Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	276.02	277.52	278.01	204.13	68.93	236.89
Interest Paid on Deposits	67.88	72.01	62.56	46.66	21.59	20.9
Net Interest Income	208.13	205.51	215.44	157.47	47.34	216
Net Interest Income Growth (YoY)	-4.72%	-4.61%	36.82%	232.63%	-78.08%	-24.51%
Gain (Loss) on Sale of Assets	8.16	13.09	13.68	87.2	1.48	0.63
Gain (Loss) on Sale of Investments	-	-	0.42	-	-	-
Other Non-Interest Income	28.31	33.96	53.66	-2.77	-4.63	5.28
Total Non-Interest Income	36.47	47.05	67.77	84.43	-3.15	5.91
Non-Interest Income Growth (YoY)	-29.18%	-30.57%	-19.73%	-	-	-58.73%
Revenues Before Loan Losses	244.61	252.56	283.21	241.89	44.19	221.91
Provision for Loan Losses	99.47	107.82	145.03	98.7	43.52	92.3
Revenue	145.14	144.74	138.19	143.19	0.67	129.61
Revenue Growth (YoY)	5.63%	4.74%	-3.49%	21271.34%	-99.48%	-36.48%
Occupancy Expenses	4.37	4.51	6.46	10.36	13.13	14.96
Selling, General & Administrative	119.45	113.44	123.27	138.56	139.52	169.44
Other Non-Interest Expense	6.67	13.25	3.5	-4.69	16.95	14.43
Total Non-Interest Expense	130.48	131.2	133.23	144.22	169.61	198.82
EBT Excluding Unusual Items	14.65	13.54	4.96	-1.04	-168.94	-69.21
Asset Writedown	-0.03	-0.31	-0.48	-	-1.47	-
Legal Settlements	-5.6	-8.85	-3.72	-0	-3.49	-3.05
Other Unusual Items	-0.32	-0.34	-0.35	-0.66	-0.01	-0.56
Pretax Income	8.71	4.05	0.41	-1.65	-173.91	-72.75
Income Tax Expense	4.04	2.77	0.2	-0.12	-48.46	-19.9
Net Income	4.67	1.28	0.21	-1.54	-125.45	-52.85
Net Income to Common	4.67	1.28	0.21	-1.54	-125.45	-52.85
Net Income Growth	1000.47%	496.73%	-	-	-	-
Basic Shares Outstanding	209	209	742	325	154	120
Diluted Shares Outstanding	209	209	742	325	154	120
Shares Change (YoY)	-51.45%	-71.80%	128.44%	111.47%	27.46%	-
EPS (Basic)	0.02	0.01	0.00	-0.00	-0.82	-0.44
EPS (Diluted)	0.02	0.01	0.00	-0.00	-0.82	-0.44
EPS Growth	2169.48%	2019.79%	-	-	-	-
Effective Tax Rate	46.40%	68.44%	47.93%	-	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.