Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	296.88	277.52	278.01	204.13	68.93
Interest Paid on Deposits	58.54	72.01	62.56	46.66	21.59
Net Interest Income	238.34	205.51	215.44	157.47	47.34
Net Interest Income Growth (YoY)	15.98%	-4.61%	36.82%	232.63%	-78.08%
Gain (Loss) on Sale of Assets	6.17	13.09	13.68	87.2	1.48
Gain (Loss) on Sale of Investments	-	-	0.42	-	-
Other Non-Interest Income	18.55	33.96	53.66	-2.77	-4.63
Total Non-Interest Income	24.72	47.05	67.77	84.43	-3.15
Non-Interest Income Growth (YoY)	-47.46%	-30.57%	-19.73%	-	-
Revenues Before Loan Losses	263.06	252.56	283.21	241.89	44.19
Provision for Loan Losses	91.14	107.82	145.03	98.7	43.52
Revenue	171.93	144.74	138.19	143.19	0.67
Revenue Growth (YoY)	18.79%	4.74%	-3.49%	21271.34%	-99.48%
Occupancy Expenses	4.99	4.51	6.46	10.36	13.13
Selling, General & Administrative	127.62	113.44	123.27	138.56	139.52
Other Non-Interest Expense	3.51	13.25	3.5	-4.69	16.95
Total Non-Interest Expense	136.12	131.2	133.23	144.22	169.61
EBT Excluding Unusual Items	35.8	13.54	4.96	-1.04	-168.94
Asset Writedown	-0.03	-0.31	-0.48	-	-1.47
Legal Settlements	-4.35	-8.85	-3.72	-0	-3.49
Other Unusual Items	-0.25	-0.34	-0.35	-0.66	-0.01
Pretax Income	31.26	4.05	0.41	-1.65	-173.91
Income Tax Expense	23.26	2.77	0.2	-0.12	-48.46
Net Income	8	1.28	0.21	-1.54	-125.45
Net Income to Common	8	1.28	0.21	-1.54	-125.45
Net Income Growth	526.47%	496.73%	-	-	-
Basic Shares Outstanding	826	209	742	325	154
Diluted Shares Outstanding	826	209	742	325	154
Shares Change (YoY)	294.83%	-71.80%	128.44%	111.47%	27.46%
EPS (Basic)	0.01	0.01	0.00	-0.00	-0.82
EPS (Diluted)	0.01	0.01	0.00	-0.00	-0.82
EPS Growth	58.67%	2019.79%	-	-	-
Effective Tax Rate	74.41%	68.44%	47.93%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.