Banco Comercial AV Villas Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	279,749	561,871	567,545	869,838	13,366	15,397
Investment Securities	3,233,326	3,059,470	2,457,596	2,762,413	2,952,646	2,967,876
Trading Asset Securities	3,065	2,061	-	271,647	289,371	249,071
Total Investments	3,236,391	3,061,531	2,457,596	3,034,060	3,242,017	3,216,947
Gross Loans	17,191,876	16,857,612	14,985,611	14,352,602	15,006,921	13,116,042
Allowance for Loan Losses	-744,231	-715,224	-594,440	-642,847	-577,192	-537,188
Net Loans	16,447,645	16,142,388	14,391,171	13,709,755	14,429,729	12,578,854
Property, Plant & Equipment	343,130	355,093	463,609	468,664	514,957	495,853
Other Intangible Assets	242,102	241,826	194,924	159,586	124,474	110,987
Investments in Real Estate	24,999	24,908	24,031	37,426	31,078	44,049
Accrued Interest Receivable	2,071	2,128	2,540	1,542	8,751	1,551
Other Receivables	649,154	609,019	524,604	445,222	258,846	101,664
Restricted Cash	1,008,310	311,420	91,432	-	863,285	876,548
Other Current Assets	240,013	232,733	194,824	167,102	159,896	120,882
Long-Term Deferred Tax Assets	202,405	191,359	131,943	18,462	445	207
Other Real Estate Owned & Foreclosed	-	-	-	-	36	308
Other Long-Term Assets	2,828	3,015	1,218	1,666	1,401	-
Total Assets	22,678,797	21,737,291	19,045,437	18,913,323	19,648,281	17,563,247
Accounts Payable	15,778	24,589	13,424	-	5,366	4,080
Accrued Expenses	74,314	61,125	59,598	81,492	78,914	84,013
Interest Bearing Deposits	20,173,117	18,834,191	16,032,871	14,864,538	14,844,525	13,408,862
Total Deposits	20,173,117	18,834,191	16,032,871	14,864,538	14,844,525	13,408,862
Short-Term Borrowings	-	90,026	285,071	1,174,816	376,744	557,402
Current Portion of Long-Term Debt	229	289,508	153,195	38,440	394,656	5,496
Current Portion of Leases	664	72	11	5,820	-	-
Current Income Taxes Payable	-	-	-	3,535	2,896	-
Other Current Liabilities	103,544	142,121	133,929	138,188	1,291,489	639,721
Long-Term Debt	369,390	321,855	389,547	441,702	390,563	511,386
Long-Term Leases	249,433	250,224	236,626	244,940	246,565	211,523
Pension & Post-Retirement Benefits	38,138	50,780	51,009	1,676	1,418	1,923
Long-Term Deferred Tax Liabilities	-	-	-	-	65,194	99,963
Other Long-Term Liabilities	172,568	152,166	120,448	176,256	102,970	127,185
Total Liabilities	21,197,175	20,216,657	17,475,729	17,171,403	17,801,300	15,651,554
Common Stock	22,473	22,473	22,473	22,473	22,473	22,473
Additional Paid-In Capital	228,560	228,560	228,560	228,560	228,560	228,560
Retained Earnings	1,162,812	1,194,867	1,195,024	1,348,103	1,567,979	1,520,814
Comprehensive Income & Other	67,777	74,734	123,651	134,448	20,238	132,483
Total Common Equity	1,481,622	1,520,634	1,569,708	1,733,584	1,839,250	1,904,330
Minority Interest	-	-	-	8,336	7,731	7,363
Shareholders' Equity	1,481,622	1,520,634	1,569,708	1,741,920	1,846,981	1,911,693
Total Liabilities & Equity	22,678,797	21,737,291	19,045,437	18,913,323	19,648,281	17,563,247
Total Debt	619,716	951,685	1,064,450	1,905,718	1,408,528	1,285,807
Net Cash (Debt)	-336,902	-387,753	-496,905	-764,233	-1,058,664	-996,405
Net Cash Per Share	-1499.13	-1725.41	-2211.11	-3400.65	-4710.80	-4433.76
Filing Date Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Total Common Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Book Value Per Share	6592.86	6766.45	6984.82	7714.03	8184.22	8473.81
Tangible Book Value	1,239,520	1,278,808	1,374,784	1,573,998	1,714,776	1,793,343
Tangible Book Value Per Share	5515.57	5690.39	6117.46	7003.91	7630.34	7979.94