -0.98 per share.

Cash & Cash Equivalents	15.76B
Total Debt	16.84B
Net Cash	-1.08B
Net Cash Per Share	-0.98
Equity (Book Value)	18.43B
Book Value Per Share	16.19
Working Capital	-131.02B

Cash Flow

In the last 12 months, operating cash flow was -13.25 billion and capital expenditures -231.35 million, giving a free cash flow of -13.48 billion.

Operating Cash Flow	-13.25B
Capital Expenditures	-231.35M
Free Cash Flow	-13.48B
FCF Per Share	-12.19

Margins

Gross Margin	n/a
Operating Margin	46.59%
Pretax Margin	53.18%
Profit Margin	45.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.46, which amounts to a dividend yield of 5.21%.

Dividend Per Share	1.46
Dividend Yield	5.21%
Dividend Growth (YoY)	-16.46%
Years of Dividend Growth	3
Payout Ratio	21.46%
Buyback Yield	0.03%
Shareholder Yield	5.23%
Earnings Yield	14.01%
FCF Yield	-43.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.18916587.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.18916587

Scores

Altman Z-Score	n/a
Piotroski F-Score	2