Banco Comercial AV Villas S.A. (BVC: VILLAS)

Banco Comercial AV Villas Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,682	91,381	13,366	891,945	889,359	809,701
Investment Securities	2,330,173	2,762,413	2,952,646	2,967,876	2,342,340	1,668,822
Trading Asset Securities	-	271,647	289,371	249,071	708,274	305,336
Total Investments	2,330,173	3,034,060	3,242,017	3,216,947	3,050,614	1,974,158
Gross Loans	14,853,459	14,355,754	15,006,921	13,116,042	12,325,805	12,165,133
Allowance for Loan Losses	-706,120	-642,847	-577,192	-537,188	-487,092	-493,870
Net Loans	14,147,339	13,712,907	14,429,729	12,578,854	11,838,713	11,671,263
Property, Plant & Equipment	460,708	468,664	514,957	495,853	443,677	466,308
Other Intangible Assets	185,039	159,586	124,474	110,987	95,914	73,966
Investments in Real Estate	34,126	37,426	31,078	44,049	45,562	38,296
Accrued Interest Receivable	-	13,065	8,751	1,551	1,209	1,372
Other Receivables	496,088	430,511	258,846	101,664	127,140	87,286
Restricted Cash	850,879	778,457	863,285	-	-	-
Other Current Assets	190,533	167,102	159,896	120,882	95,732	84,915
Long-Term Deferred Tax Assets	-	18,462	445	207	126	127
Other Real Estate Owned & Foreclosed	-	36	36	308	36	146
Other Long-Term Assets	1,258	1,666	1,401	-	987	-
Total Assets	18,713,825	18,913,323	19,648,281	17,563,247	16,589,069	15,207,538
Accounts Payable	22,131	14,753	5,366	4,080	2,766	11,146
Accrued Expenses	98,758	92,155	78,914	84,013	64,774	61,535
Interest Bearing Deposits	15,709,624	14,864,538	14,844,525	13,408,862	13,966,758	11,851,426
Total Deposits	15,709,624	14,864,538	14,844,525	13,408,862	13,966,758	11,851,426
Short-Term Borrowings	-	636,692	376,744	557,402	64,644	505,584
Current Portion of Long-Term Debt	310,119	20,877	394,656	5,496	6,318	2,711
Current Portion of Leases	45	-	-	-	-	-
Current Income Taxes Payable	3,471	3,535	2,896	-	-	-
Other Current Liabilities	334,698	671,883	1,291,489	639,721	197,661	564,610
Long-Term Debt	183,572	459,265	390,563	511,386	10,513	15,795
Long-Term Leases	239,536	250,760	246,565	211,523	152,147	173,095
Pension & Post-Retirement Benefits	1,783	1,676	1,418	1,923	2,032	1,710
Long-Term Deferred Tax Liabilities	-	-	65,194	99,963	116,828	126,636
Other Long-Term Liabilities	100,589	155,269	102,970	127,185	128,149	98,149
Total Liabilities	17,004,326	17,171,403	17,801,300	15,651,554	14,712,590	13,412,397
Common Stock	22,473	22,473	22,473	22,473	22,473	22,473
Additional Paid-In Capital	228,560	228,560	228,560	228,560	228,560	228,560
Retained Earnings	1,332,846	1,348,103	1,567,979	1,520,814	1,391,976	1,319,747
Comprehensive Income & Other	117,028	134,448	20,238	132,483	226,535	218,058
Total Common Equity	1,700,907	1,733,584	1,839,250	1,904,330	1,869,544	1,788,838
Minority Interest	8,592	8,336	7,731	7,363	6,935	6,303
Shareholders' Equity	1,709,499	1,741,920	1,846,981	1,911,693	1,876,479	1,795,141
Total Liabilities & Equity	18,713,825	18,913,323	19,648,281	17,563,247	16,589,069	15,207,538
Total Debt	733,272	1,367,594	1,408,528	1,285,807	233,622	697,185
Net Cash (Debt)	-639,746	-1,004,566	-1,058,664	-119,857	1,364,011	417,852
Net Cash Growth	-	-	-	-	226.43%	-45.04%
Net Cash Per Share	-2846.72	-4470.08	-4710.80	-533.33	6069.52	1859.34
Filing Date Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Total Common Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Book Value Per Share	7568.63	7714.03	8184.22	8473.81	8319.02	7959.90
Tangible Book Value	1,515,868	1,573,998	1,714,776	1,793,343	1,773,630	1,714,872
Tangible Book Value Per Share	6745.25	7003.91	7630.34	7979.94	7892.23	7630.77

Source: S&P Capital IQ. Banks template. Financial Sources.