Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	277.52	278.01	204.13	68.93	236.89
Interest Paid on Deposits	72.01	62.56	46.66	21.59	20.9
Net Interest Income	205.51	215.44	157.47	47.34	216
Net Interest Income Growth (YoY)	-4.61%	36.82%	232.63%	-78.08%	-24.51%
Gain (Loss) on Sale of Assets	13.09	13.68	87.2	1.48	0.63
Gain (Loss) on Sale of Investments	-	0.42	-	-	-
Other Non-Interest Income	33.96	53.66	-2.77	-4.63	5.28
Total Non-Interest Income	47.05	67.77	84.43	-3.15	5.91
Non-Interest Income Growth (YoY)	-30.57%	-19.73%	-	-	-58.73%
Revenues Before Loan Losses	252.56	283.21	241.89	44.19	221.91
Provision for Loan Losses	107.82	145.03	98.7	43.52	92.3
Revenue	144.74	138.19	143.19	0.67	129.61
Revenue Growth (YoY)	4.74%	-3.49%	21271.34%	-99.48%	-36.48%
Occupancy Expenses	4.51	6.46	10.36	13.13	14.96
Selling, General & Administrative	113.44	123.27	138.56	139.52	169.44
Other Non-Interest Expense	13.25	3.5	-4.69	16.95	14.43
Total Non-Interest Expense	131.2	133.23	144.22	169.61	198.82
EBT Excluding Unusual Items	13.54	4.96	-1.04	-168.94	-69.21
Asset Writedown	-0.31	-0.48	-	-1.47	-
Legal Settlements	-8.85	-3.72	-0	-3.49	-3.05
Other Unusual Items	-0.34	-0.35	-0.66	-0.01	-0.56
Pretax Income	4.05	0.41	-1.65	-173.91	-72.75
Income Tax Expense	2.77	0.2	-0.12	-48.46	-19.9
Net Income	1.28	0.21	-1.54	-125.45	-52.85
Net Income to Common	1.28	0.21	-1.54	-125.45	-52.85
Net Income Growth	496.73%	-	-	-	-
Basic Shares Outstanding	209	742	325	154	120
Diluted Shares Outstanding	209	742	325	154	120
Shares Change (YoY)	-71.80%	128.44%	111.47%	27.46%	-
EPS (Basic)	0.01	0.00	-0.00	-0.82	-0.44
EPS (Diluted)	0.01	0.00	-0.00	-0.82	-0.44
EPS Growth	2019.79%	-	-	-	-
Effective Tax Rate	68.44%	47.93%	-	-	-

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.