Banco Comercial AV Villas S.A. (BVC:VILLAS)

Colombia · Delayed Price · Currency is COP

2,400.00

0.00 (0.00%)

At close: Jul 31, 2026

Banco Comercial AV Villas Financials Overview

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	892,001	864,998	765,680	457,593	921,340	1,039,676
Revenue Growth	0.20%	12.97%	67.33%	-50.33%	-11.38%	10.85%
Net Income	-25,180	-52,600	-116,277	-241,609	103,407	191,820
Earnings Per Share	-112.04	-234.06	-517.40	-1075.10	460.14	853.55
EPS Growth	-	-	-	-	-46.09%	17.48%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Companies	374,426	383,282	394,098	362,714	328,514	201,825
Individuals	674,564	708,956	760,720	522,494	685,935	803,385
General Management	-147,170	-224,312	-397,045	-425,080	-89,002	34,708
Total	901,820	867,926	757,773	460,128	925,447	1,039,918

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	282,814	563,932	567,545	1,141,485	349,864	289,402
Total Debt	619,716	951,685	1,064,450	1,905,718	1,408,528	1,285,807
Net Cash (Debt)	-336,902	-387,753	-496,905	-764,233	-1,058,664	-996,405
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1499.13	-1725.41	-2211.11	-3400.65	-4710.80	-4433.76

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-2,945,728	-2,539,103	-1,124,764	-358,666	-966,790	850,980
Capital Expenditures	-10,331	-14,626	-42,784	-15,888	-38,539	-14,809
Free Cash Flow	-2,956,059	-2,553,729	-1,167,548	-374,554	-1,005,329	836,171
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-2.82%	-6.08%	-15.19%	-52.80%	11.22%	18.45%
FCF Margin	-331.40%	-295.23%	-152.49%	-81.85%	-109.12%	80.43%

Dividends

Fiscal Year	FY 2023	FY 2022	FY 2021
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	87.840	390.000	390.000
Dividend Per Share Growth	-77.48%	0%	36.67%
Dividend Yield	3.03%	12.44%	9.70%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	-	6.98	5.27
P/FCF Ratio	-	-	-	-	-	1.21
PS Ratio	0.61	0.50	0.59	1.43	0.78	0.97